Aspen Leaf Divorce Mortgage Planning

09/03/2026

09/03/2026

Cheers to 2 years Aspen Leaf Divorce Mortgage Planning
Thank you Castle Rock Chamber for hosting our ribbon cutting .
The out pouring of love and support truly touched my heart.
Here is to a partnership and future educating and empowering divorcing home owners.
As a Certified Divorce Lending Professional amd Divorce Mortgage Planner knowing my clients have a safe home to Turn a New Leaf on Life is my goal.
Divorce Lending Professional

09/03/2026

9-1-24
The day I officially launched Aspen Leaf Divorce Mortgage Planning.
I celebrated my 2 year anniversary surrounded by the people I care about most (some in spirit because life is busy) with my official ribbon cutting with the Rock Chamber
As I stood on those steps I was overwhelmed with emotion.
It’s been a very long and hard road.
This business wasn’t a dream.
It was born from necessity.
And grew to a passion that fills the soul.
To educate and empower.
May 2024 I suffered a T.I.A. (Transient Ischemic Attack) from a dissected cervical artery.
2 weeks later I asked for a divorce.
2 weeks after that I filed.
The next day I had knee replacement surgery.
I packed up 21 years of my life and moved out 6 weeks later on a walker.
Aspen Leaf Divorce Mortgage Planning was born 1 month later.
Why all the details?
Because divorce sucks.
Life is really really hard.
But I believe to my core that everyone deserves a house to come home to.
A home that is safe.
That is theirs, whether starting fresh or rebuilding in their family home.
No matter what your story, struggle, pain or dream is, you can get there.
Believe.
Push through the pain, fear and heartache.
Achieve your dream.
Turning a New Leaf on Life After Divorce.

09/01/2026

A client tells you she just needs to keep the house. It usually arrives before the intake is even finished, and it sounds like a clear instruction rather than a question.

The Divorce Lending Association's September briefing argues that it is the wrong question, and I think the argument is right.

Not because keeping the home is a bad outcome. Because "how do I keep the house" has a binary answer, and a yes gets recorded as a win. The briefing's point is that yes is not one answer. It is at least three:

Yes, you qualify. That is not the same as yes, you can carry it. Yes, you can keep it. Here is what keeping it costs. Yes, and here is what the same dollars would have done instead.

In my experience only the first one gets tested before signing. The other two show up in year two.

The better question the piece proposes is forward-facing: how does this house fit into the life I am about to live? That one does not resolve to a yes or a no. It resolves to a design, and it opens four inquiries that determine whether a settlement holds.

Worth reading if you have housing questions open on a current file. It also covers how to raise the reframe in the room without it sounding like a refusal.

https://divorcebriefings.com/4yedAmL

If you have a file where the housing question is still open, I would rather look at it now than after the decree is entered.

08/30/2026

Who is coming?!?! I’ll have cupcakes!!!!! This is important! 🥰

✂️ Help Us Welcome Aspen Leaf Divorce Mortgage Planning!

Join the Castle Rock Chamber as we celebrate Aspen Leaf Divorce Mortgage Planning with an official Ribbon Cutting Celebration!

Ribbon cuttings are more than a celebration—they're an opportunity to connect with fellow business professionals, support local entrepreneurs, and welcome new businesses that are investing in the Castle Rock community.

📅 Tuesday, September 1
🕓 4:00–5:00 PM
📍 Castle Rock Chamber
420 Jerry St.
Castle Rock, CO 80104

Whether you're a Chamber member, local business owner, or community supporter, we'd love to have you join us as we celebrate this exciting milestone.

🎉 Bring a colleague, make new connections, and help us give Aspen Leaf Divorce Mortgage Planning a warm Castle Rock welcome! Register today. https://business.castlerock.org/events/details/ribbon-cutting-aspen-leaf-divorce-mortgage-planning-7037

08/29/2026

The risk in divorce isn’t the house. It’s the assumption.

Assuming someone can refinance.
Assuming income will qualify.
Assuming debt on paper translates to debt in underwriting.

These assumptions are where breakdowns happen.

Because mortgage guidelines don’t interpret intent—they evaluate structure.

When housing decisions are made without validating:
• Income continuance and usability
• Debt-to-income impact
• Title and liability exposure
• Timing of ex*****on

The result is often a settlement that cannot be implemented as written.

This is the gap Divorce Mortgage Planning is designed to solve.

It ensures that real property decisions are not only negotiated—but actually executable within lending guidelines.

For professionals, this is about protecting the integrity of the agreement.
For clients, it’s about protecting their financial future.

If you’re involved in a divorce case with real estate, the question isn’t what was agreed to—
it’s whether it will work.

Let’s connect.

08/27/2026

Emotions drive many housing decisions in divorce, but numbers tell the truth.

Partnering with a Certified Divorce Lending Professional (CDLP®) helps family law professionals protect clients from financial missteps tied to the marital home. Discover how to turn emotions into factual math and secure better outcomes: http://bit.ly/47nxro0

08/25/2026

If you've hesitated to bring a CDLP® into a case because you weren't sure it was big enough to warrant it, this is for you.

There is no minimum. A case can be one question about whether your client can qualify on their own income. It can also be months of analysis ending in testimony. Same credential, same standard of care, entirely different work.

You are not expected to scope the engagement before you refer. Scoping it is what I do first.

What I'd rather avoid is the version where the question goes unasked because the case didn't seem to justify a call.