What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Parkshore Wealth Management

Home
United States
Granite Bay, CA
Parkshore Wealth Management

Parkshore Wealth Management is an independent, fee-only Registered Investment Advisor.

We help you build a firm financial foundation for your life, using tools and techniques that will help you construct the future you want. With an office in Granite Bay, California, we’re a family-owned firm that takes a personal approach to working with people like you. Our goal is to partner with financially responsible individuals and families who are eager to take positive steps that will allow

them to use their money to build the life they desire. For more than three decades, we’ve helped people manage their investments and taxes. Today, we offer a comprehensive array of financial services, so you can get answers to your financial questions and move forward with confidence.

08/27/2026

Extra cash each month, and a decision to make: Pay down debt, or invest it?

The starting point is your emergency fund. After that, the general rule of thumb is to send extra dollars wherever they can do the most good, usually toward the debt with the highest interest rate or into your portfolio if the potential return is higher than what you'd save on that debt.

High-interest debt, like a credit card, is usually an easy call. Lower-rate debt against long-term investing is a closer one, and there's no single right answer. Watch our video to find out more.

Watch the video or read the blog as Parkshore Wealth Management breaks down whether to pay off debt or invest, using a simple interest rate comparison.

08/03/2026

Ever build a detailed budget only to reach the end of the month with less left over than you planned? It happens to almost everyone. Usually, nothing dramatic caused it, just a handful of small, unplanned purchases that added up along the way.

Our new video and recap look at why that gap shows up, and offer a different approach to budgeting. Instead of starting with expenses, you can start with what you're saving for, whether that's a trip, a car, or retirement, and work backward to figure out the monthly amount that gets you there.

Watch or read here:

Watch the video or read the blog as Parkshore Wealth Management explores cash-flow vs. goal-based budgeting and which approach may fit you.

07/15/2026

If you're retiring before 65 in California, which accounts you draw income from can directly affect what your health coverage costs each month.

Covered California ties financial help to your household income. For 2026, a two-person household with income up to $84,600 may qualify for a premium tax credit. Cross that line, and the credit disappears entirely, with no cushion.

The key: Not all income counts the same way. Roth IRA withdrawals don't move the needle on your modified adjusted gross income. Traditional IRA withdrawals count in full. Even the non-taxed portion of Social Security factors in.

The same spending need can produce very different results depending on where the money comes from.

How the source of your retirement income can affect Covered California subsidy eligibility, and what retirees planning to leave work before 65 should know for 2026.

07/01/2026

Higher prices have been part of everyday life for several years now, and recently, inflation moved higher again. The Federal Reserve held rates steady at its June meeting but signaled that the direction of travel may be shifting.

From savings rates and bond values to retirement income and variable-rate debt, the current environment touches multiple areas of financial life at once.

Understanding what the Fed does and why it matters can help you feel more grounded when you hear the headlines and make more informed decisions about your finances.

When the Fed raises rates to fight inflation, your everyday finances feel it. Here’s what that relationship means for your wallet, your savings, and your long-term plans.

06/15/2026

The financial chaos that can follow a loss isn't always inevitable. It's often the result of planning that never happened.

A clear inventory of accounts, updated beneficiary designations, an executor who knows what the role involves, and a conversation with your family about what's in place. These things take time now but can spare the people you love an enormous amount of stress later.

Without an updated estate plan, your children may face financial and legal complexity on top of grief. Here’s what’s at stake and how getting organized can help the people you love.

06/01/2026

Many adult children want to talk to their parents about long-term care. But they also keep finding reasons to put it off.

The topic carries emotional weight, including the parents' fears of losing independence and the awkwardness of asking them to think about their own vulnerability. But families who have this conversation before a health crisis forces it tend to handle whatever comes next with far less conflict.

The key? Start with curiosity, not a plan. Ask your parents what they want before arriving with a list of concerns. People are often more open to hard conversations when they feel like the driver, not the passenger.

Helping aging parents with their finances is an act of love. But it can go sideways. Here are five mistakes adult children commonly make, with tips for avoiding them.

05/15/2026

You've spent decades building a financial life. But the paperwork documenting it is somewhere, or everywhere.

The question is whether your children can find it if they need to. "Figuring it out" in the middle of a health crisis or after a loss can mean weeks of phone calls, delayed decisions, and stress nobody needs on top of grief.

The families who handle those moments most gracefully aren't necessarily the ones with the most wealth. They're often the ones where someone took the time to get organized.

If something happened to you tomorrow, would your children know where to find what they need? Here's what to organize and why it matters.

05/05/2026

Many adult children want to talk to their parents about long-term care plans. But they also keep finding reasons to put it off.

The topic carries real emotional weight, including fears of losing independence, discomfort with money, and the awkwardness of asking parents to think about their own vulnerability. But families who have this conversation before a diagnosis or a fall can handle whatever comes next with less turmoil.

The key? Start with curiosity, not a plan. Ask your parents what they want before arriving with a list of concerns. People are more open to hard conversations when they can feel like the driver, not the passenger.

Talking to aging parents about long-term care doesn’t have to end in an argument. Here’s how to approach the conversation before a health crisis forces the issue.

04/16/2026

If you last looked into solar a few years ago, the financial picture has changed. The residential tax credit for homeowner-owned systems ended in 2025, but new financing structures can offer a similarly effective discount.

Meanwhile, panel costs have dropped, and modern panels are more efficient. The economics are still strong. They're just different.

Solar touches tax planning, cash flow, home equity, and long-term budgeting all at once. That's why we think it's worth evaluating as part of your bigger financial picture, not in isolation.

Solar financing has changed dramatically. Learn how today’s tax credits, leasing options, and cost reductions compare to the past, and what it means for your financial plan.

04/07/2026

SpaceX has filed for what could be the largest IPO in U.S. history. For those employees who've spent years accumulating stock options and RSUs, the financial decisions ahead can be significant.

ISO exercise timing, AMT exposure, lock-up periods, concentration risk. These aren't things you want to figure out reactively. The months before and after an IPO are are often when the most impactful planning happens.

Here's a breakdown of what to consider.

SpaceX has filed for what could be the largest IPO in history. If you hold stock options or RSUs, here are the key financial planning areas to consider before shares start trading.

Address

Granite Bay, CA

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+19167973007

Website

https://www.parkshorewealth.com/

Alerts

Be the first to know and let us send you an email when Parkshore Wealth Management posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Parkshore Wealth Management: