SFP - Bernadine Kruger Financial Adviser

SFP - Bernadine Kruger Financial Adviser I am a financial adviser committed to helping clients with financial planning and wealth management, guiding them toward lasting financial security and growth

23/02/2026
๐ŸŽ„ Holiday Safety Checklist 2025 ๐ŸŽ„Before you head out for the holidays, make sure your home, car, and valuables are prope...
18/11/2025

๐ŸŽ„ Holiday Safety Checklist 2025 ๐ŸŽ„

Before you head out for the holidays, make sure your home, car, and valuables are properly covered for the festive season!

๐Ÿ  Home & Contents: Are your valuables and household items covered while youโ€™re away?

๐Ÿš— Vehicle Cover: Confirm your vehicle is fully insured and review whether additional drivers are covered under your policy.

โœˆ๏ธ Travel Insurance: Does your policy cover medical emergencies, cancellations, and lost luggage?

๐Ÿ“ฆ Underinsurance: Have you reviewed your insured values to make sure your items arenโ€™t underinsured?

๐Ÿ’Ž Item Values: Have you updated your item values to reflect new purchases or price changes this year?

๐Ÿ“ž Emergency Contacts: Do you have your insurer and brokerโ€™s contact details saved?

โŒ General Exclusions: Do you know whatโ€™s not covered under your policy?

Bernadine Kruger
๐Ÿ“ž 082 963 3462

https://sfp.profileme.app/bernadinekruger.html

๐ŸŽ„ Holiday Checklist 2025 ๐ŸŽ„As the holidays approach, weโ€™re all ticking off our to-do lists - gifts, travel plans, and fam...
10/11/2025

๐ŸŽ„ Holiday Checklist 2025 ๐ŸŽ„
As the holidays approach, weโ€™re all ticking off our to-do lists - gifts, travel plans, and family time.

But hereโ€™s something important to add to your holiday checklist:

โœ… Is your life cover, disability, and critical illness benefit up to date??
โœ… Do you have a valid will in place?
โœ… Have you reviewed and confirmed your beneficiary nominations?
โœ… Have you verified if your cover applies internationally during travel?
โš ๏ธ Have you reviewed your policy exclusions - especially for travel, extreme sports, or medical emergencies abroad?

๐Ÿ’ฌ Need help reviewing your cover or will before you travel? Letโ€™s get it sorted before the year ends!

Bernadine Kruger
๐Ÿ“ž 082 963 3462

https://sfp.profileme.app/bernadinekruger.html

https://www.facebook.com/SfpBernadineKruger

๐ŸŽ„โœจ Holiday mode: almost ON! โœจ๐ŸŽ„Before you switch on the out-of-office and head off to unwind, take a moment to make sure ...
03/11/2025

๐ŸŽ„โœจ Holiday mode: almost ON! โœจ๐ŸŽ„

Before you switch on the out-of-office and head off to unwind, take a moment to make sure your Life & Legacy Planning is in order โœ…

๐ŸคLife Cover โ€“ Is your cover still sufficient to protect your loved ones?

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ฆBeneficiaries โ€“ Are the right names listed on your policies?

๐Ÿ“œWill Check โ€“ Is your Will up to date and easy to access?

๐Ÿ”‘Executor Details โ€“ Does your family know who your executor is?

๐Ÿ„โ€โ™‚๏ธExclusions โ€“ Planning something adventurous? Check for activity exclusions.

๐ŸŒŽCover Portability โ€“ Does your cover extend internationally?

๐Ÿ‘ถTrusts & Dependants โ€“ Are guardianship and trust arrangements in place?

Contact me for more information
Bernadine Kruger
๐Ÿ“ž 082 963 3462
[email protected]

https://sfp.profileme.app/bernadinekruger.html

๐ŸŽ„ HOLIDAY SEASON CHECKLIST 2025 ๐ŸŽ„Heading out this festive season? Make sure youโ€™re covered before you go!๐Ÿš— VEHICLE COVER...
25/10/2025

๐ŸŽ„ HOLIDAY SEASON CHECKLIST 2025 ๐ŸŽ„

Heading out this festive season? Make sure youโ€™re covered before you go!

๐Ÿš— VEHICLE COVER
Check your tyres, service status, tracker, and licence disc.

๐Ÿ  HOMEOWNERS & CONTENTS
Test alarms, clear gutters, and let your insurer know if your home will be unoccupied.

๐Ÿงณ ALL RISK COVER & HOLIDAY TRAVEL
Confirm travel and portable item cover, and keep proof of ownership for new gifts.

โœ… GENERAL RISK MANAGEMENT
Review your policy, check excesses, and save emergency contacts.

Enjoy peace of mind these holidays - tick off your SFP Holiday Checklist before you hit the road!

Contact me for more information
๐Ÿ“ž 082 963 3462
Bernadine Kruger

https://sfp.profileme.app/bernadinekruger.html

๐Ÿšจ Important Update from GEPF ๐ŸšจThe GEPF has NOT changed the retirement age.Reports circulating on social media about an i...
23/10/2025

๐Ÿšจ Important Update from GEPF ๐Ÿšจ

The GEPF has NOT changed the retirement age.
Reports circulating on social media about an increase from April 2025 are false.

Contact me for more information
๐Ÿ“ž 082 963 3462
Bernadine Kruger

https://sfp.profileme.app/bernadinekruger.html

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Boksburg

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