Doug Ritchey Financial Coach, LLC

Doug Ritchey Financial Coach, LLC Bring hope to your situation. Build a plan together. Walk that plan together. Like many people growing up, I had no formal or informal financial training.

As a result of this, I generally didn’t know what to do with my money. When I became an adult, I knew that I didn’t want to have debt, yet I still followed the status quo and made the same classic money mistakes as those around me. I ‘bought’ a new car less than a month into a new job. I ‘bought’ a new house a year later. Note: I didn’t truly buy these things, but instead, I borrowed to get these

things. I lived that way for a long time. I made just about all of the money mistakes one can make: had student loans, borrowed for a new car, took on a mortgage on my home with a minimum down payment and later took on a second mortgage, then leased a car, etc. At a low point in my life, I was left financially with nothing but a pile of debt, a car payment, and a small amount in my 401k. Several years later, a friend from work mentioned Dave Ramsey and I started to look into his message regarding financial peace. Soon after, my now wife bought me Dave’s book The Total Money Makeover and I read it on our Honeymoon (yes, I did!). Together, we worked through Dave’s 7 Baby Steps to financial freedom and we are now fully debt-free. As Dave says, we are able to “live and give like no one else.”
Realizing this process really works, I started sharing it with just about everybody I came into contact with. I have led a number of Dave Ramsey’s courses and I’ve found that one of my life’s passions is helping others who are struggling with money. This includes putting together a plan, then walking that plan together. If you are interested in changing your family’s future, please reach out to me and we can start the journey together. Financial freedom is within reach!

How much do I need to retire? Great free tool to figure that out:
08/28/2026

How much do I need to retire? Great free tool to figure that out:

A biweekly newsletter about personal finance – go beyond common sense and dig deeper into money topics that matter. Read the Articles →

Trump Accounts - Jumpstarting the Next Generations Financial Future
07/10/2026

Trump Accounts - Jumpstarting the Next Generations Financial Future

Trump Accounts are a new, government-backed investment tool designed to give children a powerful financial head start. With a one-time federal seed contribution, tax-deferred growth, and long-term investing in broad U.S. stock market index funds, these accounts harness the power of time and compound...

85 Percent of What We Worry About Never Happens:"Therefore do not worry about tomorrow, for tomorrow will worry about it...
06/08/2026

85 Percent of What We Worry About Never Happens:
"Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own." – Matthew 6:34 (NIV)

Five hundred years ago, Michel de Montaigne said: "My life has been filled with terrible misfortune; most of which never happened." Now there's a study that proves it. This study looked into how many of our imagined calamities never materialize.

Putting Food on the Table Without the Stress
05/11/2026

Putting Food on the Table Without the Stress

You want to buy healthy food.You want to avoid waste.You want to stay within your budget.You want everyone in the house to actually eat what you buy.

The importance of staying invested through the ups and downs.
04/24/2026

The importance of staying invested through the ups and downs.

Stock market headlines are scary right now — but they always are. Before you make any moves with your portfolio, look at 75 years of S&P 500 data. From the 1970s stagflation crisis to the 2008 financial collapse to a global pandemic, the market has averaged +11.7% annually with an average intra-ye...

Does Market Timing Work?
01/17/2026

Does Market Timing Work?

We ran the numbers on market timing. Our findings? There's a high cost to waiting for the best entry point.

If you are at or near a Medicare eligible age, then Eric at The Retirement Nerds is an excellent resource. His videos co...
11/26/2025

If you are at or near a Medicare eligible age, then Eric at The Retirement Nerds is an excellent resource. His videos cover topics for many of the questions that you are likely to have.

The biggest question in Medicare is whether to take a Medicare Advantage or Medicare Supplement plan? Seniors across America are faced with this choice, and ...

Tax Dollars to God or Government? This is the tax law in Ohio. Some other states have similar laws and stay tuned for 20...
10/01/2025

Tax Dollars to God or Government? This is the tax law in Ohio. Some other states have similar laws and stay tuned for 2027 Federal tax law in this regard.

Ohio residents can choose where their tax dollars go—either to the state or directly to a local Christian school. Through the Ohio SGO tax credit, your donation provides scholarships for students in need while giving you a dollar-for-dollar reduction on your state tax bill, up to $750. Whitaker-My...

Average Credit Card Debt in America. Reach out if you want to do something about yours.
09/01/2025

Average Credit Card Debt in America. Reach out if you want to do something about yours.

Credit cards are a big problem for Americans. The average credit card balance in the U.S. is $6,730, and total credit card debt has reached $1.21 trillion.

Here are some things to know about the BBBA law changes.
07/09/2025

Here are some things to know about the BBBA law changes.

Trump's Big Beautiful Bill has finally passed. Here's what it might mean for your taxes.

Address

Columbus, OH

Telephone

+16142331152

Website

Alerts

Be the first to know and let us send you an email when Doug Ritchey Financial Coach, LLC posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Doug Ritchey Financial Coach, LLC:

Shortcuts

Share

Category