William F. Davis, CFP, Financial Advisor

08/31/2026

Just got back from Jackson Hole - turns out we missed the other Jackson Hole gathering by a few weeks. Fed Chair Kevin Warsh showed up hawkish, rate hike odds jumped to 60% for September, and nobody invited me. Probably because "forceful suggestions" and a live mic in front of the FOMC seemed like a combustible combination. Full breakdown on the blog - link below.

What Jackson Hole Told Us About Rates – And What It Didn’t Tell Us About AI
https://vericrestprivatewealth.com/what-jackson-hole-told-us-about-rates-and-what-it-didnt-tell-us-about-ai/

08/25/2026

Is Hiring a Financial Advisor Worth It?
https://vericrestprivatewealth.com/is-hiring-a-financial-advisor-worth-it/

08/18/2026

Where You Live Needs a Prenup, Too
https://vericrestprivatewealth.com/where-you-live-needs-a-prenup-too/

08/11/2026

What Every Roth IRA Investor Should Actually Know
https://vericrestprivatewealth.com/what-every-roth-ira-investor-should-actually-know/

Low Cost | Full Service | Independent Advice

07/28/2026

Should You Open a Trump Account for Your Child or Grandchild?
https://vericrestprivatewealth.com/should-you-open-a-trump-account-for-your-child-or-grandchild/

07/21/2026

Five Ways to Shrink (Not Escape) Your RMDs
https://vericrestprivatewealth.com/five-ways-to-shrink-not-escape-your-rmds/

07/14/2026

You Might Already Be “Done” Saving for Retirement. You Just Don't Know It Yet.
https://vericrestprivatewealth.com/you-might-already-be-done-saving-for-retirement-you-just-dont-know-it-yet/

07/07/2026

The surprising psychology behind why retirees leave money on the table - and what to do about it.

https://vericrestprivatewealth.com/you-saved-it-why-wont-you-spend-it/

07/03/2026

This Fourth of July, I'm thinking about two groups of people we owe a great deal to.

First, our Founding Fathers, who had the courage to break from the only system they'd ever known, and the foresight to build something designed to protect individual liberty rather than concentrate power. The idea that a person's rights don't depend on the permission of a king, or anyone else, was radical then and still matters now. Land of the free isn't just a line in a song. It's the freedom to build a business, raise a family your own way, speak your mind, and chart your own path, with the government answering to the people instead of the other way around.

Second, the men and women of our military, past and present, who stand watch so the rest of us can actually live that freedom without a second thought about our safety.

Independence isn't free. It was earned, and it's maintained every single day. Grateful for both.

Happy Fourth of July!

07/01/2026

Happy July. The fireworks this year aren't just on the 4th – they've been going off in the bond market since Kevin Warsh took the podium.

July 2026