Guy A. Finocchiaro, CPA

27/10/2026

1. Represent you directly with the IRS, so every call, every hold and every conversation runs through me instead of you.

2. Look at your books and confirm what is actually in them before anybody makes a claim about your finances.

3. Pull your account transcripts and read what was assessed, when it was assessed, and how much of the balance is penalty rather than tax.

4. Receive copies of the notices, so a deadline never lands in a drawer again.

5. Request penalty abatement in writing with the reasonable cause argument attached.

6. Negotiate a payment arrangement or pursue the release of a levy or a garnishment.

7. Check the collection statute date, which is the number most people have never once looked at.

The form is a Form 2848 and it names one specific individual. That individual is the only person who can legally do any of the above on your behalf.

Comment POA and I will send you the plain explanation of what that form does and what it does not do.

21/10/2026

An offer in compromise is real but has strict rules, and most people who hear the pennies on the dollar ad won’t qualify, which is exactly how they get burned twice. If you want the honest version of what applies to your situation, comment TRUTH and I’ll DM you.

19/10/2026

16/10/2026

The dream people describe to me is almost never a bigger house. It is being at the table without the second conversation running underneath the first one, the one where you are quietly adding up what you owe and what happens if the letter that came last week means what you think it means.

Owing the IRS takes attention more than it takes money. You are half present at dinner, half present at your kid’s game, half present on a call with a client who deserved all of you.

When clients tell us what changed, the balance is usually the second thing they mention. The first is sleeping through the night and being all the way in the room again.

That is a real outcome and it has a process behind it. Representation, compliance, and the program that fits your actual finances.

You get your attention back before you get the last dollar sorted.

12/10/2026

1. You open your own mail the day it arrives.

2. You know what your transcripts say instead of guessing at a number.

3. You can explain to a friend why the notice figure is not final.

4. You have a licensed person you can text instead of a support line you dread.

5. Somebody has already asked you who you used.

That last one is the whole arc. You go from the person hiding it to the person who knows exactly who to call, and people start coming to you.

10/10/2026

Letting payroll deposits slide to cover this month is the most normal thing in the world and the most expensive.

1. The trust fund portion is money you withheld from your employees, so the IRS treats it differently than any other balance.

2. It can be assessed against you personally, which means it stops being the company’s problem.

3. A revenue officer gets assigned to these earlier than to most cases.

4. Once that penalty is assessed, your options narrow sharply.

5. Getting in front of the officer before the assessment is the single thing that changes the outcome.

The firms that wait for the assessment before they act are not being careful. They are being slow.

Comment PAYROLL and I will send you the free rundown of what a revenue officer is actually looking for.

10/10/2026

Smart, capable people talk themselves into handling this alone because hiring somebody feels like an admission. Here is the part that gets skipped.

You have a right to representation. A power of attorney is the form a representative files to act for you, which is why it never belongs in a do it yourself step list.

If you are going alone, your step is the financial statement. Knowing that difference is the whole reason people hire us, and it has nothing to do with how smart anybody is.

09/10/2026

Fifty times the value was a client’s own words, and they meant the dollars plus the sleep, the phone, and the dinner where it was finally handled. If you want an honest read on what representation could do for your case, comment VALUE and I’ll DM you.

08/10/2026

6 unhinged things I did to get a business owner out from under a payroll tax case. One, I read the transcripts before I read the notice, because the notice is a summary and the account is the record.

Two, I got in front of the revenue officer early instead of waiting for the assessment. Payroll cases move faster than personal ones and the window closes quietly.

Three, I explained to the owner that this was never a company problem. The trust fund recovery penalty follows the person the IRS decides was responsible, which usually means him.

Four, I called back after the first no, and then again after the second one, because a no from one person is not a no from the agency. Five, I filed what was missing before asking for anything, because compliance is the whole gate.

Six, I told him plainly which parts of this were not going to be forgiven, so he could plan around the real number instead of a hopeful one. None of that is clever.

It is just the work, done in order, on a case a lot of people would have written off.

07/10/2026

Nobody can know if you qualify before seeing your income, expenses, and assets, so a fast yes on a sales call is a close, not a diagnosis. If someone promised you a settlement before looking at your numbers, comment HONEST and I’ll DM you how a real review works.