Michelle 'Shelly' Gams

08/12/2026

Most people will need some form of long-term care as they age. Planning for that care is one of the biggest challenges older Americans face.

The best age to buy long-term care insurance is in your mid-50s to mid-60s.

08/11/2026

Let's Talk. Contact me today to set up your free, no-obligation appointment!

08/08/2026

Three years in a row, and still just as meaningful.

I’m incredibly honored to be named to Forbes’ 2026 Best-In-State Top Financial Security Professionals list for Montana, marking my third consecutive year receiving this recognition- 2024, 2025, and now 2026.

I’m deeply grateful for the trust my clients place in me, the dedication of our team, and the support of the communities that I serve. It is a privilege to help individuals, families, and business owners protect what matters most, prepare for the future, and move forward with greater confidence.

Thank you to everyone who has been part of this journey. I’m humbled by this recognition and inspired to continue serving with care, integrity, and purpose.



* Learn more about the list and the ranking methodology here:
https://bit.ly/3UkUa0R *

08/06/2026

“The more grateful I am, the more beauty I see.” - Mary Davis

What is something you're especially grateful for this week?

08/05/2026

In this week's Ask the Editor Q&A, Joy Taylor answers five tax questions for investors, including queries on capital gains and qualified small business stock.

In this week's Ask the Editor Q&A, Joy Taylor answers five tax questions for investors, including queries on capital gains and qualified small business tock.

07/30/2026

“The more you praise and celebrate your life, the more there is in life to celebrate.” - Oprah Winfrey

What are you celebrating this month?

07/29/2026

Many Gen Xers worry they haven't saved enough, but experts say there is still time to strengthen retirement finances.

Many Gen Xers worry they're behind on retirement savings. Learn why and discover practical ways to strengthen your financial future.

07/25/2026

I am incredibly honored to share that YWCA Billings was selected to receive a $10,000 Community Impact Grant from New York Life.

As a member of the YWCA Billings Board, I was proud to apply for this grant on behalf of the organization and its important mission. Representing Gams Financial Group, I had the privilege of presenting the grant to YWCA Billings Executive Director Erin Lambert alongside New York Life Managing Partner Tom Miller.

YWCA Billings was one of 21 organizations across 16 states selected during the first 2026 grant cycle, with $300,000 awarded to support meaningful programs in local communities.

I am grateful to New York Life for supporting the causes its agents and employees care deeply about, and I am excited to see the continued impact YWCA Billings will make for individuals and families in our community.