Chantel Bonneau - WiseFit Wealth Management and Insurance Solutions

10/15/2026

A strange thing happens when people spend years helping aging parents.

You'd think it would motivate them to get their own financial house in order.

Often, it does the opposite.

They've spent months coordinating care. They've handled paperwork. They've chased down passwords. They've sat through difficult conversations. They've dealt with legal documents, insurance questions and family disagreements.

By the time it's over, they're exhausted.

And instead of saying, "I never want my kids to go through that," they say, "I can't deal with one more planning conversation right now."

So they don't.

I've seen this happen over and over again.

A parent dies without updated estate documents.

A spouse discovers they don't know where accounts are held.

Someone's health changes unexpectedly and insurance options become limited or disappear altogether.

The family spends months dealing with preventable complications.

Everyone says, "We should probably get our own plan together."

Then life gets busy.

Again.

The irony is that your parents' experience may have already given you the most valuable financial education you'll ever receive.

You got a front-row seat.

You saw what worked.

You saw what didn't.

You saw which conversations were avoided for too long.

You saw the documents nobody could find.

You saw the decisions that became harder because they were delayed.

And yet many people walk away from that experience carrying the wrong lesson.

They think, "That was stressful."

The better lesson is: "That was preventable."

10/07/2026

I had a conversation recently with someone who was genuinely concerned that the world was on the brink of collapse.

They wanted to know whether they should change everything.

I told them something that might sound overly simple:

If the catastrophic scenario you're imagining actually happens, your portfolio will not be your biggest problem.

But if it doesn't happen, abandoning a good plan could be.

That's the challenge investors face today.

We're constantly being encouraged to react.

Every article is urgent.

Every headline is important.

Every prediction sounds certain.

Meanwhile, successful financial planning is usually much less exciting.

It's making thoughtful decisions.

Ignoring noise.

Following principles that have worked through multiple market cycles.

And remembering that the best financial advice is rarely the advice that applies to everyone.

It's the advice that applies to you.

09/30/2026

Almost every week, a client sends me an article and asks:

"Is this me?"

Most of the time, the answer is no.

Not because the article is wrong.

Not because the author is uninformed.

But because the internet has convinced us that personal finance should be simple, universal and solved in a six-minute read.

It isn't.

One week, everyone's being told to move everything into cash because the market is about to collapse.

The next week, everyone's being told they're missing out if they aren't fully invested.

One article says buy term insurance and invest the rest.

Another says permanent life insurance is the answer.

One expert says concentrate your investments.

Another says diversify immediately.

The problem isn't necessarily the advice.

The problem is that most people skip the most important question:

Does this actually apply to my life?

A 35-year-old tech executive with company stock has different planning needs than a retired widow. A family with a special-needs child has different priorities than a dual-income couple with grown children. A business owner has different risks than a corporate employee.

Yet financial content is often presented as if there is one right answer for everyone.

There isn't.

09/25/2026

You've spent years building a strong financial foundation. But are your children prepared to build one of their own?

As back-to-school season begins, join us for Don't Let Your Kids Learn These 5 Money Lessons the Hard Way, a live webinar focused on helping parents equip the next generation with the financial skills, habits, and confidence they need to thrive.
Because some of life's most expensive lessons are the ones learned too late. Details and registration information are below.

Tuesday, September 29
4-5pm PST
Q&A Session with WiseFit Advisors

Register now to reserve your spot: https://nm.zoom.us/webinar/register/WN_Csb-tIPjRNWri0_UeKhAmQ

09/16/2026

Market leadership is broadening, but investors still face risks from higher rates, persistent inflation, and geopolitical uncertainty. Our latest Asset Allocation Focus shows how we're navigating what's ahead.

Market participation is broadening. But higher rates, inflation, and policy risks call for balance.

09/09/2026

After years of low yields, bonds may once again offer meaningful income potential. This article explains why today’s higher rate environment could make fixed income worth another look for investors.

Higher yields have changed the bond market. Here’s what investors should know.

09/02/2026

The best financial plans can weather even the worst economic storms. We can help you overcome uncertainty with confidence.

Prepare your financial plan for economic uncertainty with practical strategies to strengthen savings, manage risk, and stay focused on long-term goals.

08/26/2026

When markets rise quickly, it can be tempting to chase the stocks that are already leading. But momentum can shift, and diversification remains important. This article explains why quality and valuation still matter—and how a balanced approach can help investors stay positioned for what comes next.

Momentum led Q2 markets. But quality, valuation, and diversification still matter.