01/29/2026
Have a 2028 high school grad at home? This matters right now.
FAFSA looks at income from two years prior, which means this year counts for parents of current 10th graders.
For families earning $50k–$300k — especially business owners and executives — small income decisions today can mean big differences in college aid later.
The real question isn’t, “Will we get aid?”
It’s, “Are we unintentionally disqualifying ourselves before we even apply?”
This isn’t about loopholes. It’s about understanding the rules early — before the window closes.
At Delta Wealth Advisors, we look beyond income, because FAFSA is only part of the picture and some colleges go even deeper.
