Adaptive Advice, LLC

08/26/2024

Join our Webinar: Joe Elsasser, CFP will present Tax Efficient Retirement Income on Wednesday September 4th at noon Central. He'll show you how your spending is likely to change through your retirement, how to prioritize your goals, and how to determine which accounts you should use at which points in retirement to create tax efficiency.

You& #39;ve probably heard of the idea of using Tax Maps to create a tax-efficient overall retirement income. That said, actaully doing it can be a challenge because your goals and spending patterns are uniquely yours. Your comfort level with different types of investments is also unique. In this...

07/17/2024

If you created an account with Social Security several years ago, you will need to update your login information. Be sure to go directly to SSA.gov to do so. There will be a ton of malicious email out there taking people to fake sites to steal credentials or other personal information, so don't respond to emails. Instead, go directly to SSA.gov (note - not .com or anything else), SSA.gov is the official Social Security website.

https://blog.ssa.gov/changes-are-coming-to-how-you-access-social-securitys-online-services/

We’re making changes to the way you access Social Security’s online services, including your personal my Social Security account. The changes will simplify your sign-in experience and align with…

04/26/2024

Joe Elsasser was quoted in Lorie Konish's article today on CNBC on why it pays to wait for Social Security benefits. There are certainly some nuances, but the vast majority of people planning for retirement should invest time into making the right decision.

03/28/2024

What an incredible contribution Daniel Kahneman made. Thinking Fast and Slow is one of the most accessible and enjoyable ways to understand how we make financial decisions and how we can dodge at least some of the mistakes people are pre-disposed to make.

One of the founders of behavioral economics, who incorporated human quirks into the study of how people make economic decisions, has died. Daniel Kahneman was 90.

05/09/2023

Steven Covey says "Start with the end in mind" There is no more literal end than an obituary. What a terrific tool for helping to focus daily on what's most important.

Warren Buffett, 92, says the key to avoiding major mistakes in life is to write your own obituary and reverse-engineer it.

04/27/2023

If you’re debating on what purchases are worth spending your hard earned cash during this phase of your life, there are a few tips you can implement to see what may be a good purchase for you personally One way to do this is by prioritizing your expenses.

03/06/2023

SECURE 2.0 changed the RMD rules again. We're updating client withdrawal plans accordingly!

For retirees, there used to be this iron-clad rule that you had to begin withdrawals at age 72.

01/17/2023

Inflation has been slowing down since July of 2022, but there’s still a long way to go before we can shift our attention away from these key economic indicators. Here’s what to expect concerning inflation in 2023.

01/10/2023

Think bold, big, and get creative when it comes to planning out how to reach your goals. Here are 10 tips to help you have the boldest and best year yet!