SJ Accounting Services

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United States
Atlanta, GA
SJ Accounting Services

SERVICES: Budgeting, Bookkeeping, Credit Counseling, Financial Counseling, Business/Individual Tax Filing, Tax Amendments, Business Startup Assistance.

10/05/2023

Happy Birthday BOSS LADY!

04/20/2023

Don’t have a big down payment? Purchase your home with 1% down.

You put 1% down and your lender pays an additional 2%, for a total of 3% down.

Use gift funds for your entire down payment.

Keep more money in your pocket for furniture, house repairs and maintenance.

I’m here to help! Call me today to discuss your options.

770.852.0488

04/18/2023

TAX DAY IS HERE!

HOW TO OBSERVE NATIONAL TAX DAY

- Complete and file your taxes.

- Quote Benjamin Franklin: Nothing is certain but death, and taxes.

- Save a copy of your tax return in a safe place.

- Give a shout-out to your tax preparer.

- Use to post on social media.

04/11/2023

The Benefits Of 40-Year Mortgages

Lower Monthly Payment
Because you have 40 years to pay off the loan, the payment is going to be lower than it would be if you had a 30-year term. It could make it easier to make a mortgage payment work with your budget.

Alternative Loan Structures
These 40-year mortgages may come with an interest-only phase at the beginning of the loan. As an example, you might only be required to make the interest payment for the first 10 years, so that you make principal and interest payment over the last 30 years.
Your lender qualifies you at the full payment assuming you make no separate payments toward the balance in the first 10 years. This should allow you to know for sure that you can afford the payment.

However, a major benefit of this is that it can provide flexibility. If you’re looking to buy furniture or pay off higher interest debt, you have the option of only making the interest payment at the beginning of the loan. Then if you have extra money, you can pay down the principal so that when the loan re-amortizes with the full payment, your payment will be lower.

There is also nothing stating that you have to take 40 years to pay off a loan. Putting extra money toward your payment could enable you to save on interest and pay off your loan sooner.

04/05/2023

I have the best clients. They are loyal and true! Here’s what one of them had to say about our service.

Call or DM me now and let’s discuss your financial plan.

Sabrina Johnson
Accountant, Tax Professional & Mortgage Loan Originator
NMLS # 215800
(770) 852-0488
www.sjaccountingservices.com

We pay for referrals. Please share this post with your friends and tell them to mention you when they call.

04/04/2023

HEY YA’LL. Get to know me better by visiting my website at:

www.sjaccountingservices.com

By the way, I have some great services that may benefit you. Check me out to see how I can best help you reach your financial goals.

See ya!
Sabrina

04/03/2023

You're eligible to apply for a VA loan if:

You are on active duty and have served 90 continuous days.

You are a veteran who meets length-of-service requirements, which generally are 90 days in wartime and 181 days in peacetime.

You completed 90 days of active-duty service or six creditable years in the Selected Reserve or National Guard.

You are the surviving spouse of a veteran who died while in service or from a service-connected disability and you have not remarried.

If you meet any of these requirements, you may be eligible for a VA loan. CALL ME TODAY! 770-852-0488.

03/29/2023

Make sure to set an alarm so you won’t be late for the April 18, 2023 tax filing deadline. Take a little time gathering your information to file a complete and accurate tax return - this can help you avoid errors and possible refund delays.

Too busy, no problem - we can take this off your hands. Just give us a call at 770-852-0488 and we will make sure your taxes are accurate and filed on time.

03/28/2023

Are you behind on filing your individual or business taxes?

Do you dread tax season and the stresses that come along with it?

Do you know all of the tax credits that you qualify for?

Are you racing the clock to file your taxes on the last filing day each year?

I’m Sabrina Johnson, CEO of SJ Accounting Services. If you answered yes to any of the questions above, you are not alone.

Each year I help many people just like you get on track with their taxes while maximizing their returns.

Call me to discuss your tax concerns!

(770) 852-0488
www.sjaccountingservices.com

03/27/2023

It’s best to work with a lender that specializes and only focuses on residential lending.

When you work with a dedicated home loan lender - like me! - you’re more likely to get better loan terms and rates.

CALL ME TODAY TO GET PRE-QUALIFIED!

03/24/2023

House Bill 162 calls for a second year in a row of income tax refunds. It gives a refund of up to $250 to single filers, up to $375 to single adults who head a household with dependents and up to $500 to married couples filing jointly. The refund will only be paid to people who filed tax returns for both the 2021 and 2022 tax years, and no one can get back more than they paid in state income taxes in 2021.

Rebates or credits will be issued in the spring. They will be automatic for anyone who files a 2021 and 2022 return, with no further action required. People who don't owe state income taxes, including many retirees, wouldn't get any money.

Address

Atlanta, GA

Telephone

+17708520488

Website

http://www.sjaccountingservices.com/

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