Clover Leaf Wealth Strategies

10/23/2026

Did you know Hank Aaron holds the RBI (runs batted in) record at nearly 2,300 runs? He played baseball for an incredible 21 seasons. The Word Series begins Oct. 25 -- don't miss the action!

10/20/2026

👔 August brought another month of job growth, but the pace was slower than expected.

Private employers added 38,000 jobs, below the 47,000 economists had forecast and down from 46,000 in July. It was the smallest monthly gain since January.

Most of the growth came from just a few areas. 🏢 Education and health services added 45,000 jobs, while leisure and hospitality added 16,000 and construction added 12,000. Manufacturing moved the other way, losing 17,000 jobs.

Pay growth held steady, with base pay for workers staying in their jobs up 3% from a year earlier.

Hiring remains positive, but the latest numbers indicate a labor market that’s growing more slowly and unevenly across industries.


Source:

Though job creation held positive, August was the smallest gain since January and reflective of a broader slowdown in the labor market.

10/16/2026

And that is a wrap at the DCDT Conference in New Orleans! Great information wonderful people and I was proud to present and share knowledge on how practitioners and schools can help support families with disabled children through transitioning into adulthood with proper financial and estate planning.

10/16/2026

It's Get Smart About Credit Day! It's never too late to learn (and implement) responsible credit habits to help you reach your goals.

10/13/2026

October 13 is Indigenous Peoples' Day. We celebrate the resilience of Native Americans, and recognize their invaluable contributions to diversity, knowledge, labor, technology, science, philosophy, the arts, and so much more.

10/09/2026

📌 Higher rates sting borrowers, but they can be a real win for savers.

As rates rise, banks may increase the yields they offer on savings products to attract deposits. The average U.S. savings account still pays just 0.64% annual percentage yield. Some high-yield accounts are paying more than six times that, up to 4.2%, for the exact same deposit.

🔎 Certificates of deposit, or CDs, can offer even higher rates, but the tradeoff is access: your money is locked in for a set term, and pulling it out early usually costs a penalty.

Higher yields don’t erase the effects of inflation, and they won’t necessarily transform household finances. But if your savings account is still earning close to that 0.64% average, that gap alone might be worth a second look.


Source:

The Federal Reserve recently raised interest rates for the first time since 2023.

10/06/2026

AI & You in 2027

10/02/2026

🌴 More Americans are deciding that enjoying life now matters just as much as making financial progress for later.

A recent SoFi survey found that 72% of Americans would be willing to make slower progress toward their financial goals so they can spend more time with family, travel more, and prioritize meaningful experiences.

That doesn’t necessarily mean abandoning long-term goals. In fact, 59% of respondents said enjoying life is how they define financial progress, compared with 27% who pointed to owning a home.

The challenge is finding a balance between what matters now and what matters later. ✈️ That can mean making room for a vacation, concert, or family event while still keeping an eye on retirement savings and debt.

But charge that trip to a credit card and carry a balance, and interest can turn a two-week memory into a much longer bill.

What does financial progress look like to you: reaching the next milestone, enjoying more of life now, or some mix of both?


Source:

SoFi found 72% of Americans are willing to make slower progress on financial goals to prioritize family, travel and meaningful experiences.

10/01/2026

Wonderful start to the week at FASD impact Week. I attended an amazing conference and enjoyed the Red Shoes gala. 1 in 20 people are impact by fetal alcohol spectrum disorder. Few people realize that alcohol has more of a long lasting impact on the baby’s brain than other “harder” drugs. Awareness is critical. I wear red shoes in honor of those living with FASD.

10/01/2026

I will be sponsoring and attending the 2027 LIFE Conference on January 27, 2027! The link to register is below. Come join me!

https://lifeconferencede.org