Carleton and Associates

19/01/2017

Tax filing season is upon us. Here’s when to expect your tax statements from Ameriprise.

Ameriprise tax statement mailing dates vary based on accounts and investments.

12/01/2017

Taking Social Security benefits at the right age requires self-reflection. Have you decided when to take your benefits?

There are a few surprises in store.

11/01/2017

Planning your expenses at the beginning of the new year can help increase the likelihood of meeting your goals.

Looking ahead at coming year’s expenses can help you and your family prioritize what’s important and plan for unexpected bumps in the road.

10/01/2017

Raising a child is expensive. How do you plan to help future generations in your family?

The high cost of bringing up kids in America.

05/01/2017

Changes are expected in the 2017 market landscape. Here’s what you should know.

Ameriprise Global Market Strategist Anthony Saglimbene reflects on the past year, and what trends might unfold in 2017.

03/01/2017

With a new year upon us, you may want to consider a bump in your retirement savings contribution. Even a small increase can help get you closer to meeting your retirement goals.

29/12/2016

The economy grew by 3.5% in the third quarter, which was higher than previously estimated. Here’s what you should know.

Strong consumer spending supported the economy at a time when business investment was sluggish.

22/12/2016

College financial aid decisions are coming earlier than previous years. Here’s what you should know for the college student in your life.

The letters may be based on estimated costs.

13/12/2016

Yearly vacation budgets often focus on expensive international travel. Here are some domestic vacation options to consider.

From Texas Hill Country to New York's Adirondack Mountains.

08/12/2016

Italy and Austria voted “no” this weekend. Upcoming elections throughout Europe will be watched closely. Here’s what you should know.

U.S. equities kicked off the week trading higher, unfazed by a key vote in Italy which led to Prime Minister Matteo Renzi's resignation.

06/12/2016

The unemployment rate dropped in November. Here is more about expectations for different sectors of the economy.

U.S. employers boosted hiring in November and the unemployment rate dropped to a more than nine-year low of 4.6 percent, making it almost certain that the...

29/11/2016

An increase in mortgage rates could also lead to an increase in home sales. Here’s what you should know.

Although mortgage rates remain historically low, a recent spike has raised some concerns about the continued strength of demand for mortgage financing.

24/11/2016

We are thankful to be able to work with you, and we hope you have a fulfilling and meaningful holiday with those you hold dear.

17/11/2016

With the market volatility we’ve experienced in 2016, tax moves that help you offset gains or mitigate losses could make a big difference. Here are some important and unique year-end tax tips to consider.

3 simple year-end tax planning strategies to consider.

15/11/2016

Did you know Medicare doesn’t cover some of the most costly health care expenses you’ll have in retirement? If not, you’re not alone. Read here to find out more about Medicare’s surprising coverage gaps.

Learn more about what isn’t covered by Medicare.

10/11/2016

The election is over, and economic fundamentals remain unchanged. Contact me before making any quick money moves.

U.S. stocks rebound Wednesday, with Dow industrials trading more than 100 points higher, in contrast to sharp losses seen in the futures market after...

08/11/2016

Election Day is November 8. Remember to get out and vote!

03/11/2016

401(k) and IRA contribution limits will remain steady in 2017. Here’s what you need to know.

You can contribute as much as $18,000 to your 401(k) in 2017, and as much as $5,500 to your IRA or Roth IRA. These limits are unchanged compared to last year....

01/11/2016

If you're preparing to get out of dodge for the winter, here are some ideas on reducing costs.

Snowbirds, limit your costs and avoid surprises during your annual migration.

27/10/2016

Official inflation statistics remain low, but some costs – such as health care – are rising faster than others.

The government says prices have hardly budged over the past year. But there's more to the story according to David Joy, Chief Market Strategist at Ameriprise Financial.

25/10/2016

Do you know what your digital assets are worth and how to protect them?

Four tips to help make sure your digital footprint is preserved and passed on after you’re gone.

20/10/2016

How much do you know about Social Security? Here’s a good reminder of why planning is so critical.

For starters, yes you can collect some of an ex-spouse's Social Security benefits.

18/10/2016

You may know how you plan to spend your retirement years - but have you checked with your spouse? These conversation starters can help get you both on the same page.

Planning for retirement with your spouse could require some compromises.

13/10/2016

Do you know what Medicare covers and what it doesn’t? You may be surprised…

Learn about gaps in Medicare coverage to help you prepare for healthcare costs in retirement.

11/10/2016

Getting started on your taxes now gives you an opportunity to take advantage of tax-minimizing strategies.

These opportunities to reduce your tax bill expire on Dec. 31.

06/10/2016

Thinking about embarking on an “encore career” in retirement? You’re not alone.

Chris Farrell explains why more retirees are working beyond traditional retirement age, and what the trend could mean for you.

04/10/2016

For those with kids in college, changes to the FAFSA mean you can apply as early as Oct. 1 – with 2015 tax returns.

The nationwide college financial aid form, FAFSA, has changed. That means you need to apply earlier -- as soon as October 1. Here's what you need to know.

29/09/2016

Wondering how the election may affect your portfolio? Here are insights on the potential impact.

David Joy, Chief Market Strategist, Ameriprise Financial discusses the impact of the election on markets and your portfolio.

22/09/2016

Turns out our founding fathers may have struggled with some of the same money concerns most Americans do today.

When they weren't busy developing our nation, our country's founders had a lot to say about money.

20/09/2016

Medicare open enrollment begins soon. Here's what you should know before transitioning from employer health insurance to Medicare.

Switching from employer health coverage can be tricky.