Financial Foundations, Inc.

07/15/2026

You worked hard to save for retirement, now it's time to enjoy it. Learn how small investments in travel, hobbies, technology, and social connections can deliver lasting rewards. Read about 5 lifestyle upgrades. https://bit.ly/4vz3VpC

Reframing splurges as "intentional reallocation" of money can help you overcome spending anxiety and enhance your quality of life. Here are some suggestions.

07/08/2026

Retirement sneaking up faster than your savings? You still have time to strengthen your plan:

• Check Your Gap: Use a retirement calculator and your Social Security estimate to see how much income you’ll actually have.
• Boost Contributions: Workers 60–63 can save up to $35,750 annually in a 401(k) under SECURE 2.0.
• Delay Benefits: Waiting past 62 can increase Social Security payments by up to 8% per year.

Source: https://bit.ly/4s83UI7

Try not to panic—there are ways to bridge the gap.

06/30/2026

This Fourth of July, independence is worth celebrating (and planning for). Wishing you and your family a safe, joyful holiday.

06/23/2026

A will is essential, but it’s not meant to hold every detail of your life. Including the wrong assets can trigger legal battles, lost inheritances, or public exposure of private information. Consider these guidelines:

-Keep beneficiary accounts out: Life insurance, 401(k)s, and IRAs pass directly to named beneficiaries and will override anything in your will, causing conflicts.

-Never list passwords or account numbers: Wills become public court documents after death, exposing sensitive financial data to anyone who requests it.

-Use trusts for special cases: Pets, special needs dependents, business interests, and fi****ms require separate legal structures to avoid complications.

Source: https://bit.ly/qokTh

If you're unclear about the 10 things you should leave out of your will when drafting your estate plan, check out what legal experts have to say.

06/16/2026

Schools are ditching economics for “money classes,” and it could change how students handle debt forever. Here’s what students are learning now:

-Real-World Skills First: Budgeting, credit scores, taxes, and investing are replacing theory in many classrooms.
-Smarter Borrowing: Students are calculating loan payments and weighing college costs before committing.
-Life Impact Matters: Financial literacy is proving more useful for everyday decisions than traditional economics.

See why more states are making this a graduation requirement: https://bit.ly/4rE1bFi

States are trading one requirement for another as they emphasize practical education.

06/11/2026

Our team recently spent the day volunteering at the MetroWest YMCA Outdoor Center in Hopkinton. We’re grateful for the opportunity to support organizations making a meaningful impact in our communities and proud to give back together as a team.

Learn more about our community involvement: https://www.financial-foundations.com/giving-back

06/09/2026

The biggest World Cup in history kicks off June 11, with 48 teams, 104 matches, and three host nations across North America. Here’s what to know before the first whistle:

- New format: Countries will compete across 12 groups before the knockout rounds begin.
- Major moments: Opening ceremonies take place in Mexico City, Toronto, and Los Angeles, with the final set for July 19 at MetLife Stadium in New Jersey.
- How to watch: Fox and FS1 will carry English-language coverage, with Spanish-language broadcasts on Telemundo and Universo.

Get the full breakdown on teams, schedules, venues, and favorites before kickoff: https://bit.ly/4vioDut

After years of preparation and anticipation, the 2026 World Cup begins this week. Here's what you need to know about the world's biggest sporting event.

06/02/2026

Dr. Seuss is a classic graduation gift, but new grads may need practical support even more. Here’s what could help:

- Share workplace wisdom: Networking etiquette, email habits, and interview practice can help grads stand out in a tough job market.
- Build money habits: A budgeting app can make the shift to managing a first paycheck less overwhelming.
- Think long term: Helping open a Roth IRA can give early savings more time to grow.

Learn more ways to support the class of 2026 grad in your life: https://bit.ly/4dP3YGP

Today’s graduates are facing serious economic headwinds. Here are some ways you can help a new grad launch both their career and personal financial success.

05/26/2026

Graduating into a tough job market? The class of ’91 has been there too. Their kids are job hunting now, and they’re sharing what they learned along the way:

-Stay adaptable: One ’91 grad’s first job as a secretary eventually led to a career in communications and pharma.

-Keep perspective: Taking a temporary role while job searching can be a practical step, not a setback.

-Stay the course: A missed career path for another ’91 grad led to work around the world, from Siberia to Ukraine.

Find out more about career lessons from those who’ve been there: https://bit.ly/4uxtAim

The New York Times profiled young job seekers in 1991. Today, their own children are entering a work force in flux.

05/19/2026

Congress wants EV owners to pay an annual road maintenance fee since they skip the gas tax that funds highway repairs. Critics say the proposed charge is nearly double what most gas drivers pay. Read about the debate and what the fee could mean for you: https://bit.ly/42F4qlM

A House transportation bill introduced this week would require owners of electric cars to pay $130 to cover the cost of road repairs.