The Journey Finance

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The Journey Finance Empowering you with the financial blueprint to build generational wealth & lasting legacy. 💰🌼💪🏾 Troy A. Young is the self-made shepherd.

He has dedicated over 20 years of his life helping African American women with high incomes move into happy retirements. While having worked at two of the nation’s largest financial services companies, his true passion is helping African American women turn that high Income into a long-term happy retirement. Troy is a graduate of Howard University and Certified Financial Planner®. Happily married to his wife, Wanda, for over 25 years they are proud parents of two young adults. It is up to you to read and understand the privacy policies and terms of service for each social
media site you participate in, which includes joining any groups. While we have a presence on
one or more social media pages, we have no control over how the social media sites or other
third parties will use the information you share. Securities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC. Integrity Wealth is a marketing name for Integrity Alliance, LLC. Investment and advisory services are also offered through Csenge Advisory Group LLC (CAG), registered investment adviser with the SEC. Integrity Wealth is not affiliated with CAG or Destiny Financial Group.

Credit scores were never complicated. The explanations were.Most people find out their credit score matters the moment t...
16/10/2026

Credit scores were never complicated. The explanations were.

Most people find out their credit score matters the moment they need it – applying for an apartment, a car loan, or a mortgage. By then the damage from years of bad habits is already done.

This carousel breaks down everything you need to know about credit scores, simply and clearly, so you can build yours before you ever need it.

Save this. Share it with a young person in your life who needs to understand this before it’s too late.

14/10/2026

If you have a 401(k) at work, you might be wondering:

“Do I even need an IRA?”

Short answer: They can work together.

Your 401(k) can offer an employer match and higher contribution limits. Your IRA can give you more investment flexibility.

Think of it less as 401(k) vs. IRA and more as 401(k) + IRA.

The right combination depends on your income, goals, tax situation, and what your employer offers.

Save this for later—and share it with someone who needs to hear it. 👇🏾

“Be Good, Do Good, Make Good.”I recently visited National Life Insurance Company to learn more about its history, proced...
09/10/2026

“Be Good, Do Good, Make Good.”

I recently visited National Life Insurance Company to learn more about its history, procedures, and services, including its indexed universal life (IUL) insurance offerings.

Saw this powerful message etched into the columns of a company that has stood for 178 years. 🤝

As a financial planner, I believe staying informed and understanding the companies and solutions available matters. The more we learn, the better equipped we are to guide our clients toward informed financial decisions.

Always learning & looking for ways to serve better. 🙌

October is Breast Cancer Awareness Month. A cause that is deeply personal to me.My wife Wanda is a breast cancer survivo...
02/10/2026

October is Breast Cancer Awareness Month. A cause that is deeply personal to me.

My wife Wanda is a breast cancer survivor.

I watched the woman I love face one of the hardest seasons of our lives with a grace and a strength that I still don’t have the right words for.

I won’t pretend I fully understood what she carried through that season, the fear, the treatment, the uncertainty about what came next. What I know is that I watched the strongest person I’ve ever met face something that would have broken most people.

And she didn’t break.

Wanda is a survivor. And every October I am reminded of how much that word means.

To everyone navigating a diagnosis right now and to everyone loving someone through one, I see you. 💗

And if you’ve been putting off a mammogram, please don’t. Early detection saves lives. Wanda was young, healthy, the kind of person you never imagine getting diagnosed, but she did. So please schedule the appointment.

28/09/2026

Sometimes you have to trust that the money will flow while still making smart moves with the money you have. 😂💰

Keep working. Keep learning. Keep building. Happy Monday, Journey Fam!

🎥 The best reminder by

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3330 Cumberland Boulevard Suite 400

30339

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