Megan L. Spear, CFP, CRPC, APMA

09/03/2026

As retirement gets closer, many people look for ways to stay invested while also protecting what they’ve built. Solutions that can help buffer the impacts of market downturns may provide greater confidence as you plan for the road ahead. Let’s connect to explore options for managing risk in retirement.

09/03/2026

✈️🍂 Travel Thursday: Hocking Hills Edition

Today, we're highlighting Matthew and his family's recent trip to Hocking Hills, Ohio.

The family enjoyed extraordinary hiking, breathtaking scenery, and plenty of quality time together before the start of a busy school year. This was also their first adventure with Sophie, the family's dog, who proved to be quite the hiking companion. In fact, Sophie didn't slow down for a single trail and kept up with every family excursion. 🐾

Most importantly, the trip provided a chance to recharge, reconnect, and enjoy a little extra family time before the kids headed back to school. And speaking of milestones, today is their first day back! 📚🍎

Want to see more from the adventure? Be sure to check out additional photos from the trip on Matthew's website @ https://bit.ly/4gyv1sv

🍂🥾🐾📸

09/02/2026

Explore how biological instinct drives market cycles and what this might mean for future market performance.

Why your natural instincts could impact your investment returns.

09/02/2026

A few weeks ago, we asked for your help naming Jennifer's new mini pony, and you delivered with some fantastic suggestions.

Today, we're excited to announce that his name is Stewart Little! 🐴✨

Thank you for helping us welcome this special new addition. We appreciate everyone who joined in the fun and shared their ideas.

Welcome to the family, Stewart Little!

08/31/2026

Market ups and downs are part of investing, but they don’t have to derail long-term plans. Having a strategy that balances growth potential with risk awareness can help bring more confidence to retirement planning. A thoughtful approach can make it easier to stay on track through changing market conditions. Message me if you’d like to start the conversation.

08/31/2026

One of our favorite memories from the Ameriprise Iconic National Conference in Denver wasn't in a meeting room, but on the dance floor!

After a week of learning, networking, and bringing back new ideas to better serve our clients, we enjoyed a Western Disco night featuring live music, cowboy hats, and plenty of line dancing. The Lumina team embraced the theme and danced the night away alongside advisors from across the country.

Events like these are a great reminder that some of the most meaningful connections happen outside of conference sessions. We're grateful for the opportunity to learn, grow, and celebrate with such an incredible community.

🤠🎵✨🏔️

08/29/2026

You care about leaving a legacy to your family and causes that are important to you. Let’s talk about how you can give as much as possible by protecting your legacy—and potentially increasing the value of what you leave behind.

08/28/2026

As summer winds down, Barb's family took a last-day-of-summer fishing trip to Lake Arthur. 🎣

Between casting lines, enjoying the peaceful water, and spending quality time together, it was the perfect way to celebrate a season filled with fun and adventure. Moments like these serve as a reminder that life's most treasured memories often come from simply being together.

What was your favorite summer memory this year?

08/27/2026

✈️☀️ Travel Thursday: Siesta Key Edition

This week, Jennifer and her kids traded schedules for sunshine in Siesta Key, Florida!

The trip was all about slowing down and enjoying the simple things: beach walks, great food, and plenty of rest. Jennifer logged more than 8 miles a day walking the shoreline, with special sunrise walks alongside Elizabeth and sunset walks with Leo. 🌅

One of the most memorable adventures was a nighttime LED kayak tour through the mangroves, where they spotted crabs, fish, and shrimp beneath the glowing water. 🛶✨

And then there was the unexpected visitor... a manatee that swam right up to them in the ocean. According to Jennifer, it was enormous, even longer than Leo!

From beach strolls and ice cream truck stops 🍦 to wildlife encounters and family time, Siesta Key delivered the perfect summer getaway.

☀️🌊🛶🐚

08/26/2026

As we enter the second half of 2026, strong earnings, AI innovation and a resilient economy continue to support markets. But with expectations running high, investors may face more volatility in the months ahead. Let’s connect if you’d like to discuss risks and potential opportunities in this changing environment.

Find out why markets may need to clear a higher bar in the back half of the year.