Simon Hobbs California Financial Partners

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Palm Springs, CA
Simon Hobbs California Financial Partners

simonhobbsfinancial.com Member FINRA/SIPC. finra.org sipc.org. No offers may be made or accepted from any resident of any other state.

Simon Hobbs is a LPL Registered Representative and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed.

09/23/2026

Own great stocks but limit risk
Protect from one bad event
Know the 5% rule of thumb
High conviction needs limits

09/22/2026

Big 401(k). Big Future Tax Bill
Think beyond today’s tax break
Diversify savings by tax treatment
Plan for withdrawals

09/21/2026

Meta stock is up 33% in one month. Because Mark Zuckerberg is putting agentic AI directly into the hands of its 3 billion monthly users with Muse, and developing ways to monetize that on Facebook and IG.
For a year I have been talking to my clients about how to buy Hypercalers, as those stocks failed to catch the stock market rally: Meta, Google, Amazon & Microsoft. Essentially Big Tech players investing trillions of dollars in AI capex, and often derided for it.
The current discussion about 'slowing' AI is triggered by the breakneck speed at which it's now learning. The debate revolves around control of frontier models, not a notion that the physical buildout of capacity needs to decelerate. If anything, AI's increased potency is likely to force greater corporate adoption, via fears of price competitiveness.
Importantly, scale matters.
In general, the paradox is that as AI models become more capable, they lose differentiation. It may therefore be that future value accrues to what surrounds them: proprietary data, computing power, distribution and the enormous amounts of capital required to keep investing.
Google, Meta and Amazon already have vast user bases, global distribution, proprietary data and formidable balance sheets. AI could represent a monumental acceleration in the economies of scale each already enjoys.
I could be wrong. The leaders of these companies could be wrong. They stake their careers and shareholder value on spending hundreds of billions of dollars building for an AI future yet to fully materialize.
Former Google CEO Eric Schmidt argues, if you believe AI is a once-in-a-generation technology capable of transforming almost every aspect of life, it's incumbent on Big Tech to embrace it and invest aggressively. Savita Subramanian at Bank of America says Big Tech is simply moving away from an era dominated by financial engineering and share buybacks to investment in productive capacity.
But AI skeptic Ed Zitron fears corporate America and developed nations won't generate sufficient revenue and cash flow to ultimately justify that capex. His case is worth hearing in The Compound and Friends episode, “The Four Horsemen of the AI Apocalypse.”
I don't dismiss Ed Zitron because he's almost a lone wolf; no big bank would tolerate any analyst publicly doubting the most powerful corporations in the world. I just don't think he fully appreciates the immensely profitable nature of selling vast tech stacks of services to clients 'caught' in your AI cloud, in perpetuity.
This is part of what I discuss with my clients every day.
You are welcome to join that conversation.

09/17/2026

Working late at the office tonight. Always amazes me what great new clients approach us when we do Taste of Palm Springs.

$Some ETFs charge just a fractionof comparable mutual fund feesKeep more of your returnsDon’t let fees hog returns$

09/16/2026

Some ETFs charge just a fraction
of comparable mutual fund fees
Keep more of your returns
Don’t let fees hog returns

09/15/2026

Make decisions without pressure
Just give things a new home
Enjoy memories as you go
You don’t have to do it all today

09/11/2026

Build income you can’t outlive
Your savings have a long job
You may live into your 90s
Social Security rewards patience

09/09/2026

Don't assume just one IVF cycle
Age can change treatment & cost
40% employers help fertility cost.
Know exclusions & limits

09/08/2026

Health costs matter in retirement
Keep more of what you saved
Program ends December 2027
Treatment may outlast subsidy

09/04/2026

Independent Financial Advisors
We don’t work for a bank
We only work for you
No proprietary products to sell

Address

Palm Springs, CA

Telephone

+19172156309

Website

http://simonhobbsfinancial.com/, http://www.linkedin.com/in/simondavidhobbs

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