Miller Bookkeeping & Tax

09/03/2026

If your employees earn overtime or tips, your payroll system needs to be tracking them correctly.

New federal tax rules created deductions for certain qualified overtime pay and tips, but there’s an important catch:

“No tax on overtime” does not mean all overtime wages are tax-free.

Employers still have payroll-tax and reporting responsibilities, and only certain qualifying amounts are eligible for the employee deduction.

Restaurants, salons, hospitality businesses, contractors, manufacturers, and other employers paying overtime should make sure their payroll software is properly separating and reporting these amounts now.

January is a terrible time to discover payroll wasn’t set up correctly in August. 😬

09/02/2026

📊 “Which Customers Are Actually Making You Money?”

Revenue can look great on paper while some customers are quietly costing the business money.

A customer who generates $25,000 in sales may look more valuable than one who generates $15,000. But what happens when the $25,000 customer requires more labor, frequent rush orders, discounts, returns, special handling, or other costs?

That is where customer profitability analysis becomes useful.

Instead of looking only at total sales, I can help businesses analyze customer data to answer questions such as:

* Which customers generate the highest profit, not just the most revenue?
* Which customers have unusually high service or fulfillment costs?
* Are discounts increasing sales but reducing margins?
* Is a small group of customers responsible for most of the company’s profit?
* Are there customers or customer segments the business should be trying harder to retain?
* Which trends are changing over time?

The result can be turned into a dashboard or management report that makes those patterns much easier to see.

You do not necessarily need new software or a massive database to start. Useful information may already exist in your sales records, invoices, CRM exports, spreadsheets, accounting system, or other business data.

The goal of data analytics isn’t to give you more numbers. It’s to help you make better decisions with the numbers you already have.

📊 Data Analytics | Dashboards | KPI Reporting | Business Decision Support

Miller Bookkeeping & Tax
📧 [email protected]
🌐

Practical bookkeeping, tax preparation, and business support for small business owners from Miller Bookkeeping & Tax.

09/01/2026

Your business probably has more useful data than you realize. The problem is that most of it is scattered across spreadsheets, accounting software, sales reports, customer records, and other systems.

That data can answer questions like:

• Which products or services are actually the most profitable?
• Where are sales increasing or declining?
• Which customers generate the most revenue?
• Are your prices keeping up with your costs?
• What numbers should you be watching every month?
• Where is money, time, or inventory being wasted?

I help businesses clean up their data, analyze what is happening, and turn the results into clear reports and dashboards that are easier to understand and use.

Services can include data cleanup, custom dashboards, KPI reporting, sales and profitability analysis, pricing analysis, forecasting, Excel analysis, Tableau dashboards, and other customized business analytics projects.

You do not need to be a large company with a dedicated data department. Sometimes you just need someone to take the information you already have and help you figure out what it is telling you.

📊 Data Analytics & Business Decision Support

📧 [email protected]
🌐

Practical bookkeeping, tax preparation, and business support for small business owners from Miller Bookkeeping & Tax.

08/31/2026

If you own a U.S. LLC or corporation, here’s one less thing to worry about:

Federal BOI reporting is no longer required for U.S. businesses.

FinCEN finalized the rule in August 2026, permanently removing the Beneficial Ownership Information reporting requirement for domestic businesses and U.S. persons.

That also means you should be careful about emails, letters, or companies trying to charge you to “file your BOI report.”

Before you pay anyone, verify that the filing is actually required.

Small-business compliance is confusing enough without paying for something you don’t need. 🧾

08/20/2026

Do you know how much you’ll owe at tax time?👀

You should!

Taxes are very predictable and should not come as a surprise. You can predict (sometimes down to the penny) what your taxes will be.

Maybe you owe more than you thought because you didn’t maximize credits……🤷‍♀️

Or maybe your paycheck doesn’t hold enough every week to cover the whole tax bill.

🚨Tax software like H&R Block or TurboTax do not ask you ALL the important questions for credits and deductions 😳 Are you okay with handing over your money to the IRS??🤯

We work hard for our money so why not take advantage of the tax laws and make them work in your favor.

If I can’t find you additional credits or deductions, you pay NOTHING!

But at least you’ll have a good idea of your tax liability.

Want to know what you can do 2026 to save even more next year?? Let’s tax plan!

✔️Very low flat rate fees
✔️Fiduciary Accountant (my #1 priority is saving you money!!)
✔️I help with 1040, 1065, 1120-S, & ALL schedules
✔️I can amend 2024-2026 & E-File
✔️Need representation to talk to IRS?? 🙋🏼‍♀️👋
✔️Have the comfort to know YOUR Accountant has your back ❤️

FREE consultations are always offered! I want to EARN your business 😊🫶🏻

Clients are like family, not just a number and definitely NOT a meal ticket 🤑 I meet you where you’re at and we build your wealth from there🤩

My 🐉 Amaya - photo credit 😉

07/31/2026

GET LAST MONTH CLOSED FOR $99

Is last month over, but your QuickBooks still is not?

For one flat fee of $99, I will review, reconcile, and close one current month in QuickBooks Online.

Your Quick Close includes:

✓ Review of connected bank transactions
✓ AI-assisted transaction matching and categorization
✓ Bank and credit-card reconciliations
✓ Review of your profit-and-loss statement
✓ Review of your balance sheet
✓ Plain-English summary of anything needing attention

Technology handles the repetitive work.

An experienced accountant reviews the results and closes the month.

No hourly billing.
No long-term contract.
No sales call required.
No surprise invoice.

The $99 Quick Close is available for established QuickBooks files that are current through the preceding month. Historical cleanup and correction work are quoted separately before any additional work begins.

See how I work before deciding whether you want help every month.

Michele Miller, MBA
The People’s Accountant
Miller Bookkeeping & Tax
A division of Emerald Executive Consulting

[email protected]
millerbookkeepingandtax.com

07/28/2026

📲 Small-business owners: meet GigKeep, your free business money tracker.

Track your:

✅ Income
✅ Business expenses
✅ Mileage
✅ Estimated taxes
✅ Profit and financial health

GigKeep helps you see where your money is going, what you may owe in taxes, and how your business is performing, without paying for QuickBooks or needing an accounting degree.

No subscription. No complicated setup. Just clearer numbers.

Try it free: gigkeep.netlify.app

07/26/2026

☕ You Can’t Pour From an Empty Cup

Running a business is rewarding.

It’s also exhausting.

Remember that taking care of yourself isn’t taking time away from your business.

Sometimes it’s the best investment you can make.

Today, give yourself permission to take a short break.

You deserve it. 💙

07/21/2026

I'll leave this here in case there's a business owner out there who does their own books and might need a refresher.....

07/10/2026

🏭 SOUTHEAST MICHIGAN MANUFACTURERS: THIS EVENT IS FOR YOU!

Are you looking for funding to purchase equipment, expand production, hire employees, take on larger contracts, or move your next big project forward?

The U.S. Small Business Administration is hosting Manufacturing Speed Dating, an in-person event connecting local manufacturers with lenders and free business resources.

📅 Tuesday, July 21, 2026
⏰ 8:30 a.m. to 12:00 p.m.
📍 45501 Helm Street, Plymouth, MI 48170

Manufacturers from Wayne, Oakland, Macomb, and Washtenaw Counties are invited to attend.

You’ll have an opportunity to learn about:

🔹 Specialized funding available for manufacturers
🔹 What lenders require before beginning the financing process
🔹 Free manufacturing and onshoring resources
🔹 Organizations that may help you prepare for growth
🔹 Connections that could help move your next project off the drawing board and onto the production floor

This is the kind of event small business owners often overlook until they need funding immediately. Start building lender relationships and learning the requirements before the money becomes urgent.

Hosted by the U.S. Small Business Administration.

Learn more and register here:
https://www.sba.gov/event/85878

Tag a Southeast Michigan manufacturer who should be in the room! 🏗️⚙️

Manufacturers meet local lenders and free resources to make connections that can speed up your next big project. Manufacturers from Oakland, Macomb, Washtenaw and Wayne Counties, you're invited to attend this dynamic in-person event constructed to increase and diversify manufacturing in Southeast Mi...