Elevated Retirement Group - So Cal

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Elevated Retirement Group - So Cal Life is full of transitions—personally, professionally, and financially. In this phase of life, working with a specialist makes all the difference

We take a team-based approach to help families and business owners improve quality of life.

10/20/2026

🐶 Life of a Corgi…

My kids wanted the dog.

Two years later, somehow, she became Dad’s dog. 😂

But Celeste has also reminded me of something important: life doesn’t always go according to plan and neither do our finances.

Good planning helps us prepare for both.

Want to see how the pieces of your financial life work together? Schedule a 15-minute introduction:

https://calendly.com/chirhofs/15-minute-intro

Dog owners—who wanted the dog, and who actually takes care of it? 😂🐾


Having retirement accounts doesn’t necessarily mean you have a retirement plan.Over the years, I’ve met people who have ...
10/19/2026

Having retirement accounts doesn’t necessarily mean you have a retirement plan.

Over the years, I’ve met people who have done many of the things they were told to do.

They contributed to a 401(k).
They built savings.
They invested.
They bought insurance.
They paid down their home.

But there’s another question that often gets overlooked:

How are all of those pieces supposed to work together when you retire?

Where will your monthly income come from?

Which accounts will you draw from first?

How could those withdrawals affect your taxes?

Where do Social Security, healthcare, insurance, and your legacy fit into the picture?

Accumulating money is important. But as you get closer to retirement, coordination becomes just as important as accumulation.

That’s why I believe a retirement plan should be more than a collection of accounts. It should help you understand how your income, investments, taxes, healthcare and protection, and legacy decisions work together.

If you’re approaching retirement and have never seen all of those pieces on one page, let’s have a conversation.

📞 951-330-4900



Disclosure: Investment Advisory Services Offered through Elevated Capital Advisors, LLC. An SEC Registered Investment Advisor. Investing involves risk, including the potential loss of principal. Financial planning does not guarantee investment results or the achievement of financial goals. Insurance products and services are offered through appropriately licensed insurance professionals. Elevated Retirement Group and Elevated Capital Advisors, LLC do not provide legal or tax advice.

10/18/2026

🎃 Halloween is almost here and before we know it, Thanksgiving and Christmas will be right behind it.

The holidays are a good reminder that a little planning today can mean less stress, fewer last-minute decisions, and more time to enjoy what really matters.
The same principle applies to our financial lives.

Good planning gives us the opportunity to make decisions before they become urgent.

If you’d like to have a quick conversation about how the different pieces of your financial life are working together, schedule a 15-minute introduction here:

https://calendly.com/chirhofs/15-minute-intro

10/15/2026

You may have a trust, but when did you last check the beneficiaries on your retirement accounts and life insurance?

A marriage, divorce, or death in the family can change your wishes. I help review how your accounts and insurance fit into your broader plan, alongside your estate planning attorney.

I’m Chirho Garcia with Elevated Retirement Group. Call me at 951-330-4900 or schedule a 15-minute introductory call: https://calendly.com/chirhofs/15-minute-intro

10/13/2026

Breast cancer awareness is personal to me. I’ve seen how a diagnosis can affect an entire family.

Please talk with your healthcare professional about screening or any breast change you’ve noticed. And consider the financial question too: If treatment reduced your income, how would your household keep going?

I’m Chirho Garcia with Elevated Retirement Group. To review the financial side, call me at 951-330-4900 or schedule a 15-minute introductory call: https://calendly.com/chirhofs/15-minute-intro

10/11/2026

Have you included healthcare costs in your retirement income plan? Premiums, prescriptions, and out-of-pocket costs can change how much you need from Social Security and savings.

I work with health insurance professionals who review coverage. My role is to help you see how those costs fit into your broader financial plan.

Call me at 951-330-4900 or schedule a 15-minute introductory call: https://calendly.com/chirhofs/15-minute-intro

Chirho Garcia | Elevated Retirement Group

10/09/2026

Thinking about a Roth conversion before year-end? The amount you convert and when you do it can affect your tax picture. It’s worth reviewing the decision alongside your retirement income plan and tax professional.

I’m Chirho Garcia with Elevated Retirement Group. To talk through the planning questions, call me at 951-330-4900 or schedule a 15-minute introductory call: https://calendly.com/chirhofs/15-minute-intro

10/08/2026

Should you move retirement money into cash when interest rates change? Start with a better question: When will you need that money?

Your investments should fit your timeline and income needs. If you’d like to talk through how yours fit together, call me at 951-330-4900 or schedule a 15-minute introductory call: https://calendly.com/chirhofs/15-minute-intro

Chirho Garcia | Elevated Retirement Group

Sharing this from our Elevated Retirement Group team in Utah. The conversation about Social Security goes beyond next ye...
10/07/2026

Sharing this from our Elevated Retirement Group team in Utah. The conversation about Social Security goes beyond next year’s increase: how does it fit with your other sources of retirement income?

If you’d like to look at how the pieces work together in your plan, call me at 951-330-4900 or click the Calendly link to schedule 15 minutes:

https://calendly.com/chirhofs/15-minute-intro

10/07/2026

A Social Security increase is one number. What matters is how it fits into your full retirement budget.
Want to talk through your income picture? Call me at 951-330-4900 or schedule a 15-minute introductory call: https://calendly.com/chirhofs/15-minute-intro

Chirho Garcia | Elevated Retirement Group

Address

Murrieta, CA
92563

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+19513304900

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