Vazin & Williams, Inc

Vazin & Williams, Inc No annoying tax professional lingo. Just straight, authoritative and friendly advice. We proudly serve individuals and businesses nationwide.

Vazin & Williams, Inc., is a women-owned and operated tax firm in San Diego, California, and Pinehurst, North Carolina. We are dedicated to excellence and are passionate about helping our clients achieve financial success. Our team of tax professionals brings extensive knowledge and expertise to every client engagement. We understand the complexities of tax laws and regulations and are committed t

o providing personalized, reliable, and comprehensive tax services tailored to your unique needs. Vazin & Williams, Inc. offers various services, including tax preparation and filing, tax planning, business consulting, and tax resolution. We aim to simplify the tax process, ensure compliance, and maximize your financial benefits. At Vazin & Williams, Inc., we strive to build lasting relationships with our clients based on trust, integrity, and exceptional service. Whether youโ€™re an individual looking to optimize your tax situation or a business seeking strategic financial guidance, we are here to support you every step of the way, no matter where you are.

07/20/2026

๐—›๐—ผ๐˜„ ๐—ฎ๐—ฟ๐—ฒ ๐˜†๐—ผ๐˜‚ ๐˜๐—ฟ๐—ฎ๐—ฐ๐—ธ๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—ฒ๐—ฟ๐˜€๐—ผ๐—ป๐—ฎ๐—น ๐—ฒ๐˜…๐—ฝ๐—ฒ๐—ป๐˜€๐—ฒ๐˜€ ๐—ฟ๐—ถ๐—ด๐—ต๐˜ ๐—ป๐—ผ๐˜„?

๐Ÿ“Š Spreadsheet
๐Ÿ“ฑ Budgeting app
๐Ÿ”” Relying on bank alerts
๐Ÿ™ˆ "What budget?"

Drop the emoji below that matches your approach.

07/17/2026

๐—ฆ๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—œ ๐˜‚๐˜€๐—ฒ ๐—ฆ๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป ๐Ÿญ๐Ÿณ๐Ÿต ๐—ผ๐—ฟ ๐—•๐—ผ๐—ป๐˜‚๐˜€ ๐——๐—ฒ๐—ฝ๐—ฟ๐—ฒ๐—ฐ๐—ถ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ณ๐—ผ๐—ฟ ๐—บ๐˜† ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ฒ๐—พ๐˜‚๐—ถ๐—ฝ๐—บ๐—ฒ๐—ป๐˜ ๐—ฝ๐˜‚๐—ฟ๐—ฐ๐—ต๐—ฎ๐˜€๐—ฒ๐˜€?

One strategy is to apply Section 179 first to erase your active business income down to zero. Then, apply 100% Bonus Depreciation to any remaining asset basis if you want to strategically generate a tax loss.

Here is why: you can't use Section 179 to create a tax loss because it is strictly limited to your net business taxable income. On the flip side, 100% Bonus Depreciation doesn't care about your net income.

For example, if your net income is $100,000 and you buy a $150,000 machine:

โ€ข ๐˜ž๐˜ช๐˜ต๐˜ฉ ๐˜š๐˜ฆ๐˜ค๐˜ต๐˜ช๐˜ฐ๐˜ฏ 179: You can only deduct $100,000 this year. The remaining $50,000 carries forward to next year.
โ€ข ๐˜ž๐˜ช๐˜ต๐˜ฉ ๐˜‰๐˜ฐ๐˜ฏ๐˜ถ๐˜ด ๐˜‹๐˜ฆ๐˜ฑ๐˜ณ๐˜ฆ๐˜ค๐˜ช๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ: The purchase pushes your business into a $50,000 Net Operating Loss, which can potentially offset other income.

This distinction gives you more control over your tax outcome. You can decide whether it makes more sense to wipe out your current business tax bill or intentionally create a loss to offset other income.

When you look at your financial goals for this year, is your priority clearing out your active business income, or are you looking for ways to offset other income sources?

๐—–๐—ฎ๐—ป ๐—œ ๐—ด๐—ฒ๐˜ ๐—ฎ ๐˜๐—ฎ๐˜… ๐˜„๐—ฟ๐—ถ๐˜๐—ฒ-๐—ผ๐—ณ๐—ณ ๐—ถ๐—ณ ๐—œ ๐—ฏ๐˜‚๐˜† ๐˜‚๐˜€๐—ฒ๐—ฑ ๐—ฒ๐—พ๐˜‚๐—ถ๐—ฝ๐—บ๐—ฒ๐—ป๐˜ ๐—ณ๐—ผ๐—ฟ ๐—บ๐˜† ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€?Yes, both Section 179 and the permanently restored 100...
07/15/2026

๐—–๐—ฎ๐—ป ๐—œ ๐—ด๐—ฒ๐˜ ๐—ฎ ๐˜๐—ฎ๐˜… ๐˜„๐—ฟ๐—ถ๐˜๐—ฒ-๐—ผ๐—ณ๐—ณ ๐—ถ๐—ณ ๐—œ ๐—ฏ๐˜‚๐˜† ๐˜‚๐˜€๐—ฒ๐—ฑ ๐—ฒ๐—พ๐˜‚๐—ถ๐—ฝ๐—บ๐—ฒ๐—ป๐˜ ๐—ณ๐—ผ๐—ฟ ๐—บ๐˜† ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€?

Yes, both Section 179 and the permanently restored 100% Bonus Depreciation rules apply to new and used equipment. If the asset is new to your business, you can deduct up to 100% of the purchase price in 2026.

For example, a three-year-old commercial oven bought from a closed restaurant is considered new to your business. It qualifies for a 100% immediate write-off this year.

But you can't claim the write-off if the equipment is acquired through:
โ€ข Gifts or inheritance
โ€ข Purchases from an immediate family member
โ€ข Shifts between business entities or LLCs you already own

So yes, buying used equipment can still come with a valuable tax benefit. You just need to make sure the purchase qualifies.

When you add equipment to your business, do you prefer buying brand new or finding good used deals?

๐——๐—ถ๐—ฑ ๐—ฎ๐—ป๐˜†๐—ผ๐—ป๐—ฒ ๐—ฒ๐—น๐˜€๐—ฒ ๐—ด๐—ฒ๐˜ ๐—ฎ ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐˜„๐—ฟ๐—ผ๐—ป๐—ด ๐—ถ๐—ฑ๐—ฒ๐—ฎ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐—ณ๐—ฟ๐—ผ๐—บ ๐—ฝ๐—น๐—ฎ๐˜†๐—ถ๐—ป๐—ด ๐— ๐—ผ๐—ป๐—ผ๐—ฝ๐—ผ๐—น๐˜† ๐—ฎ๐˜€ ๐—ฎ ๐—ธ๐—ถ๐—ฑ?Wouldn't we all love to receive a guara...
07/14/2026

๐——๐—ถ๐—ฑ ๐—ฎ๐—ป๐˜†๐—ผ๐—ป๐—ฒ ๐—ฒ๐—น๐˜€๐—ฒ ๐—ด๐—ฒ๐˜ ๐—ฎ ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐˜„๐—ฟ๐—ผ๐—ป๐—ด ๐—ถ๐—ฑ๐—ฒ๐—ฎ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐—ณ๐—ฟ๐—ผ๐—บ ๐—ฝ๐—น๐—ฎ๐˜†๐—ถ๐—ป๐—ด ๐— ๐—ผ๐—ป๐—ผ๐—ฝ๐—ผ๐—น๐˜† ๐—ฎ๐˜€ ๐—ฎ ๐—ธ๐—ถ๐—ฑ?

Wouldn't we all love to receive a guaranteed $200 check just for walking around the block every morning, or patch up a sudden cash flow crunch by handing someone a tiny deed to our Baltic Avenue? Turns out the actual rules of that game don't translate very well to running a business.

Sustainable growth takes a lot more strategy than just rolling the dice. Financial control is about building clean bookkeeping systems, tracking your actual margins, and managing your cash flow with real data.

If you are ready to stop guessing and want a clear, data-driven strategy to manage your business cash flow, reach out to us today. Letโ€™s get your systems dialed in.

07/13/2026

๐—ช๐—ต๐—ฒ๐—ป ๐—ฑ๐—ผ ๐—œ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ผ ๐˜€๐˜๐—ฎ๐—ฟ๐˜ ๐˜๐—ฎ๐—ธ๐—ถ๐—ป๐—ด ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐—ผ๐˜‚๐˜ ๐—ผ๐—ณ ๐—บ๐˜† ๐—œ๐—ฅ๐—”?

Under current SECURE 2.0 laws, you must start taking Required Minimum Distributions (RMDs) at either age 73 (if born between 1951 and 1959) or 75 (if born in 1960 or later).

The IRS lets you delay your first distribution until April 1st of the following year.

But doing this forces your first two RMDs into the same calendar year, creating an artificial income spike that can push you into a higher tax bracket.

Unless you have a specific reason to delay, your next move would be to take that first distribution by December 31st of your initial eligibility year.

Don't let a simple timing error give your hard-earned savings right back to the government at the finish line.

๐—–๐—ฎ๐—ป ๐—œ ๐—ฐ๐—น๐—ฎ๐—ถ๐—บ ๐—ฆ๐—ผ๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฆ๐—ฒ๐—ฐ๐˜‚๐—ฟ๐—ถ๐˜๐˜† ๐—ฒ๐—ฎ๐—ฟ๐—น๐˜† ๐—ฎ๐˜ ๐—ฎ๐—ด๐—ฒ ๐Ÿฒ๐Ÿฎ?You can, but doing so triggers a permanent monthly payout reduction of up to...
07/10/2026

๐—–๐—ฎ๐—ป ๐—œ ๐—ฐ๐—น๐—ฎ๐—ถ๐—บ ๐—ฆ๐—ผ๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฆ๐—ฒ๐—ฐ๐˜‚๐—ฟ๐—ถ๐˜๐˜† ๐—ฒ๐—ฎ๐—ฟ๐—น๐˜† ๐—ฎ๐˜ ๐—ฎ๐—ด๐—ฒ ๐Ÿฒ๐Ÿฎ?

You can, but doing so triggers a permanent monthly payout reduction of up to 30%.

Additionally, filing early changes your tax profile in two main ways:
โ€ข Taxable Benefits: If your provisional income crosses $34,000 as an individual (or $44,000 for married couples), the IRS can tax up to 85% of your benefits. Having a pension, part-time wages, or traditional retirement accounts can easily push you over this threshold.
โ€ข The Earnings Limit: If you keep working or consulting after claiming, your 2026 annual earnings are capped at $24,480. For every $2 you earn above this amount, the government claws back $1 of your benefits.

If you plan to start your benefits at 62, avoiding a surprise tax bill means watching your income sources closely to protect your check.

Depending on your situation, drawing from cash savings or Roth accounts first keeps your Adjusted Gross Income down, while tracking your part-time hours keeps you under the earnings limit.

DM us if you want to look at your other income streams before you lock in your Social Security filing age.

If an unexpected $5,000 landed in your bank account tomorrow, where would that money go?๐—ฎ. ๐——๐—ฒ๐˜€๐˜๐—ฟ๐—ผ๐˜†๐—ถ๐—ป๐—ด ๐—ฑ๐—ฒ๐—ฏ๐˜: Knocking out...
07/09/2026

If an unexpected $5,000 landed in your bank account tomorrow, where would that money go?
๐—ฎ. ๐——๐—ฒ๐˜€๐˜๐—ฟ๐—ผ๐˜†๐—ถ๐—ป๐—ด ๐—ฑ๐—ฒ๐—ฏ๐˜: Knocking out a nagging credit card bill or back taxes.
๐—ฏ. ๐—•๐˜‚๐—ถ๐—น๐—ฑ๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€: Putting it back into your business tools, tech, or growth.
๐—ฐ. ๐—–๐—ฟ๐—ฒ๐—ฎ๐˜๐—ถ๐—ป๐—ด ๐—ฎ ๐˜€๐—ฎ๐—ณ๐—ฒ๐˜๐˜† ๐—ป๐—ฒ๐˜: Stashing it away so you can finally breathe easier.
๐—ฑ. ๐—ฅ๐—ฒ๐˜„๐—ฎ๐—ฟ๐—ฑ๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚๐—ฟ๐˜€๐—ฒ๐—น๐—ณ: Funding that personal project or trip youโ€™ve been putting off.

๐—›๐—ผ๐˜„ ๐—ฑ๐—ผ ๐—œ ๐—ฐ๐—ผ๐—ป๐—ฑ๐˜‚๐—ฐ๐˜ ๐—ฎ ๐—บ๐—ถ๐—ฑ๐˜†๐—ฒ๐—ฎ๐—ฟ ๐—ฝ๐—ฟ๐—ผ๐—ณ๐—ถ๐˜๐—ฎ๐—ฏ๐—ถ๐—น๐—ถ๐˜๐˜† ๐—ฟ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„ ๐—ณ๐—ผ๐—ฟ ๐—บ๐˜† ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€?Start by reconciling your books and generating your year...
07/08/2026

๐—›๐—ผ๐˜„ ๐—ฑ๐—ผ ๐—œ ๐—ฐ๐—ผ๐—ป๐—ฑ๐˜‚๐—ฐ๐˜ ๐—ฎ ๐—บ๐—ถ๐—ฑ๐˜†๐—ฒ๐—ฎ๐—ฟ ๐—ฝ๐—ฟ๐—ผ๐—ณ๐—ถ๐˜๐—ฎ๐—ฏ๐—ถ๐—น๐—ถ๐˜๐˜† ๐—ฟ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„ ๐—ณ๐—ผ๐—ฟ ๐—บ๐˜† ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€?

Start by reconciling your books and generating your year-to-date financial statements. Here are the first two steps you should take this summer:
1. Clean and reconcile your bookkeeping through June. Make sure every transaction is properly categorized, and your bank accounts, credit cards, and loan statements are all reconciled.
2. Pull your two foundational financial statements for the first six months of the year: your Profit and Loss (P&L) Statement and your Balance Sheet.

These reports can show you whether your profit is keeping up with your revenue and where expenses may be squeezing your margins.

The 4th of July might be over, but it is not too late to declare independence from broken financial reporting.You can't ...
07/07/2026

The 4th of July might be over, but it is not too late to declare independence from broken financial reporting.

You can't run a profitable business on guesswork. We fix the data so you can make the right moves. Send us a message today if you're ready for that kind of independence.

Address

San Diego, CA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(858) 384-2226

Alerts

Be the first to know and let us send you an email when Vazin & Williams, Inc posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Vazin & Williams, Inc:

Share