Platinum Financial Solutions

Platinum Financial Solutions I’m Amy Velthoven, a Financial Wellness Consultant and Small Business Strategist with 15+ years of corporate/consulting experience.

I help business owners and individuals make clear, confident decisions through practical, judgment-free guidance.

07/15/2026

A question worth asking mid-year:

“If the next 6 months looked exactly like the first 6 months… would I be happy with the financial performance of my business?"

Not from a judgment standpoint. Just information.

Awareness --> Options --> Action --> Sustainable Change

07/10/2026

One of the biggest stressors for small business owners isn’t usually spending.

It’s unpredictability.

When income varies month to month, even normal expenses can feel disruptive.

Planning > Perfection.

07/07/2026

We’re officially halfway through the year. This is usually the point where people either:

a) avoid looking at their finances entirely

OR

b) panic and try to overhaul everything at once.

Neither is necessary.

06/29/2026

If you’re heading into the second half of the year feeling a little disorganized financially…

That indicates that it’s a REALLY good time to reset, and get a handle on your finances.

06/26/2026

A question I ask a lot:

“Does your spending reflect what matters to you right now?”

Not what used to matter.
Not what you think it should be.
Right now.

06/23/2026

Some of my favorite spending is on experiences: concerts, trips, random boondoggles with my children.

But I enjoy it more when I know I've accounted for it in advance.

06/17/2026

If you run your own business, summer can get a little uneven. More personal spending, and often less consistency in income.

Having a plan ahead of time can really make a difference.

06/15/2026

Something I remind clients this time of year:

“You’re allowed to spend money.”

Let's just check to be sure it’s going toward things you actually care about.

06/11/2026

We tend to say "yes!" to more over the summer:

• Trips/vacations
• Kids’ activities
• Dining out

Nothing wrong with that.
But make the "yes" intentional. Build a plan and stick to it.

06/08/2026

If you’ve been meaning to get things organized but keep putting it off…

That’s usually a sign the approach you’ve tried before just didn’t fit you.

Address

South Lyon, MI

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