Cadiz Bookkeeping

07/20/2026

Are You Mixing Business & Personal Expenses?

One of the biggest mistakes small business owners make is swiping the same card for groceries and business purchases. It makes tax time harder and your financial reports less accurate. Do you keep your business and personal expenses separate?

07/13/2026

Profit & Loss 101: Are you actually making money?

If the balance sheet shows what your business owns, the P&L (aka income statement) shows what it earned — over a specific period, like a month, quarter, or year.
Here's the breakdown:

Revenue — all the money coming in from sales

Expenses — everything it costs to run the business (rent, payroll, supplies, etc.)

Net Income — what's left after expenses are subtracted from revenue

The formula: Revenue − Expenses = Net Income (or Loss)

Here's the thing a lot of owners miss: your bank balance and your net income aren't the same number. You can have cash in the account and still be operating at a loss — or feel "broke" some months while actually being profitable on paper. The P&L is what tells you the real story.

Pairing it with your balance sheet gives you the full picture: one shows performance over time, the other shows position at a moment in time.

Want help making sense of your numbers? That's what Cadiz Bookkeeping is here for. Send a message or drop a comment!

07/11/2026

Matthew offers payroll too!

Are you a business owner constantly feeling the pinch of hidden costs and wasted time in your payroll process? Since 2013, Profit First Payroll has been helping businesses like yours uncover those profit and time leaks you didn't even know existed. Imagine the freedom of redirecting those resources back into growing your business!

We're currently offering 3 and 6 months of free payroll services to new clients. If you're ready to optimize your operations and see a real difference in your bottom line, let's talk.

Send us a message to learn how we can help your business thrive.

07/07/2026

Anyone here looking for a Sac Networking Group? We meet weekly on Zoom Tues @ 4pm and have an amazing networking AI.

07/06/2026

Link your business below; we’re hosting a SAC networking zoom Tues @ 4pm to promote each other on social media.

07/06/2026

Ever look at your balance sheet and just... nod along like you understand it?

Let's break it down in plain English:
A balance sheet is basically a snapshot of your business at one moment — what you own, what you owe, and what's actually yours after that.

Assets = what you own (cash, equipment, inventory)

Liabilities = what you owe (loans, credit cards, bills)

Equity = your real stake in the business once debts are covered
The magic formula: Assets = Liabilities + Equity

Here's why it matters — your profit & loss statement tells you if you made money last month. Your balance sheet tells you if your business is actually healthy long-term. Big difference!

If numbers aren't your thing, that's what I'm here for. Cadiz Bookkeeping can help you make sense of it all.

Drop a comment or send a message if you want to chat!

07/05/2026

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I AM Connected Ministries, LLC specializes in helping you to connect, implement and perpetuate your real eternal legacy.