Bri Smith, CPA

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Bri Smith is a wealth consultant that helps her clients to stop stressing about their money and start building a confident, purpose-driven financial future.

10/29/2026

We are getting close to the season where people start saying, “I’ll deal with it after the holidays.”

The budget.

The business finances.

The savings goal.

The unfinished project.

The habit they promised themselves they would change.

Then January comes carrying twelve months of expectations.

You do not need that pressure.

Start now.

Give November and December a plan before they arrive. Decide what you want the holidays to cost. Look at your year-end finances. Finish something you have been avoiding. Get clear about what you want to carry into the next year and what needs to stay behind.

January should not have to rescue you.

You can enter the new year already moving.

10/29/2026

𝗦𝗧𝗘𝗪𝗔𝗥𝗗 𝗬𝗢𝗨𝗥 𝗪𝗘𝗔𝗟𝗧𝗛. 𝗦𝗘𝗖𝗨𝗥𝗘 𝗬𝗢𝗨𝗥 𝗟𝗘𝗚𝗔𝗖𝗬. 𝗦𝗘𝗥𝗩𝗘 𝗚𝗢𝗗'𝗦 𝗣𝗨𝗥𝗣𝗢𝗦𝗘.

You work hard to provide for your family. But when you look at your finances, are you building the future you want for them?

Between monthly bills, debt, everyday expenses, and preparing for retirement, it can be difficult to know where to begin.

God calls us to be wise stewards of what He has entrusted to us. That takes knowledge, discipline, and intentional decisions.

𝗧𝗵𝗲 𝗠𝗮𝗸𝗶𝗻𝗴 𝗼𝗳 𝗮 𝗠𝗼𝗻𝗮𝗿𝗰𝗵 is an 8-week, Christ-centered financial education experience led by Bri Smith, CPA. Through practical financial education and biblical guidance, you'll learn how to:

Define what financial freedom means for your household.

Build a stronger financial foundation through better money management, saving, and debt reduction.

Understand financial principles that can help you build wealth and prepare for your family's future.

The financial habits you establish today can influence generations to come.

𝗧𝗵𝗲 𝗦𝘁𝗿𝘂𝗴𝗴𝗹𝗲 𝗘𝗻𝗱𝘀 𝗪𝗶𝘁𝗵 𝗬𝗼𝘂.

Early Bird Enrollment is now open!

Program begins January 7, 2027.
In-Person and Virtual options available.
Early Bird pricing ends November 30, 2026.

Learn more and secure your place:
https://makingofamonarch.com/

10/29/2026

Shiny object syndrome can get expensive in business.

One more software. One more course. One more coaching program. Then you look at your account and wonder where all the money went.

I have been there, and I am a CPA. Sometimes you need a real come-to-Jesus moment with your expenses. Review every subscription. Ask when you last used it, whether it still works for your business, and whether you are paying for features you never needed.

Then build a plan for the money you keep. Budgeting tells your money where to go, while forecasting helps you prepare for what could happen next.

What business expense do you know it is time to cancel? Let me know in the comments.

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10/28/2026

Would you rather strengthen your future or reduce your child’s future education costs?

Saving for retirement helps protect your ability to support yourself when you stop working. Starting early also gives your money more time to grow.

Saving for your child’s education can reduce their reliance on student loans and give them more options after high school. However, education may also be funded through scholarships, grants, work-study, family contributions, and responsible borrowing.

Before deciding, review your retirement progress, employer benefits, remaining timeline, expected education costs, available financial aid, and how much your family can realistically save.

For many families, the answer is not choosing one goal and ignoring the other. It is prioritizing retirement while making consistent, manageable contributions toward education.

Supporting your child’s future should not require sacrificing your own financial security.

What’s your move?

#757

10/28/2026

Courses, conferences, business coaching, masterminds, continuing education, and books may qualify as business expenses when they maintain or improve skills used in your current business.

For me, continuing professional education is part of maintaining my CPA license. Many of the books in my office also support the work I do with clients.

The key is a clear business connection. Education that prepares you for a new trade or business generally does not qualify, and subscriptions used for both business and personal purposes should be divided based on actual use.

What course, book, or conference has helped you grow in your business? Let me know in the comments.

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10/27/2026

They may not understand your budget.

But they notice how you talk about money.

They hear whether every bill creates panic.

They notice whether spending is always emotional.

They see generosity. They see gratitude. They see discipline. They see stress.

And eventually, many of those behaviors become part of their own relationship with money.

Building generational wealth is not only about what you leave your children.

It is also about what you teach them while you are still here.

Let them see you plan.

Let them hear healthy conversations about money.

Let them understand that wealth is not simply about having more. It is about being wise with what God has entrusted to you.

10/27/2026

I’m Bri Smith, CPA, and I have worked in accounting and finance for over a decade.

I earned my bachelor’s degree from Old Dominion University, double majoring in accounting and personal financial planning. For more than eight years, I have also focused on real estate accounting.

But for me, this work has never been only about numbers. It is about helping families and business owners make wiser decisions, reach their goals, and become financially well in every area of life.

What financial goal are you working toward right now? Let me know in the comments.

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10/26/2026

Your business account has a healthy balance.

Does that mean you can take more money out?

Not necessarily.

Some of that cash may already be needed for:

• Payroll
• Taxes
• Upcoming bills
• Debt payments
• Planned expenses
• Unexpected costs

Before making a larger withdrawal, look ahead instead of only looking at today's balance.

What does the next 30, 60, and 90 days look like?

The goal is not to keep money trapped in the business.

The goal is to make sure taking money out today does not create a cash problem next month.

𝗔𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲 𝗱𝗼𝗲𝘀 𝗻𝗼𝘁 𝗮𝗹𝘄𝗮𝘆𝘀 𝗺𝗲𝗮𝗻 𝘀𝗽𝗲𝗻𝗱𝗮𝗯𝗹𝗲.

Save this before your next cash decision.

10/26/2026

Would you rather become mortgage-free sooner or give your money more time to grow?

Paying extra toward your mortgage can reduce the interest paid over time and bring the security of owning your home without a loan. But money added to your home equity is less accessible if you later need cash.

Investing the extra money may offer greater long-term growth potential, especially when you have many years to remain invested. That potential comes with market risk, fees, and no guaranteed return.

Before choosing, compare your mortgage rate, loan terms, investment timeline, emergency savings, retirement progress, and comfort with risk. Confirm whether your mortgage includes any prepayment restrictions or penalties.

The best move is not always the one with the highest projected return. Peace of mind, flexibility, and long-term goals also matter.

What’s your move?

#757

10/26/2026

Some financial decisions need to be discussed before the purchase is made, the contract is signed, or the tax year ends.

Speaking with your CPA early creates time to review your numbers, consider the tax impact, evaluate available options, and make an informed decision. Waiting until tax filing season may leave you with fewer opportunities to adjust the outcome.

Bring your CPA into the conversation before your next major business decision.

Book a consultation at BDSmithWealth.com.

#757

Address

Virginia Beach, VA

Website

https://bdsmithwealth.com/

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