Grandview Square Financial

07/22/2026

How do I get money into a Roth IRA if my income is above the IRS limit?

Being over the income limit for Roth IRA contributions doesn't necessarily mean you're out of options. Depending on your situation, there may be other strategies available to continue building tax-advantaged retirement savings.

07/21/2026

For many Minnesota families, estate tax planning may feel like something that only applies to the ultra-wealthy.

But between retirement accounts, investment portfolios, business interests, life insurance, real estate, cabins, and other appreciated assets, some families may be closer to Minnesota estate tax exposure than they realize.

Minnesota also has its own estate tax rules, and they do not always align with the federal system. That means assumptions around exemption amounts, portability, asset ownership, titling, and trust structure deserve careful review.

Estate planning is not just about having documents in place. It is about making sure those documents still reflect today’s asset values, tax laws, family dynamics, and legacy goals.

We recently shared a blog post on why Minnesota families may want to revisit their estate planning strategy, especially if their assets, real estate values, or family circumstances have changed over time.

Read the blog here: https://grandviewsquare.com/2026/07/16/is-your-estate-plan-still-aligned-with-
minnesotas-tax-rules/

For many Minnesota families, estate tax planning can feel like something that only applies to the ultra-wealthy. But that is not always the case. Between retirement accounts, investment portfolios, business interests, life insurance, primary residences, cabins, vacation properties, and other appreci...

07/17/2026

Who is really managing your money?

A successful investment strategy doesn't have to be complicated. Sometimes, a disciplined, well-diversified approach is what helps investors stay focused and invested through changing market conditions.

07/07/2026

Are Health Savings Accounts a good deal?

Many people use their HSA for current medical expenses, but is that the best approach?

06/23/2026

Should I be buying my employer's stock?

Before investing in company stock, make sure you're asking the right questions.

06/16/2026

What do I do with Semiconductor Stocks?

Semiconductors have seen significant growth, but whether they're right for you depends on your financial goals and how long you plan to invest.

06/10/2026

Is your advisor's name Claude?

AI can provide financial options, but an advisor helps you understand how those choices may impact you today, tomorrow, and years down the road.

06/03/2026

Am I going to pay the Estate Tax?

Thinking about retiring in another state? Make sure the move balances tax savings with family, lifestyle, and the rules that protect your financial plan.

05/26/2026

The stock market, or a market of stocks?

Markets move daily, but your plan is long-term. Focus on your goals, not the headlines.

05/19/2026

Should I sell my business?

Business owners often plan to sell on their own timeline, but the right opportunity doesn’t always wait. A strong plan helps you determine whether an offer can truly support your future and lifestyle goals.