Jared R. Famularo - Financial Advisor - Northwestern Mutual

07/13/2026

The biggest financial risk for most police officers isn’t the stock market.

It’s believing “the department has my back.”

“I have a pension.”
“I’ll pick up overtime.”
“The benefits are solid.”
“I’m still young.”

I’ve said them all. After years in law enforcement, I’ve seen how quickly that mindset can leave families exposed.

We train constantly for threats on the street, but rarely stress-test our own finances.

Ask yourself:
• If you were out tomorrow, how long could your family maintain their lifestyle?
• Does your spouse know exactly what to do financially if something happened to you?
• Are your pension, insurance, and investments actually coordinated?

Financial confidence isn’t about being rich.

It’s knowing your family is protected no matter what.

If you’re in law enforcement, what’s the one financial question you’ve been putting off? Drop it in the comments or message me privately. Let’s talk.

07/10/2026

A law enforcement officer recently called me and said something that stuck with me: "I've been meaning to call for a while now."

Then he added, "We had a baby last year."

That one sentence explained everything. Life had moved forward. A new child had entered the world, responsibilities had grown, and yet protecting that family's financial future had been pushed aside. Not because it wasn't important, but because life got busy.

The truth is, tomorrow isn't guaranteed for anyone, and those who serve in law enforcement understand that better than most. The best time to put a financial plan and the right life insurance in place is before your family needs it, not after. Waiting can mean missed opportunities, higher costs, or leaving the people you love without the protection they deserve.

06/09/2026

As a retired Law Enforcement Officer and Northwestern Mutual Financial Advisor, I’ve never needed to disparage other life insurance companies — and I never will.

Fellow officers deserve straightforward advice centered on your families, retirement security, and long-term goals — not negativity. We compete by delivering real strength: a policyowner-owned mutual company with exceptional financial ratings and comprehensive planning built for those who’ve served and understand sacrifice.

I’m confident in what we offer and prefer to earn trust through transparency, expertise, and proven results.

If you’re a law enforcement officer or other public servant exploring life insurance or your financial future, I’m happy to have a no-pressure conversation focused on what’s truly best for you and your family.

Let’s build something that lasts.

06/02/2026

They aren't wrong! Do you need a lesson in finance?

A TIAA-Stanford University survey found that fewer people can correctly answer questions involving basic financial concepts. See how you fare.

05/20/2026

🖤🌎🖤

05/08/2026

💵 “Don’t Leave Anything on the Table.” What does that even mean?

I hear this phrase a lot when it comes to pension planning—but most of my clients didn’t even know what it actually means.

Small decisions made at the beginning of a career can permanently impact:
• Your monthly pension check
• Your lifetime income
• Your family’s financial security

And once you retire, many of those decisions are irreversible.

Eligibility doesn’t always equal optimization.

And “close enough” can quietly cost six figures over a retirement.

If you’re wearing the badge or in a similar pension plan today and assuming your pension will “work itself out,” this is worth paying attention to.

👀 This is one of those topics where what you don’t know matters most.

This conversation isn’t just for law enforcement—firefighters, teachers, government employees, EMS, military, airline pilots, and union professionals often face the same realities.

👉 If this resonates, consider booking a one‑on‑one conversation to see what “leaving nothing on the table” could mean for your specific situation.

📅 Meeting link = https://tinyurl.com/NM-Introduction

Send a message to learn more

05/06/2026

Not investing early enough
Not prioritizing retirement savings
Taking on too much debt
Not having an emergency fund
Not planning for their children’s education early

Experts say even small changes to everyday financial habits could boost long-term wealth. Here are five costly money mistakes Americans in their 30s and 40s should avoid.

05/01/2026

Financial planning isn’t just about money—it’s about confidence, clarity, and building the future you want. A solid plan helps you stay prepared for life’s changes and make smarter decisions along the way.

If you’ve been meaning to get organized or want a second set of eyes on your goals, let’s talk. Book a meeting with me using the link below and let’s take the next step together. 👇

https://tinyurl.com/NM-Introduction

04/29/2026

🐖 Starting early to save and invest for your children is one of the most powerful gifts you can give — it builds financial security, opens future opportunities, and teaches lifelong money habits. 💵

📌 Compound growth: even small contributions made early can grow significantly over time.

📌 Flexibility for the future: funds can support education, a home down payment, or an entrepreneurial start.

📌 Financial education by example: involving kids in the process builds responsible money skills.

Ready to get started? Schedule your 30-minute intro call and let's start building your children's financial future together! https://tinyurl.com/NM-Introduction

04/27/2026

How are you saving for retirement?

When deciding how much to save (whether it’s in a 401(k), 457, IRA, etc.), people often pick a round number — 10%, 15%, “just the match” — because it’s easy. The problem: those choices ignore your age, taxes, goals, debt, and employer plan details. The result can be under‑ or over‑saving and missed opportunities.

A quick reality check:
👍 Rules of thumb are a start, not a plan.
👨‍💼 A good advisor translates goals into a concrete savings rate and tax‑efficient priorities.
📊 Advisors also help with cash flow, sequence‑of‑returns risk, and behavioral coaching so you actually stick to the plan.

If you’re unsure whether your current savings rate is correct for you (or if you should shift between pre‑tax vs. Roth), we can create a financial plan together to give you clarity.

Want to learn more? Schedule a quick 30‑minute intro call: https://tinyurl.com/NM-Introduction