Common Cents Advisors

Common Cents Advisors Common Cents Advisors is your go-to partner for practical, no-judgment financial coaching.

We help individuals, families, and small business owners build confidence with money through personalized coaching, training, and financial education.

Talking about money shouldn’t feel like a trip to the principal’s office. 💡Whether you’re combining accounts or just sta...
07/22/2026

Talking about money shouldn’t feel like a trip to the principal’s office. 💡

Whether you’re combining accounts or just starting the conversation, the goal is simple: Teamwork.

One practical step? The 20-Minute Money Date.

Set aside a specific time each week to check in.
- No distractions.
- No judgment.
- Just clarity.

Focus on:
📈 Recent wins (even small ones)
🗓️ Upcoming big expenses
✅ Progress toward a shared goal

Financial unity isn’t about who earns more: it’s about moving in the same direction. Small, consistent conversations build more trust than one giant monthly meeting.

Consistency > Perfection.

Ready to build a solid financial foundation together? Grab a copy of "Common Cents": https://www.barnesandnoble.com/w/common-cents-your-no-nonsense-guide-to-financial-freedom-todd-cimino-johnson/1149359443?ean=9798256338831 (EAN 9798256338831).

Your future self will thank you.

Stop letting small monthly leaks sink your financial ship. 🚢One of the easiest ways to find "extra" money right now is t...
07/21/2026

Stop letting small monthly leaks sink your financial ship. 🚢

One of the easiest ways to find "extra" money right now is to audit your household subscription sharing. Many of us are still paying for individual accounts when a "Family Plan" would cover everyone for much less.

The Math:
Individual Account A: $11.99
Individual Account B: $11.99
Total: $23.98/month

Family Plan: ~$16.99/month
Savings: ~$7.00 - $10.00+ every single month.

Moving services like Spotify or YouTube to a family plan is a 5-minute task that puts over $100 back in your pocket every year. Your future self will thank you for these small wins. 💡

Financial stability isn't about giving up what you love; it's about being smarter with how you pay for it. Don’t underestimate the power of a simple audit.

Want more practical, no-nonsense strategies to master your money? Check out my book, Common Cents: Your No-Nonsense Guide to Financial Freedom.

Order here: https://www.barnesandnoble.com/w/common-cents-your-no-nonsense-guide-to-financial-freedom-todd-cimino-johnson/1149359443?ean=9798256338831

Try the 'bill negotiation' script with your internet provider. 📞Call and say: "I noticed a new customer offer for $XX/mo...
07/21/2026

Try the 'bill negotiation' script with your internet provider. 📞

Call and say: "I noticed a new customer offer for $XX/month. Can you match that for my account?" Be polite, be persistent. Most providers will lower your rate rather than lose you. Set a calendar reminder to do this every 12 months.

I've shared more practical, no-nonsense tips to help you master your money in my book. You can pick up your copy here: https://www.barnesandnoble.com/w/common-cents-your-no-nonsense-guide-to-financial-freedom-todd-cimino-johnson/1149359443?ean=9798256338831

Is your Amazon account leaking money? 💸It is easy to sign up for a free trial and forget about it. Suddenly, you are pay...
07/21/2026

Is your Amazon account leaking money? 💸

It is easy to sign up for a free trial and forget about it. Suddenly, you are paying monthly for a service you do not even watch.

Here is a 2-minute financial win for today: Audit your Amazon Digital Orders.

How to do it:
💡 Log into Amazon.
💡 Go to "Returns & Orders."
💡 Select the "Digital Orders" tab.
💡 Check for recurring Prime Video Channels (like Paramount+ or Starz).

These "vampire" subscriptions add up fast. Canceling two $10 subscriptions saves you $240 a year. Your future self will thank you for the extra cash! 📈

At Common Cents Advisors, we turn everyday money decisions into clear steps. No jargon. No shame. Just practical guidance to help you move forward.

For more tips, check out my book: Common Cents: Your No-Nonsense Guide to Financial Freedom (EAN 9798256338831).

Order here: https://www.barnesandnoble.com/w/common-cents-your-no-nonsense-guide-to-financial-freedom-todd-cimino-johnson/1149359443?ean=9798256338831

Address

Leesburg, VA
20175

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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