Consult Brydon Park

27/09/2026

13/09/2026

Download the Consult insurance App from the playstore. Register using my Code MC552. Get insurance quotes for your home and car in 5 min..

12/09/2026

Speak to me before withdrawing from your Retirement annuities or pension funds SARS is racking in billions

18/06/2026

Need advice please contact us.

25/02/2026

🇿🇦 SA Budget 2026 — Key Takeaways
🧾 1. No Major Personal Tax Hikes (Some Relief)
Government did not increase personal income tax rates.
Some tax relief provided via adjustments and incentives.
👉 This is mildly positive for disposable income (especially middle earners).

💰 2. Big Boost for Investors & Retirement Savers
Tax-Free Savings Account (TFSA) annual limit increased
➜ from R36,000 → R47,000

Retirement fund tax-deductible contribution cap increased
➜ from R350,000 → R430,000.

✅ Clear signal: Treasury wants to push private savings over state dependency.

🧑‍💼 3. Massive Help for SMEs
VAT registration threshold increased
➜ from R1 million → R2.3 million turnover.

This reduces admin burden for small businesses and improves:
cashflow
compliance costs
growth runway
➡️ Very pro-entrepreneur move.

⛽ 4. Fuel & Carbon Levies Up
Fuel levy increases
Carbon tax increases
Logistics costs go up
Inflationary pressure risk remains
Consumer spending likely to stay tight

📉 5. Deficit Still Elevated
Budget deficit expected at about: ➜ ±4% of GDP
Debt projected to remain close to:
➜ 78% of GDP this year (with plans to stabilise).

🏗️ 6. Spending Still Rising
Overall government spending: ➜ +3.9%
Public sector wage bill: ➜ +4.4% �

📊 Market view
Positives
✔ Savings incentives
✔ SME support
✔ No aggressive tax hikes
✔ Fiscal stabilisation messaging

Negatives
✖ Fuel levy hikes
✖ Debt still very high
✖ Wage bill remains sticky

➡️ Net-net:
This was a market-friendly / mildly growth-supportive budget, not a populist one.

15/02/2026

Insure your car and valuables in under 30 min. Click on the link and compare between different companies.

03/02/2026

Over a 20 year period if you're a cautious inverter you will lose R10m . Chat to me to evaluate your investments strategy