we guide and help you with process to get best loan suitable to your profile from banks and NBFC's. Thank you for choosing to be part of our community at DalaalX, doing business as consultant (“DalaalX”, “we”, “us”, or “our”). We are committed to protect your personal information and your right to privacy. If you have any questions or concerns about our policy, or our practices with regards to yo
ur personal information, please contact us at [email protected]. When you visit our mobile application, and use our services, you trust us with your personal information. We take your privacy very seriously. In this privacy policy, we seek to explain to you in the clearest way possible what information we collect, how we use it and what rights you have in relation to it. We hope you take some time to read through it carefully, as it is important. If there are any terms in this privacy policy that you do not agree with, please
discontinue use of our Apps and our services. This privacy policy applies to all information collected through our mobile application, ("DalaalX"), and/or any related services or events (we refer to them collectively in this privacy policy as the "Services"). Please read this privacy policy carefully as it will help you make informed decisions about sharing your personal information with us.
1. WHAT INFORMATION DO WE COLLECT? In Short: We collect personal information that you provide to us. We collect personal information that you voluntarily provide to us when registering at the Apps, expressing an interest in obtaining information about us or our products and services, when participating in activities on the Apps or otherwise contacting us. Social Media Login Data; We may provide you with the option to register using social media account details, like your Facebook. If you choose to register in this way, we will collect the Information described in the section called "HOW DO WE HANDLE YOUR SOCIAL LOGINS" below. All personal information that you provide to us must be true, complete and accurate, and you must notify us of any changes to such personal information. Information automatically collected
In Short: Some information — such as IP address and/or browser and device characteristics — is collected automatically when you visit our DalaalX Application. We automatically collect certain information when you visit, use or navigate the Apps. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Apps and other technical information. This information is primarily needed to maintain the security and operation of our Apps, and for our internal analytics and reporting purposes. Like many businesses, we also collect information through cookies and similar technologies.
2. HOW DO WE USE YOUR INFORMATION? In Short: We use personal information to provide you with services you explicitly requested for, to resolve disputes, troubleshoot concerns, help promote safe services, updates, customize your experience, detect & protect us against error, fraud and other criminal activity, enforce our terms and conditions, etc.. We use the information we collect or receive: To facilitate account creation and logon process. If you choose to link your account with us to a third party account (such as your Facebook account), we use the information you allowed us to collect from those third parties to facilitate account creation and logon process for the performance of the contract. See the section below headed "HOW DO WE HANDLE YOUR SOCIAL LOGINS" for further information. To send administrative information to you. We may use your personal information to send you product, service and new feature information and/or information about changes to our terms, conditions, and policies.
3. WILL YOUR INFORMATION BE SHARED WITH ANYONE? In Short: We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations. We will not sell, share or rent your personal information to any 3rd party or use your email address/mobile number for unsolicited emails and/or SMS. Any emails and/or SMS sent by DalaalX will only be in connection with the provision of agreed services & products and this Privacy Policy. We may process or share data based on the following legal basis: Consent: We may process your data if you have given us specific consent to use your personal information for a specific purpose. Legal Obligations: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements). Vital Interests: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.
4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES? In Short: We may use cookies and other tracking technologies to automatically collect and store your information. A "cookie" is a small piece of information stored by a web server on a web browser so it can be later read back from that browser. DalaalX uses cookie and tracking technology depending on the features offered. No personal information will be collected automatically via cookies and other tracking technology; however, if you previously provided personally identifiable information, cookies may be tied to such information.
5. HOW DO WE HANDLE YOUR SOCIAL LOGINS? In Short: If you choose to register or log in to our services using a social media account, we may have access to certain information about you. Our App offers you the ability to register and login using your third party social media account details (like your Facebook logins). Where you choose to do this, we will receive certain profile information about you from your social media provider. The profile Information we receive may vary depending on the social media provider concerned, but will often include your name, e-mail address, friends list, profile picture as well as other information you choose to make public. We will use the information we receive only for the purposes that are described in this privacy policy or that are otherwise made clear to you on the Apps. Please note that we do not control, and are not responsible for, other uses of your personal information by your third party social media provider. We recommend that you review their privacy policy to understand how they collect, use and share your personal information, and how you can set your privacy preferences on their sites and apps.
6. DO WE MAKE UPDATES TO THIS POLICY? In Short: Yes, we will update this policy as necessary to stay compliant with relevant laws. We may update this privacy policy from time to time. The updated version will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy policy, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy policy frequently to be informed of how we are protecting your information. OUR DATA INTEGRITY POLICY
Our all-encompassing Data Integrity Policy covers the following avenues:
Data management has become a very important component with the volume growing at exponential rates. We expect the same to happen very soon. Data reliability, consistency as well as the quality management will be taken up across the following processes that are a part of the data lifecycle:
Collection of raw data (via web and app user interfaces; and APIs from third-party vendors)
Processing of the raw data into structured format (using Mongodb and JSON objects retrieved from the API callbacks)
Computation of the data (using backend business logic)
Reporting of the data (via frontend admin panels, exports, database storage)
Retention of the data (via database storage on the cloud, as well as updating of an immutable ledger in our underlying blockchain system)
Archival and retrieval of the data (via database storage on the cloud and a blockchain explorer that we have built)
Authorized destruction of the data (via Update operations on our database, and appending new transaction to the blockchain system showing addition/updation to the historical data)
DalaalX’s data management will follow the standard of being ‘Complete, Consistent, Enduring and Available’. DalaalX, and its associated systems will be collecting data at the following fronts:
Personal information to build the user’s profile. Deposit and Loan information based on the data entered in our app. Deposit and Loan information based on the data shared with us through our APIs by a third-party. Clickstream data aggregated and processed by reliable analytics platforms such as Google Analytics and Firebase. DalaalX will be following the below mentioned data privacy policies:
Personally Identifiable Information (PIIs) won’t be shared with Google via the Analytics codebase. The semi-public Blockchain Explorer will not be displaying PIIs as a part of the transaction data shown on the explorer views. We understand that mismanagement of the data, or inclusion of suspicious data in our systems, will majorly bring bad name to the reputation of the company, as well as hinder our efforts of helping farmers and other customers by making their lives significantly easier as we enable them to avail working capital and personal finance against their produce deposited at a nearby warehouse, with an all-encircling digital process. HOW CAN YOU CONTACT US ABOUT THESE POLICIES? If you have questions or comments about this policy, you may email us at [email protected] or by post to:
DalaalX
