SFP - Bernadine Kruger Financial Adviser

23/02/2026

16/02/2026

Contact me for more information
📞 082 963 3462
Bernadine Kruger

https://sfp.profileme.app/bernadinekruger.html

18/11/2025

🎄 Holiday Safety Checklist 2025 🎄

Before you head out for the holidays, make sure your home, car, and valuables are properly covered for the festive season!

🏠 Home & Contents: Are your valuables and household items covered while you’re away?

🚗 Vehicle Cover: Confirm your vehicle is fully insured and review whether additional drivers are covered under your policy.

✈️ Travel Insurance: Does your policy cover medical emergencies, cancellations, and lost luggage?

📦 Underinsurance: Have you reviewed your insured values to make sure your items aren’t underinsured?

💎 Item Values: Have you updated your item values to reflect new purchases or price changes this year?

📞 Emergency Contacts: Do you have your insurer and broker’s contact details saved?

❌ General Exclusions: Do you know what’s not covered under your policy?

Bernadine Kruger
📞 082 963 3462

https://sfp.profileme.app/bernadinekruger.html

10/11/2025

🎄 Holiday Checklist 2025 🎄
As the holidays approach, we’re all ticking off our to-do lists - gifts, travel plans, and family time.

But here’s something important to add to your holiday checklist:

✅ Is your life cover, disability, and critical illness benefit up to date??
✅ Do you have a valid will in place?
✅ Have you reviewed and confirmed your beneficiary nominations?
✅ Have you verified if your cover applies internationally during travel?
⚠️ Have you reviewed your policy exclusions - especially for travel, extreme sports, or medical emergencies abroad?

💬 Need help reviewing your cover or will before you travel? Let’s get it sorted before the year ends!

Bernadine Kruger
📞 082 963 3462

https://sfp.profileme.app/bernadinekruger.html

https://www.facebook.com/SfpBernadineKruger

03/11/2025

🎄✨ Holiday mode: almost ON! ✨🎄

Before you switch on the out-of-office and head off to unwind, take a moment to make sure your Life & Legacy Planning is in order ✅

🤍Life Cover – Is your cover still sufficient to protect your loved ones?

👨‍👩‍👦Beneficiaries – Are the right names listed on your policies?

📜Will Check – Is your Will up to date and easy to access?

🔑Executor Details – Does your family know who your executor is?

🏄‍♂️Exclusions – Planning something adventurous? Check for activity exclusions.

🌎Cover Portability – Does your cover extend internationally?

👶Trusts & Dependants – Are guardianship and trust arrangements in place?

Contact me for more information
Bernadine Kruger
📞 082 963 3462
[email protected]

https://sfp.profileme.app/bernadinekruger.html

25/10/2025

🎄 HOLIDAY SEASON CHECKLIST 2025 🎄

Heading out this festive season? Make sure you’re covered before you go!

🚗 VEHICLE COVER
Check your tyres, service status, tracker, and licence disc.

🏠 HOMEOWNERS & CONTENTS
Test alarms, clear gutters, and let your insurer know if your home will be unoccupied.

🧳 ALL RISK COVER & HOLIDAY TRAVEL
Confirm travel and portable item cover, and keep proof of ownership for new gifts.

✅ GENERAL RISK MANAGEMENT
Review your policy, check excesses, and save emergency contacts.

Enjoy peace of mind these holidays - tick off your SFP Holiday Checklist before you hit the road!

Contact me for more information
📞 082 963 3462
Bernadine Kruger

https://sfp.profileme.app/bernadinekruger.html

23/10/2025

🚨 Important Update from GEPF 🚨

The GEPF has NOT changed the retirement age.
Reports circulating on social media about an increase from April 2025 are false.

Contact me for more information
📞 082 963 3462
Bernadine Kruger

https://sfp.profileme.app/bernadinekruger.html

22/10/2025

Peregrine Capital 💼

Contact me for more information
📞 082 963 3462
Bernadine Kruger

https://sfp.profileme.app/bernadinekruger.html