01/03/2023
Credit•Tip• Tuesday
👉🏽DELETING COLLECTIONS BEST PRACTICE:
A best practice I want y’all to remember with collections is ALWAYS always send a debt validation letter first.
Why?
The purpose of it is to pull their card and make them prove that you owe the debt or alleged obligation as defined per the FDCPA.
What can happen from that is sometimes that’s enough to get the deletion because they aren’t able to adequately prove that you owe the debt.
Good luck and keep applying pressure