J Benjamin Financial

J Benjamin Financial J Benjamin frees clients from big firms and gives them what they have been missing: Service and a dedicated advisor.

36 weeks into 2026, have you consolidated old retirement accounts? If you've got orphanded 401(k)s floating around, it's...
08/31/2026

36 weeks into 2026, have you consolidated old retirement accounts? If you've got orphanded 401(k)s floating around, it's time to bring them home.

08/25/2026

The final stretch of a jittery week on Wall Street saw stocks rising amid solid economic data, with traders weighing the outlook for bonds after a burst of volatility. Equities extended their August advance as US business activity grew at its fastest pace in more than four years. The Dow Jones Indus...

35 Weeks into 2026/ Have you looked at your investment allocations?   Your age, goals, and risk tolerance should drive t...
08/24/2026

35 Weeks into 2026/ Have you looked at your investment allocations? Your age, goals, and risk tolerance should drive the mix — not randomness.

For years, mRNA stocks were the definition of dead money.After the COVID boom faded, Moderna drifted in the mid‑50s and ...
08/21/2026

For years, mRNA stocks were the definition of dead money.
After the COVID boom faded, Moderna drifted in the mid‑50s and 60s — a forgotten ticker investors mostly joked about. If you bought it anytime in the last two years, you didn’t make much. You survived. That was about it.

Then came one day that changed everything.

Moderna and Merck released late‑stage data on a personalized mRNA cancer vaccine — the first Phase 3 success ever for an mRNA cancer therapy. And the market didn’t just react… it detonated.

Shares didn’t rise 10%.
Not 50%.
Not even 100%.

They exploded 177% in a single session, jumping from roughly $63 to $174 and adding tens of billions in market value overnight.

A stock everyone wrote off suddenly became the biggest gainer in the S&P 500. Analysts scrambled. Shorts got crushed. And the entire mRNA field — once dismissed as “COVID‑only tech” — was instantly re‑rated as a legitimate cancer platform.

It’s the kind of moment that reminds you:
In biotech, nothing happens for years… then years happen in a day.

08/18/2026

U.S. equities finished the week modestly higher overall, although Friday brought a small pullback from Thursday’s record levels. The S&P 500 gained 0.4% for the week, the Nasdaq added 0.1%, and the Russell 2000 rose 1.1%, while the Dow declined 0.6%. Softer inflation data supported equity sentimen...

34 weeks into 2026, have you reviewed your emergency fund?  Three to six months of expenses is the goal. Start with one ...
08/17/2026

34 weeks into 2026, have you reviewed your emergency fund?
Three to six months of expenses is the goal. Start with one week.

08/12/2026

U.S. equities posted broad weekly gains, with technology shares producing the strongest advance. The Nasdaq rose more than 5%, while the S&P 500, Dow and Russell 2000 also moved higher. Strong second-quarter corporate earnings helped support valuations, particularly among technology and AI-related c...

In case you missed the live broadcast!
08/12/2026

In case you missed the live broadcast!

33 weeks into 2026, have you created a simple money calendar for the rest of the year?  Quarterly check‑ins, annual revi...
08/10/2026

33 weeks into 2026, have you created a simple money calendar for the rest of the year? Quarterly check‑ins, annual reviews, tax prep — schedule it once, benefit forever.

08/07/2026

Private-sector employers added just 44,000 jobs in July, a sharp deceleration from June's downwardly revised 95,000 and well below the roughly 70,000–120,000 gain economists had been looking for heading into the release. At the same time, annual pay for job-changers accelerated to 7.0%, its fastes...

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757 Johnnie Dodds Boulevard Suite 101
Mount Pleasant, SC
29464

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Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 2am

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