09/22/2026
Stop treating every card-cost program as the same thing.
“Card-cost program” is shorthand, not an explanation. Traditional processing, RewardPay Choice, and ConsumerChoice are distinct structures with different documented terms for eligible credit cards, debit cards, cash-and-card pricing, and who pays applicable processing costs. The accurate explanation starts with the specific Payroc program, not the label someone happens to use. Before comparing options, review the program’s actual terms and how they apply to your business.
If you want help reading the differences, send us a message. We’ll keep the conversation practical and specific to the program being discussed.