06/25/2022
BUSINESS CREDIT:
Tier 1
Prerequisites:
1. Filed with Secretary of State
2. D&B D-U-N-S Number
3. 411 Listing
Vendors:
Uline
Quill
Grainger
Summa Office
Strategic network solutions
Tier 2
Prerequisites:
1. PAYDEX Score
2. 4 Dun & Bradstreet Trade Lines
3. $250 High Credit Trade Lines
4. Experian and Equifax files established
Vendors:
Office Depot
Valero
Citi backed gas cards
Chevron
BP Gas
Northern Tool
Staples
Tier 3
Prerequisites:
Same as Tier 2 +
1. 6 Dun & Bradstreet Trade Lines
2. $500 High Credit Trade Lines
3. > 3 Trade Lines on Experian / Equifax
Vendors:
Best Buy
Northern Tool
Newegg
Sears
l3store
Tier 4
Prerequisites:
Same as Tier 3 +
1. $2,500 High Trade Credit Lines
2. 8 Dun & B Trade Lines
3. > 7 Trade Lines on Experian / Equifax
Vendors:
Key Bank (with PG, no pull)
Home Depot net 30
Apple Lease (requires age)
Costco (requires age)
Sunbelt Rentals
Ikea
Tier 5
Prerequisites:
Same as Tier 4 +
1. $5,000 High Credit Trade Lines
2. 12 Dun & B Trade Lines
3. > 10 Trade Lines on Experian / Equifax
Vendors:
Lowes Revolving/Net 30
Amazon Revolving/Net 30
Home Depot Revolving (PG, no pull)
Tiger Direct
Macy's
Tier 6
Prerequisites:
Same as Tier 5 +
1. $10,000 High Credit Trade Lines
2. 15 Dun & B Trade Lines
3. > 13 Trade Lines on Experian / Equifax
Vendors:
Target (requires age)
Walmart
Sams Store Card
Comdata
Tier 7
Prerequisites:
Same as Tier 6 +
1. $15,000 High Credit Trade Lines
2. 20 Dun & BradstreetBrad Street Trade Lines
3. > 18 Trade Lines on Experian / Equifax
Vendors:
Dell
Bill Me Later Business
Sams Discover
Tier 8
Prerequisites:
Same as Tier 7 +
1. $30,000 High Credit Trade Lines
2. Financial Statement attached to Dun & Bradstreet
Vendor:
Ford Motor Credit
