Taiylor Velasco

Taiylor Velasco I'm a working momma that dedicates everything I have to my family and others just like me.

It's November 1st! Which means the holidays are right around the corner and a start of a new month.With the new month is...
11/01/2022

It's November 1st! Which means the holidays are right around the corner and a start of a new month.

With the new month is want to dive into something a lot of people don't like talking about but is so very much needed.

Good ol life insurance.

Its hard to even think about something happening to you or a loved one but unfortunately we need to. People think that life insurance is a waste of money and not needed but the hard fact is that when you die your family will be at a loss especially if you are the main income in your family.

Setting up a plan is not hard. Getting your finances in order is not hard. Realizing you are not going to be here one day is what is hard.

Don't set your family up to lose everything if something happens to you set them up to thrive. Only you can protect your families futures you just need to make that choice.


Every day you wake up is a new day. You get out of bed and get a restart. What are you going to do with that restart? Ar...
10/25/2022

Every day you wake up is a new day. You get out of bed and get a restart.

What are you going to do with that restart? Are you going to start a new business, run a marathon, go to work and be a top seller? I mean the choices are endless. You could wake up and decide you are going to change your whole life in that instant.

That is exactly what I did. I woke up one morning and decided to do something for myself. I get to meet new people learn their stories and help them! I get to make money for my family while also being with my family. You can break that mindset that going to a 9-5 is the only option.

Look into doing something different today. Go start that side gig you have been thinking about doing. You never know it might turn into something amazing for your life.

Today, tomorrow, the next day are all blank canvas. The question is what are you going to paint on them?

Being in this business I see all sorts of things. Life, death, happiness, sadness, strength, love and so much more. The ...
10/19/2022

Being in this business I see all sorts of things. Life, death, happiness, sadness, strength, love and so much more. The number one thing I see though is the will to never give up. As a mom and a wife I wake up and I'm instantly in a role that if I give up things don't go the way they should. I set my mindset up to get through all the obstacles in my path.

Mindset is so important. Set your mind up so you can focus on what you want for your life. You want to be debt free? Do it. You want a nice savings account so you don't have to worry? Do it. Its completely up to you. This is your life create it how you want. Things that are important make it a priority.

Keep your mindset clear and focused. Keep your head high and keep on going!

Debt the one enemy that a majority of people try to avoid but is almost near impossible. As an advisor one of the main t...
10/17/2022

Debt the one enemy that a majority of people try to avoid but is almost near impossible. As an advisor one of the main things I help my clients with is getting debit free so we can build their savings up.
How to get debt free should be a priority if you want to become financially free! A lot of people have their own methods of doing it but I want to tell you mine.
When putting together a budget and a debt free plan it can be overwhelming and tiring and a lot of people give up. But I am here to help. You have your budget, your why, and your savings plan so let's round it out with a debt plan.

First thing you need to do is write all your debts down. Rank them from lowest debit to highest. Write your interest rates and your minimum payments.

Next is up to you. You can either just pay the minimum payments or add extra to the lowest one its your choice but the goal is to pay off the first and then work your way down. Once the first is payed off roll that payment down to the next debt.
By doing this your monthly amount won't change but your debts will slowly start getting paid off.

That is it! Now you have all the tools to set up your financial plan!

Now its time for me to offer my services! I put plans like this together for many clients and I can do the same for you. All you have to do if give me the info and I will put your own personal plan together and give you a detailed step by step without you having to do anything on your own. Plus I will be your advisor so I will help you will any financial questions you may have! Plus I do this all at no cost. If you need my help shoot me a message!

Saving accounts that's don't suck!You have figured out your why. You have created a budget that fits your lifestyle. You...
10/14/2022

Saving accounts that's don't suck!

You have figured out your why. You have created a budget that fits your lifestyle. You made your categories. Now it is time to focus on savings.

Savings in this economy is almost unheard of these days. I hate reading or hearing people say that they are living paycheck to paycheck and drained any saving they had because of the cost of everything.

With inflation growing we need to figure out how to manage the money coming in so you can grow your savings and not feel the burden of this economy. So with that being said lets talk about 3 big savings accounts.

1. Emergency funds: a emergency fund should be anywhere from $1,000 to $5,000 depending on your needs. The purpose of a emergency fund is to have money put aside so if anything comes up that you didn't budget for you have the funds and you don't have to stress about it. When starting it start small and grow it.

2. Short-term savings: Aka sinking funds. These funds are for short term goals that you want to set up. Set these and have the money set aside for things like holidays, parties, vacations, ect. Once again start small and build them up how you want to.

3. Long-term savings: This one is investments. Everyone needs a investment plan set up that grows their money. I will talk more about investments later on.

Don't forget start small and build. You don't have to go crazy and have your goal amount right away. Just take it one month at a time and before you know it your finances will be working for you and not against you. You got this!

What is your WHY?So I have talked about A budget and how to get started with it. Even though I am not done going over ho...
10/12/2022

What is your WHY?

So I have talked about A budget and how to get started with it. Even though I am not done going over how to master your finances I want to bring up one big thing that you need. That big thing that drives you everyday to do the things you do. The biggest question we all ask ourselves.

WHY?

When you get up in the morning and get ready for work why do you do it? You come home and clean the house and make dinner but why? It is such a simple question. What is the why. The why is your family, your dog, your life style, and the things all around you day to day. Your why is the biggest aspect of your life and why you do what you do.

Do you know your why? If I were to walk up to you on the street and ask you what your why is can you tell me? Once you figure it out that will be your drive.
Write it down and place it somewhere that you will see daily. Keep it in your office so when you start to feel bad you can look at it and remember why you are there.

When it comes to your finances your why is so very important. When you are writing down all your number and putting your plan together don't forget that why at the top. It becomes your Moto.

So my question is What is your Why?

The goal with a budget is to never give up and always focus on what YOU can control. What things do you control in your ...
10/10/2022

The goal with a budget is to never give up and always focus on what YOU can control.

What things do you control in your budget?

On this road to getting our finances in order we need to take a look at those variable expenses. These are those expenses that change every month (groceries, gas, extra spending, ect.) and that can be put into categories. These things you can control but it can be difficult in a time like now. This is where looking back at the past 3 months can help you see how much you have been spending in each category. Print of the last 3 months of your statement grab a few highlighter and get to work. This will take you some time but when you can see how much you spend each month you will realize the things you need to cut back on. If you shop for things on amazon all the time set a category up for amazon. If you love your ice coffees set a category for that. But remember you are trying to save so when doing these categories be mindful of the amount you put in them.

Remember a budget is something you can control and with the right steps your money will be working with you and not against you.

“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” -Ayn RandWhen sta...
10/05/2022

“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” -Ayn Rand

When starting a Budget you need to take a dive into your accounts.
Step one is to write down all your fixed expenses. Bills you know will be coming out each month and have a set date. With that knowledge you can see if you need to tweak some of your expenses.
You can see if your insurance is to high or if you have to many subscriptions. When you take long hard look at every bill it can help you understand your life style and what debits you may have.
After writing the fixed spending take a look at your variable spending. That will be your next step in your budget. The goal at the end of this is for you to have your finances in order and to make your money work for you not you work for it.

Are you living beyond your needs?

Oh a budget! The biggest thing anyone will tell you to do. But what do you include..  Knowing where your money stands is...
10/03/2022

Oh a budget! The biggest thing anyone will tell you to do. But what do you include..
Knowing where your money stands is empowering and allows you to make informed decisions about your finances. Knowing where every dollar you have is going and has its place is an amazing feeling.
Do you know how to set up a budget that works with your life style and sets up your goals? Are you questioning if your doing it the right or wrong way.. These next few days I am going to go over what you should include in it and how to get it to work with you and not against you.
So are you ready to get to know your finances?

09/21/2022

To the people who have come across this page welcome! My name is Taiylor and this is my story.
As a mom your goals for life are raising good kids and keeping the house in order but sometimes that order crashes and burns in front of you. I had to make a choice to either sacrifice my time and energy in my everyday life by going back to a 9-5 job that doesn't care about me or my family or make a dramatic life altering decision to start a career in something I had no clue about. So what did I do? I chose the life altering because why not. When I tell you making that decision was the best thing for not only my family but our entire life. I took the leap into the financial world and now I get to raise my kids and make a income and not have to worry about sacrificing anything. As a financial advisor I get freedom, I get my family, I get to still do what I want with my life. If you made it this far thank you and welcome to changing your mindset about what working and money looks like. Get ready for what is to come!

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Oklahoma City, OK

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