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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Susan Ramirez

Please visit https://www.ameriprise.com/social for important rules and disclosures about how you and I can interact on social media.

Private Wealth Advisor at Ameriprise Financial Services, LLC | My purpose is to help you feel confident, connected, and in control of your financial life | Forbes Best-in-State Women Wealth Advisors, 2022-2024 | 30 Years of Experience

06/02/2026

Grateful to spend time with an elite group of Barron’s-recognized advisors who are pushing beyond the traditional mold of this industry and finding new ways to lead, serve, and create meaningful impact for the clients and families who place their trust in us.

Financial advice is evolving, and I believe the future belongs to advisors who lead with authenticity, relationships, and purpose, not just numbers on a page.

It was especially meaningful to be surrounded by strong, ambitious women who are continuing to break barriers in a profession that has historically been male dominated. Women who are leading with confidence, lifting others up, and proving that there is more than one way to build success in this industry.

The more diverse the voices around the table, the stronger this profession becomes.

Grateful for the conversations, the perspective, and the reminder that growth happens when we dare to think differently.

https://www.ameripriseadvisors.com/team/centennial-wealth-management/

06/01/2026

The “Magnificent 7” became so dominant that many portfolios turned into the same trade. That worked incredibly well on the way up.

But market leadership rarely stays this concentrated forever, and some of the biggest opportunities over the next few years may come from areas investors ignored while everyone crowded into mega cap tech. Diversification starts to matter again when concentration feels safest.

A good financial plan should prepare for what’s next, not just what worked last cycle.

https://www.ameripriseadvisors.com/team/centennial-wealth-management/insights/investing-beyond-the-mag-7/

05/28/2026

Big congratulations to all the graduates out there!

Graduation season always brings a mix of excitement, pride, nerves, and a lot of unknowns. It’s the beginning of a brand new chapter, not just for students, but for families too.

For many young adults, this is the first real step into financial independence. Learning how to budget, save consistently, manage debt responsibly, and start investing early may not seem exciting now, but those habits can shape so much of the future.

One of the most rewarding parts of my work is helping families through transitions like this. Financial planning is not only about retirement years down the road. It’s also about helping the next generation build confidence, make smart decisions, and create a healthy relationship with money from the start.

Excited for all the graduates and everything ahead for them.

https://www.ameripriseadvisors.com/team/centennial-wealth-management/

05/26/2026

The market keeps hitting all-time highs. So let's check in - how does that make you feel?

If your answer is anything other than confident, that’s worth paying attention to.
Because discomfort usually means one thing, you might be taking more risk than you realize.

This isn’t about getting out. It’s about making sure your exposure matches your goals.
If it feels off, it’s probably time to take a closer look.

https://www.ameripriseadvisors.com/team/centennial-wealth-management/insights/portfolio-rebalancing/

05/25/2026

Today, we pause to remember the brave men and women who made the ultimate sacrifice in service to our country.

Memorial Day is more than the start of summer. It is a time to reflect on the courage, service, and freedom that have shaped the lives we’re fortunate to live today.

As we spend time with family and friends this weekend, may we also take a moment to honor those who gave everything for our nation.

Wishing everyone a meaningful and peaceful Memorial Day.

05/19/2026

There’s something powerful about women coming together.

Not just to connect, but to support, encourage, and learn from one another. In a profession that has traditionally been male dominated, moments like these remind me how important it is to create space for women to grow, lead, and lift each other up.

I’ve always believed that success is not meant to be built alone. The strongest communities are the ones where women are sharing experiences, offering guidance, and helping one another move forward with confidence.

Grateful to be surrounded by women who are doing meaningful work and showing what leadership can look like in so many different ways.

When women support women, everyone moves forward.

https://www.ameripriseadvisors.com/team/centennial-wealth-management/

05/18/2026

Charitable giving has always felt pretty straightforward. You give, you deduct, and move on.

That may not hold up the same way in 2026. New tax rules could reduce how much of those contributions actually count, especially for higher earners who itemize. For many people, that means the same habits around giving may become less efficient over time.

This is where a bit more planning comes in. Timing, structuring gifts, or using tools like donor-advised funds can help make sure your giving still aligns with your broader financial picture.

https://www.ameripriseadvisors.com/team/centennial-wealth-management/insights/tax-rules-charitable-giving-deductions/

05/11/2026

Inflation isn’t just a trend anymore. It’s a pattern.

Three distinct spikes in five years, each driven by something different.

This time, it’s energy and geopolitics. Next time, it will be something else.

Trying to predict the trigger is a losing game. Positioning your plan to absorb it is the real edge.

https://www.ameripriseadvisors.com/team/centennial-wealth-management/insights/2026-inflation-outlook/

05/10/2026

Happy Mother’s Day!

I’ve been thinking a lot about the example my mom set for me. Her strength, her values, and the way she showed up for our family shaped so much of who I am today.

She taught me the importance of resilience, leading with integrity, and caring deeply for the people around you. Those lessons have stayed with me in every season of life, both personally and professionally.

Now, as a mom, I find myself trying to pass those same values on to my daughters. To raise them with confidence, compassion, and a strong sense of who they are and what they’re capable of.

There’s something really special about seeing those values carry forward from one generation to the next.

Today is a celebration of the women who came before us, the ones we are today, and the ones we are raising for tomorrow.

https://www.ameripriseadvisors.com/team/centennial-wealth-management/

05/04/2026

If your tax bill surprised you this year, you’re not alone.

A lot of high earners run into this. Not because they’re doing anything wrong, but because income has gotten more complex. Bonuses, RSUs, side income, and capital gains don’t always show up the way people expect.

The challenge is most tax planning happens after the fact, when the outcome is already locked in.

A surprise tax bill is usually a signal. Not of a bad year, but of a strategy that hasn’t caught up yet.

https://www.ameripriseadvisors.com/team/centennial-wealth-management/insights/proactive-tax-planning/

Address

Sandy Springs, GA

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+16783342440

Website

https://www.ameripriseadvisors.com/susan.ramirez/

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