Robynn Gillot -Sanlam Gracien Bluestar Financial Adviser

23/04/2025

Getting life insurance at a young age comes with several advantages. Since you're likely healthier, the premiums are typically lower, making it easier to afford strong coverage. It ensures your loved ones are financially protected early on, just in case life takes an unexpected turn. Plus, if you choose a policy that accumulates cash value, starting sooner gives it more time to grow. Overall, it’s a proactive step that offers long-term security and financial benefits!

14/04/2025

Ensure you enjoy life after work as much as you do right now with these important considerations when planning your retirement.
You love your lifestyle, right? You’re building your career, drive a decent car and are thinking about owning a home. You go on holiday when you can, and over weekends, you spend time with friends, go out to great spots and restaurants, or you spend time on DIY at home… and you love having nice things!
“So many people in their late 20s, 30s and even their 40s think they’ve got a good life, and that it’s going to last forever,” says Sherwin Govender, Business Development Manager at Glacier, “but very few consider how their lives will be when they leave work for good and no longer receive a salary.”

Here are some suggestions are how to get your Retirement Savings on track as early as possible!

For assistance with your Retirement Planning, contact me today.

Ensure you enjoy life after work as much as you do right now with these important considerations when planning your retirement.

03/03/2025

People are now living longer than in any time in history, but will your retirement savings last as long as you do? Waldette Stoffberg, business development manager at Glacier by Sanlam, breaks down the steps to a life worth living, from now until well into your old age.

Contact me to discuss how I can assist you in taking those steps to achieve your best life!

📱 0722470907

📧 [email protected]

People are now living longer than in any time in history, but will your retirement savings last as long as you do? Waldette Stoffberg, business development manager at Glacier by Sanlam, breaks down the steps to a life worth living, from now until well into your old age.

28/01/2025

Did you know that over 70% of South African’s die without a valid will in place, leaving their loved ones to pick up the pieces.

Below are 3 FALSE misinterpretations on why people don’t make a will:

• I don’t need a will as I am married, and everything will go to my spouse if I die.
FALSE – When a person dies without a valid will in place, their estate is subject to the rules of Intestate succession. Meaning that the government, under Intestate Succession law decides how the estate will be distributed.
• Once I pass away, all my debts will be cancelled.
FALSE – The deceased’s assets will be used to pay off any debts. Beneficiaries (either in a will or under the intestate rules) will receive the balance of the estate, if any remains after settling the debt.
• I only need to think about a will when I’m much older.
FALSE – No one can predict the future and know how long they’re going to live. Preparing a will now ensures your loved ones are protected from government intervention and it will protect your children’s inheritance from going to the Government Guardian’s Fund.

SO, who should make a will?

• Are you married or in a civil partnership?
• Are you co-habiting with your partner?
• Do you own a house?
• Do you own a car?
• Have you bought a house with friends?
• Do you have children from a previous relationship?
• Do you intend on leaving money or assets behind for your children?

If you said YES to any of the above, it’s super important to have a will in place, and as the #1 wills & estates specialists in SA…Trust us at Sanlam Legacy to help you protect your legacy.

Please contact me if you require any assistance.

14/10/2024

Here to assist with all your Financial Planning needs. Contact me today.

14/10/2024

13/09/2024

Let's secure your legacy today!

03/09/2024

Some helpful insights on the 2 pot system

23/07/2024

Secure your Legacy.
Get in touch today.