VCL Financial

07/15/2026

Attention Business Owners: New Retirement Plan Requirements Are Here

Recent changes under SECURE 2.0 have expanded retirement plan requirements and opportunities for many employers. Depending on the size of your business and how long it has been in operation, you may now be required to automatically enroll eligible employees in a new 401(k) or 403(b) plan beginning with certain newly established plans.

The good news? There are also valuable tax credits available to help offset the cost of starting and administering a retirement plan, making it more affordable than many business owners realize.

Offering a retirement plan can help you:
• Attract and retain quality employees
• Reduce your business taxes through available credits and deductions
• Help your employees prepare for retirement
• Build a stronger, more competitive business

Every business is different, and these rules do not apply to every employer. If you’re unsure whether your company is affected or want to explore the tax benefits of offering a retirement plan, VCL Financial is here to help.

Contact us today to discuss your options and to make sure you are compliant.

📞 1-866-270-4264
🌐 www.vclfinancial.com

06/30/2026

🏡✨ CLIENT SUCCESS STORY ✨

Congratulations to our client, Milan, on becoming a homeowner!

With being self employed, buying a home requires more than just filing a tax return, it requires proper tax planning, accurate reporting, and financial compliance. We worked closely with Milan to ensure her tax returns were prepared correctly, her self-employment income was properly structured, and she was in the strongest possible position for the homebuying process.

This is exactly why having an experienced tax professional and great realtor on your team matters.

A special thank you to our trusted Realtor partner, Van-Neisha Johnson , for trusting VCL Financial with your client. We truly value partnerships that help clients achieve their financial and homeownership goals.

Congratulations again, Milan! Wishing you many years of happiness and memories in your new home. 🏠

Ready to buy a home? Start with your taxes. 1-866-270-4264
🌐 www.vclfinancial.com

06/20/2026

Behind on Your Taxes? You’re Not Alone.

Need to file back taxes? Whether you’re missing one year or several, VCL Financial can help you get back into compliance and move forward with confidence.

✅ Delinquent Tax Return Preparation
✅ IRS & State Tax Resolution
✅ Payment Plan Assistance
✅ Tax Transcript Retrieval
✅ Individual & Business Returns

The longer you wait, the more penalties and interest can add up. Let our team help you take the first step toward resolving your tax issues.

📞 Call us today: 757-974-0623
🌐 www.vclfinancial.com

Serving clients nationwide.

04/18/2026

Business owners, something is on our heart that we want to share with you.

Anyone can “appear” to be successful.
But not everybody can show you—or explain—systems, structure, compliance, and sustainability.

Just because someone appears to be making money does not mean they understand the behind-the-scenes of how that business actually runs and why.

A lot of times, those same businesses are not complaint on the federal and state level.

Having a business and knowing how to run a business the correct way are two different things.
And being in business vs. actually understanding business are two different things.

Instead, invest in advisory services from professionals who specialize in what you need—accountants, business attorneys, certified business consultants, etc. Educate yourself on the administrative side of the business and not just the trade.

As always, if you need assistance feel free to give us a shout.

We have a 1-800 number, but aren't a 1-800 company. Contact VCL Financial for assistance with your tax, payroll, insurance, and compliance needs in Richmond, VA

04/10/2026

We’re honored to announce that VCL Financial has been named Best Accountant in Richmond for BOTH 2025 & 2026!

This recognition means everything to us because it reflects the trust our clients place in us every single day. Thank you for allowing us to serve you, guide you, and grow with you.

We’re not just your average accounting firm… we’re your partners in success.

📞 1-866-270-4264
🌐 www.vclfinancial.com

04/08/2026

Still need to file past or current year taxes? We’ve got you covered.

The 2025 tax deadline is April 15—don’t wait until the last minute. File today to avoid penalties and interest and get peace of mind.

Contact us to get started!

04/01/2026

TAX DEADLINE ALERT 🚨

If you haven’t filed yet, this is your sign to get it DONE ✔️
Extensions give you more time to file… NOT more time to pay.
Don’t let penalties and interest eat your refund or add to what you owe.

Need help? VCL Financial has you covered from start to finish.
📲 Call us: 1-866-270-4264

Visit us at www.vclfinancial.com