Evermont Wealth

Evermont Wealth Evermont Wealth is a financial planning, investment management and wealth advisory firm. https://linktr.ee/EvermontWealth You’re thinking about retirement.

You want to plan for your golden years. You need advice about planning for tomorrow. Here at RPA Wealth Management, we help people just like you optimize their money to take their retirement life to the next level!

Your family will figure it out after you're gone. Eventually. But "eventually" often means weeks of searching through fi...
07/09/2026

Your family will figure it out after you're gone. Eventually. But "eventually" often means weeks of searching through filing cabinets, old email accounts, and financial statements no one knew existed.

A will, a trust, beneficiary designations, powers of attorney, insurance policies: Each one needs to be somewhere your family can actually find it.

https://bit.ly/4f1mXyd

If your estate documents aren't organized, your family can spend months looking for them after you're gone. Here's the checklist to start today.

A lot of parents want to help their kids buy a home. But how you help carries real financial weight, for both you and yo...
06/25/2026

A lot of parents want to help their kids buy a home. But how you help carries real financial weight, for both you and your child.

A cash gift, a family loan, and a gift of equity each look different at tax time and carry different implications for the mortgage lender, your retirement timeline, and your estate plan. California adds its own layer, including property tax reassessment rules under Prop. 13 that can change the math on an intra-family home transfer.

Worth a read if this is on your radar.

https://bit.ly/4oFILUy

Thinking about helping your child buy a home? Parents have three common ways to pitch in on a down payment, each with its own financial considerations.

When a parent moves into senior care, the family home often becomes one of the most pressing financial questions no one ...
06/15/2026

When a parent moves into senior care, the family home often becomes one of the most pressing financial questions no one feels ready to address.

Sell before the move, or after? Hold it for heirs, or liquidate now?

The timing can affect the capital gains exclusion, the stepped-up basis available at inheritance, and — if Medicaid could ever be a factor — program eligibility. The options don't all point in the same direction, and the right answer depends on the family's specific situation.

Whether you’re moving into senior care or helping a parent through the transition, the question of what to do with the house deserves a real answer. Here’s how to think through the financial side.

Two nonprofits. More than 3,700 children, young adults, and families served across Southern California every year. And a...
06/11/2026

Two nonprofits. More than 3,700 children, young adults, and families served across Southern California every year. And a golf tournament that helps make it all possible.

The 27th Annual Haynes David & Margaret Golf Classic at Glendora Country Club this month raised funds for the Haynes Family of Programs and David & Margaret Youth and Family Services — two organizations doing extraordinary work for kids who need it most. We were proud to be a sponsor.

https://bit.ly/3ROmk3h

Evermont Wealth, a fee-only financial advisor in Claremont, CA, sponsored the 27th annual Haynes David & Margaret Golf Classic on June 1, 2026, benefiting youth and family services in Southern California.

Here's something many families don't realize until it's too late to do much about it.A traditional IRA doesn't transfer ...
06/10/2026

Here's something many families don't realize until it's too late to do much about it.

A traditional IRA doesn't transfer to a child the way a brokerage account does. There's no step-up in basis. Every dollar comes out as ordinary income, taxed at whatever rate applies when they take it. And under current rules, most beneficiaries have just 10 years to empty the account.

For a high-earning child inheriting a parent's IRA, the tax hit can be significant. But with the right planning ahead of time, a lot of it can be avoidable.

https://bit.ly/3RA529X

If your parents have a large IRA and you have a high-income career, you could be looking at a serious tax bill when you inherit. Here’s what changed after the SECURE Act and what to do about it.

Foothill Family Shelter has spent more than 40 years providing homeless families in the greater Los Angeles area with ho...
06/08/2026

Foothill Family Shelter has spent more than 40 years providing homeless families in the greater Los Angeles area with housing, case management, therapy, and the kind of wraparound support that gives families a real chance at stability.

Their recent Keys to the Future Gala at the Padua Hills Theatre in Claremont raised funds to keep those programs going strong. We were honored to be a sponsor and grateful to support an organization doing such meaningful work in our community.

https://bit.ly/4e6n2Bw

Evermont Wealth in Claremont, CA, sponsored the Foothill Family Shelter’s Keys to the Future Gala on May 21, 2026, supporting homeless families in the greater Los Angeles area.

Earlier this month, Vineyard Little League held its 5th Annual Golf Tournament at Upland Hills Country Club in Upland, o...
06/04/2026

Earlier this month, Vineyard Little League held its 5th Annual Golf Tournament at Upland Hills Country Club in Upland, one of the league's biggest fundraisers of the year.

Proceeds go toward field maintenance, equipment, and the costs that keep youth baseball running and accessible for families in Rancho Cucamonga.

We were proud to help sponsor the event and glad to spend the day on the course with this community.

https://bit.ly/4vd119S

Evermont Wealth, a fee-only financial advisor in Claremont, CA, sponsored the Vineyard Little League’s annual golf tournament on May 15, 2026, supporting youth baseball in Rancho Cucamonga.

Here's something many families don't realize until it's too late to do much about it.A traditional IRA doesn't transfer ...
06/03/2026

Here's something many families don't realize until it's too late to do much about it.

A traditional IRA doesn't transfer to your kids the way a brokerage account does. There's no step-up in basis. Every dollar comes out as ordinary income and taxed at whatever rate applies when they take it. And under current rules, most beneficiaries have just 10 years to empty the account.

For a high-earning child inheriting a parent's IRA, the tax hit can be significant. But with the right planning ahead of time, a lot of it could be avoidable.

https://bit.ly/3RA529X

If your parents have a large IRA and you have a high-income career, you could be looking at a serious tax bill when you inherit. Here’s what changed after the SECURE Act and what to do about it.

Should you sell your home during your lifetime, or hold on and leave it to your kids?In California, the timing of that d...
05/19/2026

Should you sell your home during your lifetime, or hold on and leave it to your kids?

In California, the timing of that decision can mean significant taxes. For one, the stepped-up basis that comes with inheritance can be a major advantage. But Prop. 19 changed what your children can do with the property and still keep your low assessed value. Meanwhile, if you sell, California taxes capital gains as ordinary income, with no preferential rate.

There's no universal right answer. But it's worth understanding the options before you decide.

https://bit.ly/4ddl8NK

Should you sell your home now or leave it to your kids? The answer can have major tax implications. Here's what to consider before you decide.

Most parents never think to ask what happens to their child's inheritance if that child gets divorced.In California, inh...
04/30/2026

Most parents never think to ask what happens to their child's inheritance if that child gets divorced.

In California, inherited assets are considered separate property, but that protection begins to disappear when the money gets mixed with marital funds. A joint account deposit. A shared renovation. And suddenly, what you spent a lifetime building is subject to a 50/50 split.

There are ways to structure an estate plan that helps keep that protection intact.

https://bit.ly/48sDjO2

Inheritance is separate property in California — until it isn't. Here's how commingling, retitling, and divorce could unravel what you leave your kids.

Address

Claremont, CA

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+19092967977

Website

,

Alerts

Be the first to know and let us send you an email when Evermont Wealth posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category