Ms Tee A & B Consultant

05/30/2026

💡 FREE GAME 💡What "complicated" actually looks like in GovCon:

Step 1: Form LLC — 20 minutes online
Step 2: Get EIN — 5 minutes at http://IRS.gov
Step 3: Open business bank account — one afternoon
Step 4: Start http://SAM.gov registration — 45 minutes
Step 5: Wait 3–4 weeks for activation
Step 6: Search for a contract — 20 minutes
Step 7: Call your supplier — 10 minutes
Step 8: Submit your bid — 2 hours

Total active time: about 4 hours spread over a month.

"Complicated" is the story.
4 hours is the reality

Official U.S. Government Website The Official U.S. Government System for: Contracting Research and engage in federal contractingEntity Information View entities doing federal businessFederal Hierarchy Search the directory of federal organizations Federal Assistance Learn about grants and other feder...

05/30/2026

🗣️ Credit Tip: Begin disputing directly with these companies to make it a easier process for The 3 main bureaus & if you thought it was just those 3 , your wrong again, Here’s a list of the secondary bureaus in which TransUnion, Equifax and Experian pulls their data from:

• Corelogic(Credco) - houses property and financial data(evictions, broken leases, mortgages etc) and more!

• Lexis Nexis - houses real estate, ownership data, lien, public records, judgements, bankruptcy, historical addresses, consumer and business assets, relationships between you and entities, name or marital status changes, relocations and more!

• SageStream(Lexis Nexis company) - houses auto lenders, credit card issuers, retailers, utilities, mobile phone service providers and more!

• Innovis - houses rent payments, utility bills, mobile phone gym memberships and more!
AmRent- houses eviction information, criminal history and more!

• ARS - houses consumers approve and denied bank card application

• ChecSystems- houses closed checking and savings accounts, potential fraud on those accounts and bank account worthiness

05/28/2026

You absolutely can dispute the debt with the credit bureau if the amount on the collection agency's letters doesn't match what's reflected on your credit report (and the reported amount is decreasing). Here's how you can approach it:

Dispute for Inaccuracy:

The difference in amounts is a strong reason to dispute the debt. It indicates a potential error in the reported information.
Here are two ways to dispute the debt:

Online Dispute: Most credit bureaus allow online disputes. You can visit the website of each bureau (Experian, Equifax, TransUnion) and find their dispute section. There, you can initiate a dispute for the specific debt entry in question.

Mail a Dispute Letter: You can also draft a letter outlining the discrepancy. Be sure to include the following details:

Your name and contact information
A clear statement that you are disputing a specific debt entry (mention the creditor and account number)

Explain why you believe the information is inaccurate (mention the difference in amounts between the collection agency letters and the credit report)
Enclose copies of any supporting documents (copies of the collection agency letters showing different amounts)

Here are some resources with sample dispute letters:

Federal Trade Commission (FTC): Disputing Errors on Your Credit Reports: https://consumer.ftc.gov/articles/disputing-errors-your-credit-reports

Consumer Financial Protection Bureau (CFPB): How to Dispute an Error on Your Credit Report: https://www.consumerfinance.gov/ask-cfpb/how-do-i-dispute-an-error-on-my-credit-report-en-314/
Additional Considerations:

Dispute Each Bureau: You'll need to submit a separate dispute for each credit bureau where the information is inaccurate.
Collection Attempts Continue: Disputing the debt doesn't necessarily stop the collection agency from contacting you. You may still receive collection letters or calls.
Debt Validation: You can also send a separate letter directly to the collection agency (Westlake Portfolio Management) requesting debt validation. This formally compels them to provide proof of the debt and its accuracy.
Remember:

Keep copies of all your dispute letters and supporting documents.
The credit bureaus are required to investigate your dispute within 30 days of receiving it. They will contact you with the results.

By following these steps, you can dispute the inaccurate debt information on your credit report. If the reported amount is decreasing, it might be a sign the debt is nearing its end of the credit reporting cycle (typically 7 years for charge-offs). However, disputing an error can help ensure your credit report reflects accurate information.

If you have not already, we invite you to enroll in our Free e-course on credit education and repair. Or if you choose, upgrade to the video version of our credit repair and education online video course for a nominal $7.00.

Learning through video engages both visual and auditory senses, providing a dynamic, multisensory experience with the benefits of demonstration, modeling, and engaging content. Videos are accessible and allow for self-paced learning, but distractions and varying internet access can be drawbacks. On the other hand, reading offers in-depth textual information, promoting critical thinking and flexibility, but may be less engaging for some learners. Personal preferences and the nature of the content play a crucial role, and a balanced approach that combines both modalities often results in a more comprehensive learning experience. Basically, when we see and hera thinga we tend to remember what it is we are seeing and hearing much better and retain it longer as well.

https://getgoodcredit.org/freeecourse

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05/27/2026

💎 PERSONAL INFORMATION REMOVAL LETTER 📬

[Your Full Name]
[Address]
[City, State ZIP]
[Date]

RE: Request for Removal of Inaccurate Personal Information

To Whom It May Concern,

I recently reviewed my consumer report and noticed inaccurate personal information reporting on my file. Under the Fair Credit Reporting Act, I am requesting the immediate removal of all inaccurate and outdated personal information.

Please remove the following:

* Incorrect addresses
* Incorrect name variations
* Incorrect employers
* Incorrect phone numbers

These items are inaccurate and do not belong on my consumer report. Please conduct a reasonable investigation and update my file immediately.

I am requesting an updated copy of my report reflecting these corrections.

Sincerely,
[Your Name]

05/23/2026

Grants that does not require an LLC: ( CC: comments)

05/22/2026

Goodmorning Morning ☀️

💎 I can’t stress the importance of this which will letter benefit you or hurt but right you have a chance !💫STUDENT LOANS CARRIERS 🫵🏽

If you've student loans with Mohela, Nelnet, Navient, Edfinancial, Maximus, Osla, Sallie Mae, U.S. Department Of Education, and Sofi. Your student loan debt just might disappear on your credit. They're being sued right now. Do you research and get you student loan debt cleared to ZERO balance. You can also get your student loan/loans removed from your credit. THANK ME LATER

05/18/2026

Start Your Business Up CC:

05/18/2026

💎 A program to help you get a 🚘 CC: Comments

05/18/2026

30 PLATFORMS TO LEARN ANY SKILL FOR FREE‼️

05/16/2024

GOOD CREDIT WILL OPEN DOORS MONEY CAN'T!

I said what I said. 🗣️🗣️