Strathmore Capital Advisors

07/17/2026

Whether you’re launching a new business, managing a successful and growing company, or preparing for an eventual sale, proactive tax planning can have a significant positive impact on your financial success.

If you want to better understand some of the planning opportunities available to business owners, then our upcoming webinar is for you.

Tax Planning Opportunities for Small Business Owners
📆 Thursday, August 6, 2026
⏰ 12:00 PM ET

Join Director of Tax, David Bardin, as he discusses several tax topics that commonly come up for small business owners, from retirement plan incentives to planning for a future business transition.

You’ll learn:

✔️ Recent updates to Qualified Small Business Stock (QSBS) rules and why they matter

✔️ Tax credits available for certain retirement plan arrangements

✔️ Considerations when hiring family members, including children

✔️ Planning opportunities to explore before an eventual business sale or transition

If tax-efficient planning is part of your long-term business strategy, you won’t want to miss it.

We hope you can join us!

Register at the link in our bio. 🔗

07/15/2026

At some point, many people start helping their parents with finances. It might be some small things here and there, or you may become involved quickly.

Either way, it usually turns into a set of questions that don’t always have easy answers. Bringing in an advisor can help take some of that pressure off both sides, especially when the goal is to get organized and achieve a better understanding of your finances.

This can look like:

- Putting a clear list together of accounts, income sources, and how everything is set up

- Reviewing beneficiaries, titles, and estate documents to make sure they still reflect what’s intended

- Mapping out income, required distributions, and tax impact so there aren’t surprises later

- Giving parents a place to ask questions without having to filter everything through their kids

- Giving adult children visibility, so they’re not trying to piece things together in real time

Getting ahead of it while everyone can still be part of the conversation makes a big difference. It gives both sides a better handle on what’s in place and what may need attention later. Our recent blog shares more on this topic.

➡️ https://strathmorecapadv.com/when-your-parents-need-help-with-finances-starting-the-conversation-about-bringing-in-an-advisor/

Of course, if you have any questions about this, we’re always here to talk.

07/08/2026

Before summer is over, a lot of families will spend money on travel, camps, activities, childcare, family gatherings, and plenty of other things that just seemed to “pop up.”

Our latest blog discusses some of the expenses that frequently come with the summer season and how they relate to the financial choices still ahead this year.

➡️ https://strathmorecapadv.com/summer-spending-tips-for-busy-families/

07/07/2026

Before summer is over, a lot of families will spend money on travel, camps, activities, childcare, family gatherings, and plenty of other things that just seemed to “pop up.”

Our latest blog discusses some of the expenses that frequently come with the summer season and how they relate to the financial choices still ahead this year.

➡️

07/01/2026

Summer spending is usually a bit different from the rest of the year. You may be sending your kids to summer camp or planning family vacations or weekend beach trips. Whatever it is, there’s often a lot happening at once.

It may seem overwhelming, but it can help to have a few things in place before life gets too hectic, rather than trying to track everything perfectly as it happens. This can include an estimate for the “extra” categories or making sure that your main saving contributions are still happening, even if everything else changes around them.

It can also help to go in expecting certain categories to be higher than usual, such as traveling, dining and other extracurriculars, so you’re not surprised down the road.

From there, it usually just comes down to a few simple habits to keep things in check:

- Set a loose limit for discretionary summer spending

- Keep baseline saving contributions consistent

- Plan for higher seasonal categories upfront

- Check back on spending once a month instead of continuously

- Spread out larger expenses where you can

It helps to stay aware of how timing and spending may go up over the summer, so that it’s easy to get back into a rhythm when you get back into your routine.

06/25/2026

A recent U.S. News and World Report article discusses how more Gen Z consumers are reaching “super-prime” credit status, generally defined as a score of 720 or higher.

TransUnion data shows a sharp increase in the number of prime cards opened by Gen Z between 2019 and 2025, even as many are still building credit and navigating financial uncertainty.

Of course, a big part of this does come down to access, as Dan O'Rourke notes, “They can check their credit score, compare card offers, track spending, move money, redeem points and watch financial content without ever stepping into a bank branch.”

Access doesn’t automatically lead to strong habits, but it does give people a head start. When you have the tools, such as autopay, alerts, and real-time monitoring, it makes it easier to stay on top of things.

The article also mentions that where information comes from matters, especially when useful guidance and misinformation often co-exist.

As more younger consumers move into higher credit tiers, card issuers are responding with more personalized, experience-driven perks.

To learn more, check out the full article below.

https://money.usnews.com/credit-cards/articles/what-can-we-learn-from-gen-zs-credit-score-overachievers

Thanks for including us, Dawn Papandrea!

More younger consumers are pushing into super-prime territory.

06/24/2026

When you need cash, the options can sometimes feel a bit limited. They are usually to borrow at current rates or sell investments and deal with potential taxes, but synthetic lending may offer another approach for certain investors.

Instead of selling your assets, you can access liquidity while keeping your investment portfolio in place. These structures are designed to work alongside an existing portfolio, using it as collateral while making cash available for other uses.

For some investors, the main appeal comes down to flexibility. You get access to funds without interrupting a long-term investment strategy, which is particularly useful in volatile markets.

With that being said, it’s still a form of borrowing tied to the value of the underlying portfolio.

Changes in market value, interest rates, and structure can all impact outcomes, so make sure you’re weighing the pros and cons along with your other options.

Depending on your unique situation, it may be something to consider, and our recent blog shares more insight.

https://strathmorecapadv.com/understanding-synthetic-lending-a-different-way-to-access-liquidity/

06/16/2026

There’s no single way people approach charitable giving.

Some give to the same few organizations every year, while others give more sporadically, or revisit things when their income or priorities change.

Cash is a common starting point, but there are other ways people handle it, too, depending on their situation. Things like donating appreciated investments, using donor-advised funds, or making distributions directly from retirement accounts all come up.

What often matters more is figuring out how you want charitable giving to fit into your overall financial strategy.

Some questions to consider are:

🔹 How often do you want to give?
🔹 Do you want to involve your family?
🔹 How involved do you actually want to be?

Thinking through these questions can help you make more intentional charitable giving decisions.

Check out our recent blog for a breakdown of the different approaches and how they’re typically used at the link in our bio.

06/15/2026

There’s no single way people approach charitable giving.

Some give to the same few organizations every year, while others give more sporadically, or revisit things when their income or priorities change.

Cash is a common starting point, but there are other ways people handle it, too, depending on their situation. Things like donating appreciated investments, using donor-advised funds, or making distributions directly from retirement accounts all come up.

What often matters more is figuring out how you want charitable giving to fit into your overall financial strategy.

Some questions to consider are:

🔹How often do you want to give?

🔹Do you want to involve your family?

🔹How involved do you actually want to be?

Thinking through these questions can help you make more intentional charitable giving decisions.

Check out our recent blog for a breakdown of the different approaches and how they’re typically used here 👇

https://strathmorecapadv.com/charitable-gifting-planning-across-different-approaches/

06/08/2026

If you have children or grandchildren, there’s a new savings option worth knowing about.

Jennifer Luzzatto recently joined Virginia This Morning on CBS 6 to discuss a government-sponsored account expected to roll out in July. Eligible children may receive an initial contribution, with the goal of introducing long-term saving early.

Children must be 18 or younger, have a valid Social Security number, and be U.S. citizens. Those born between 2025 and 2028 may qualify for a $1,000 contribution. The accounts are designed to grow over time and eventually transition into retirement accounts.

There are still details being finalized, but it’s another great way to start conversations with kids about saving and compounding.

You can catch the full segment at the link below.

Watch Virginia This Morning each weekday from 9 to 10 a.m. Find the show on Facebook and Instagram at .