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Monday 7:30am - 4:30pm Tuesday 7:30am - 4:30pm Wednesday 7:30am - 4:30pm Thursday 7:30am - 4:30pm Friday 7:30am - 3pm

Legacy Private Trust Company

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United States
Neenah, WI
Legacy Private Trust Company

Legacy Private Trust Company is a multi-disciplined, independent, and unbiased provider of superior asset management, investment, trust, and planning services.

08/25/2026

Could probate create unnecessary costs and delays for your family?

Probate is the court-supervised process of validating a will, resolving debts and transferring assets to heirs. Although it can provide useful oversight in some situations, probate may also be time-consuming, costly and public.

Several planning strategies may help certain assets pass directly to beneficiaries:

✅ Keep beneficiary designations current
✅ Consider payable-on-death or transfer-on-death designations
✅ Review how homes and other real estate are titled
✅ Determine whether a transfer-on-death deed is available in your state
✅ Consider a living trust for larger or more complex estates

Avoiding probate isn’t appropriate in every situation. Thoughtful planning can help reduce administrative burdens and make the estate settlement process easier for your family. Learn more at lptrust.com.

08/18/2026

One joint living trust or two separate trusts: Which approach makes the most sense for you and your spouse?

A joint trust can simplify the management of shared assets, while separate trusts may provide additional asset protection and tax planning opportunities. The right structure depends on your combined wealth, financial goals, family circumstances and applicable state law.

A few considerations:

🔹 Joint trusts can be simpler to fund and manage
🔹 Both spouses generally share control of joint trust assets
🔹 Separate trusts may better protect one spouse’s assets from the other spouse’s creditors
🔹 Separate trusts may offer greater estate tax planning opportunities
🔹 Joint and separate trusts can have different income tax implications after one spouse dies

There’s no one-size-fits-all solution. Learn more about the factors married couples should consider at lptrust.com.

08/11/2026

Could a trust protector help safeguard your estate planning goals?

A trustee manages a trust’s day-to-day affairs, while a trust protector provides oversight and may step in when significant decisions or unexpected circumstances arise.

Here’s what to know:

✅ A trust protector may be authorized to replace a trustee
✅ The protector may appoint successor trustees or protectors
✅ Certain investment or distribution decisions may require the protector’s approval
✅ The protector may help resolve disputes between trustees and beneficiaries
✅ The role and its powers should be clearly defined to avoid interfering with efficient trust administration

Choosing the right person is critical. Learn more about whether a trust protector may be appropriate for your estate plan at lptrust.com.

08/05/2026

Can your estate plan adapt when circumstances change?

A qualified disclaimer allows a beneficiary to decline an inheritance so the assets pass to a contingent beneficiary without negative gift tax consequences. When properly planned, this strategy can provide valuable flexibility for families.

Here’s what to know:

✅ The disclaimer must be in writing
✅ It generally must be delivered within nine months of the transfer
✅ The beneficiary cannot accept the property or its benefits first
✅ The assets must pass automatically to a surviving spouse or another beneficiary
✅ Appropriate contingent beneficiaries must already be named in the estate plan

Qualified disclaimers may help families address changing tax laws, financial needs and personal circumstances. Learn more at lptrust.com.

08/03/2026

AI is not one business, one technology or one investment theme. It is a complex supply chain made up of companies with very different economics, competitive advantages and risk characteristics.

In our latest Economic & Market Update, Nick W. Brouch, CFA®, provides a plain-English guide to understanding the AI ecosystem by following a dollar of spending through its five major layers.

From large language models and data centers to semiconductor chips, networking equipment and power infrastructure, each segment plays a distinct role in the historic AI buildout. The key for investors is understanding where scarcity exists, where value is being created and whether market movements reflect a genuine change in fundamentals or simply headline-driven volatility.

Read the full article to explore the AI supply chain and the forces shaping each part of the ecosystem: lptrust.com

07/31/2026

🎉 Celebrating Our Q2 Work Anniversaries! 🎉

Please join us in recognizing an incredible group of team members celebrating work anniversaries with Legacy Private Trust Company from quarter 2. Their dedication, teamwork, and commitment to our clients help strengthen the culture we’re building together every day.

Mary Jovanovich - 22 years
Angela Will – 13 years
Kelly O’Shea – 12 years
Ranee Bahn – 12 years
Connor O’Brien – 5 years
Sandi Lakey – 4 years
Emily Montalbano – 2 years
Sierra Schmidt – 1 year
Jason Buol – 1 year
Kris Groell – 1 year
Thomas Pranica – 1 year

We’re grateful for the contributions each of you makes to our team and for the way you help bring our Legacy by Design culture to life. Congratulations on your milestones, and thank you for all you do! 💙

07/21/2026

For larger estates, wealth transfer strategy matters as much as wealth accumulation.

A grantor retained annuity trust (GRAT) is an irrevocable trust that can help you transfer appreciating assets to your beneficiaries at little or no gift or estate tax cost.

Here's what to know:

✅ A GRAT allows you to transfer assets to beneficiaries while retaining the right to fixed annuity payments for a set term
✅ Any asset appreciation above the Section 7520 rate (the ""hurdle rate"") passes to beneficiaries free of additional gift or estate tax
✅ Many GRATs are structured as ""zeroed-out"" GRATs, minimizing the taxable gift to near zero
✅ One key risk: you must survive the trust term — if you don't, some or all assets may be included in your taxable estate
✅ Shorter-term GRATs can help manage that risk, particularly for older individuals

Is a GRAT right for your estate plan? Visit lptrust.com.

07/14/2026

Is your child heading to college this fall? Before they go, consider these estate planning basics.

Once a child turns 18, he or she is legally an adult — and that changes what you can and can't do in an emergency.

Here are the documents worth having in place:

📋 Health care power of attorney — Allows your child to appoint you to make medical decisions if they become incapacitated (sometimes called a ""health care proxy"")
📋 HIPAA release form — Allows health care providers to share your child's medical information with you; without it, federal privacy laws may prevent you from getting updates
📋 Financial power of attorney — Authorizes you to manage your child's financial affairs if needed — especially important for studying abroad or in case of incapacity
📋 Basic will — Specifies how belongings, accounts, and digital assets should be handled; without one, state law decides

A simple estate plan can give your whole family peace of mind while they're away from home. Visit lptrust.com to learn more.

07/11/2026

Estate planning is about the future — and the future changes.

Powers of appointment can add valuable flexibility to your estate plan by allowing a trusted individual (the "holder") to adjust how assets are distributed after your death, based on changing circumstances.

Here's what to know:

✅ They allow an appointed individual to adjust asset distribution based on real-world circumstances — marriages, births, financial needs, tax law changes
✅ A general power of appointment allows the holder to distribute assets to anyone, including themselves — but those assets may be included in the holder's taxable estate
✅ A limited power of appointment has restrictions — typically, the holder can't distribute assets for their own benefit, and it generally avoids estate tax implications
✅ They're especially useful when you want to provide for beneficiaries whose future needs are hard to predict today

Want to explore whether a power of appointment belongs in your estate plan? Visit lptrust.com.

07/07/2026

Is long-term care a risk to your estate plan?

The costs of extended care — nursing facilities, in-home aides, and more — can quickly erode the savings you want to leave your family. Long-term care insurance may be the answer.

Here's what to know:

✅ An LTC policy pays a daily or monthly benefit up to a defined maximum
✅ Benefits typically kick in when you can't perform multiple basic daily activities, or experience cognitive impairment
✅ The shorter the waiting period, the higher the premium — plan accordingly
✅ Your age, health, and financial picture all factor into whether a policy makes sense
✅ Group coverage through an employer or affiliation can be a cost-effective alternative

Want to explore whether LTC insurance fits your estate plan? Visit lptrust.com.

Address

2 Neenah Center
Neenah, WI
54956

Opening Hours

Monday	7:30am - 4:30pm
Tuesday	7:30am - 4:30pm
Wednesday	7:30am - 4:30pm
Thursday	7:30am - 4:30pm
Friday	7:30am - 3pm

Telephone

(920) 967-5020

Website

http://www.lptrust.com/

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