KirkCapital LLC.

05/08/2025

🏚️→🏠 Fix & Flip Success: $20K Profit and a Stunning Transformation

We took a distressed property and turned it into a market-ready gem—and we’ve got the pictures to prove it.

Check out the before-and-after photos to see how strategic renovations and solid ex*****on created real value in this property.

Whether you’re an experienced investor or just starting to explore real estate, this flip is a great reminder of what’s possible with the right deal and the right team.

Let me know what you think—or if you’re interested in learning how to get in on the next one.

04/08/2025

Fix & Flip Before & After!

02/10/2025

House for Sale!

600 Pennylane St SE, Hartselle, AL 35640

02/09/2025

House for Sale!

House for Sale: 600 Pennylane St SE, Hartselle, AL 35640

09/14/2024

Credit needed for FHA loan 580 downpayment 3.5%

First time home buyer loan 650 downpayment 0%
(Cheaper option)

DTI (debt to income ratio) 45% or lower

09/14/2024

Credit score needed for DSCR loan 620 (no income verification) great for entrepreneurs/ self employed professionals without traditional job.

This loan goes off of the cash flow of the property not your personal cashflow.

Listen to find out more.

Credit needed for FHA loan 580 downpayment 3.5%

First time home buyer loan 650 downpayment 0%

08/17/2024

•Josh and I bought this property for 90k using hard money.
•Renovation needed is 30k our total loan amount in 125k after fees.
•Our downpayment was 7k
•Interest rate is 13% we plan to refi in 2 months max into a 7% cashout refi.
•ARV (after repair value) or what the home will be worth after renovation is projected conservitavly at 180k but there are other comps (comparable properties) on the market for 220k.
•If we do a 75% cashout refi at 180k our payout should be 135k. With that we will pay off the original 125k loan and pocket 10k minus how ever much we go over budget!
•Rent projections (by the bedroom) $650 a bedroom x 4 =2600
•Minus mortgage, taxes and insurance of 1207 =1393
•This is the projection with a 20 year note. after 6 months we will refi into 30 year taking our mortage down from 1207 to 1058!
•Now lets calculate potential return.
2600 rent
•property management 8% =208
•minus PITI 1058
•utilities 250
•lawn and cleaning 180
•Net income= 904!

08/17/2024

We've recently completed a cashout refinance on our BRRRR Property 3 of 6,

we brought in an outside investor to lower our capital contribution and raise our return.

Here are some numbers on the project •Initial investment $3.5k for 33% stake in property (held in LLC)
•+$3,500 for renovations= $7,000 in deal
• Cashout refi gave me $1,800 back.
•left in $5,200
•1/3 Monthly net rent currently $80
•ROI= 17.69%
•We plan to refinance in 6 months from 8.6% to 7% increasing 1/3 of net rent to $175 or a 40% return on investment annually!

04/21/2023

Thrive or just survive: the choice is yours 🌱

Emotional pain can be one of the most difficult things to deal with, but it can also be an opportunity for growth.

It all comes down to the choices we make. We can either let the pain consume us and lead to destruction, or we can use it as a catalyst for personal growth and transformation. The power is in our hands.

Choose wisely and let the pain fuel your growth! 💪🏼