Toni’s Notary and Tax Services

03/04/2026

• Personal Tax Returns
• Business Taxes
• Self-Employed / Side Gigs
• Tax Amendments
• Prior Year Taxes
• IRS Letter Assistance 📄

02/11/2026

Top Tax Deductions Every American Should Know in 2026

1. Standard Deduction (Most Common)
Single: $14,900
Married Filing Jointly: $29,800
Head of Household: $22,350

2. SALT Deduction (State & Local Taxes)
Up to $10,000 for state income tax, property tax, or sales tax.

3. Mortgage Interest Deduction
Homeowners can deduct interest on qualified mortgages (limits apply).

4. Charitable Contributions
Cash donations to qualifying charities are deductible with proof.

5. Student Loan Interest Deduction
Up to $2,500 deductible (income limits apply).

6. Medical & Dental Expenses
Deduct the portion that exceeds 7.5% of adjusted gross income (AGI).

7. Retirement Contributions
Traditional IRA, 401(k), and HSA contributions reduce taxable income.

8. Educator Expenses
Teachers can deduct up to $300 (or $600 for married educators).

9. Self-Employed Deductions
Home office
Phone/internet
Business travel
Health insurance premiums
Equipment depreciation

10. Energy-Efficient Home Improvements
Tax credits for solar panels, efficient windows, appliances, etc.

02/01/2026

We provide accurate, compliant tax preparation for individuals and businesses. ☑️ 🖊️

Our goal is simple: minimize errors, maximize savings, and give you peace of mind. ✨

Schedule your Virtual/ InPerson consultation today. 📱

📞 956-701-8912
📧 [email protected]

01/29/2026

🚨Alert 🚨
If you receive an email like this, do not open it. It’s a scam. Do not enter any personal info. The IRS does NOT email you.

01/22/2026

Klarna, Afterpay, Cashapp, Apple Pay accepted 💰 ✅

Good news y’all!!
We now accept Klarna!

01/20/2026

🚨 JANUARY 31ST DEADLINE ALERT 🚨
If you paid contractors or had employees in 2025, this is NOT optional!

Form 1099-NEC & W-2s are due January 31st to BOTH the recipient and the IRS. Missing this deadline can result in penalties, IRS notices, and unnecessary stress to you and your employees or contractors.

If you’re not sure whether you need to file, here’s a simple checklist 👇

✅ You need to file a 1099-NEC if you:
• Paid a contractor, freelancer, or consultant $600 or more
• Paid via cash, check, Zelle, ACH, or bank transfer
• Did business with a sole proprietor or LLC (not taxed as a corporation)

✅ You need to file a W-2 if you:
• Had employees on payroll
• Withheld federal/state taxes
• Paid wages at any point in 2025

📝 Quick To-Do List (Before Jan 31):
1️⃣ Confirm who you paid in 2025
2️⃣ Collect missing W-9s or employee info
3️⃣ Prepare and file 1099-NECs & W-2s
4️⃣ Send copies to recipients
5️⃣ File with the IRS on time

⏰ Procrastinating costs more.
Penalties start at $60 per form and increase the longer you wait even if the mistake was unintentional.

✨ Questions? DM
👉 “1099” or “W2” to get started today
👉 Or click the link 🔗 www.riostaxandinsurance.com

Don’t let a simple filing turn into a costly problem. File smart. File on time. 💼📄

01/04/2026

Client Testimonial 2025 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️