Kainos Chartered Accountants Inc

19/10/2026

Four checks before you press submit.
1. IRP5s: two employers this year means two certificates.
2. Interest: above R23,800 a year (under 65) is taxable, and SARS already has your bank’s figure.
3. Rental income: declare the rent, claim rates, repairs and bond interest (not capital).
4. Proof: keep every certificate ready in case SARS asks for supporting documents.
Something does not add up before Friday? Start here: linktr.ee/kainoscainc (also in our bio and the first comment).
SmallBusinessSA DurbanBusiness CharteredAccountant KainosCA

17/10/2026

14/10/2026

Five deductions, and what each one is worth in Rands.
Most missed deductions are not exotic. They are certificates that did not pull through, logbooks that were never kept, and rules nobody explained.
Retirement annuity: R49,200 on R120,000 contributed. Logbook: R20,500 on a R50,000 travel deduction. Donations: R8,200 on R20,000. Medical credit: R14,640 a year for a family of four.
Swipe for the rules on each, including the home office claim SARS checks closely.
Want us to check your return against this list? Start here: linktr.ee/kainoscainc (also in our bio and the first comment).
SmallBusinessSA DurbanBusiness CharteredAccountant KainosCA

12/10/2026

R120,000 into a retirement annuity can mean R49,200 less tax.
Retirement fund contributions are deductible up to 27.5% of the greater of your remuneration or taxable income. For the 2026 return the cap is R350,000. For the current tax year (ending 28 February 2027) it is R430,000.
Worked example: R1.2 million taxable income, R120,000 contributed, 41% marginal rate. Tax saving: R49,200.
This is one of the simplest legal tax tools available to business owners and professionals, and one of the most underused.
Save this, and check that your certificate is on your return before you submit.
SmallBusinessSA DurbanBusiness CharteredAccountant KainosCA

09/10/2026

Accepting your auto-assessment is not the same as checking it.
SARS builds your auto-assessment from what employers, medical aids, banks and funds report. If a certificate did not pull through, the deduction is simply not there.
Example: a R60,000 retirement annuity contribution missing from your assessment at a 36% tax rate is R21,600 you have overpaid.
Check retirement contributions, medical and Section 18A donations before 23 October.
Something not right? We will help you check it. Start here: linktr.ee/kainoscainc (also in our bio and the first comment).
SmallBusinessSA DurbanBusiness CharteredAccountant KainosCA

07/10/2026

Save this before you assume your deadline.
Two taxpayers, two deadlines, and a lot of confusion every October.
Salary only with PAYE: 23 October 2026. Business, practice, rental or freelance income on top: 22 January 2027. Trusts: 22 January 2027. Companies: 12 months after year-end.
Swipe through, find yours, and put it in your calendar today.
Save this, and share it with a colleague who is still guessing.
SmallBusinessSA DurbanBusiness CharteredAccountant KainosCA

05/10/2026

23 October is not everyone’s SARS deadline.

If your only income is a salary with PAYE deducted, your 2026 tax return is due on Friday 23 October.

If you also earn rental income, consulting fees, practice profits or business income, you are a provisional taxpayer and your deadline is Friday 22 January 2027.

Different deadline, same rule: file it correctly, not just on time. This month we are unpacking tax season for business owners and professionals, one week at a time.

Comment OCTOBER, JANUARY or NOT SURE 🙂 so we know which one is yours, and follow along for the rest of the series.

30/09/2026

Ninety days to close the year clean instead of scrambling in February. The full sprint:

1. Deep clean: reconcile, chase debtors, prune dead subscriptions.
2. Claim what’s yours: SBC status, small-asset write-offs, learnership and home-office deductions.
3. Recover your VAT: fix invalid invoices, get current, claim every input VAT you’re entitled to.
4. Clear SARS: forecast profit for your second provisional and line up the deadlines.

Do this and you don’t just survive year-end, you set up next year with a clear windscreen.

Comment CLARITY to run the sprint with a partner beside you.

BusinessFinance DurbanBusiness SMESouthAfrica SARS Bookkeeping

28/09/2026

VAT is where small errors turn expensive fast. Six that catch businesses out:

1. Claiming input VAT on entertainment: denied. Client lunches and staff parties don’t qualify.
2. Claiming VAT on a passenger car or double-cab: denied, even for business use.
3. Filing late: the VAT201 and payment are due by the 25th. Late means a 10% penalty plus interest, straight away.
4. Missing the R2.3m registration line: register once taxable supplies pass R2.3m in any 12-month period, or SARS backdates it.
5. Under-claiming: software, stock, equipment and fees are all claimable with valid invoices. Most businesses leave money behind.
6. Poor record-keeping: no valid invoice, no claim.

Comment CLARITY if you want VAT handled properly, not hopefully.

BusinessFinance DurbanBusiness SMESouthAfrica SARS Bookkeeping

24/09/2026

Today, we celebrate what makes South Africa beautifully diverse. 🇿🇦❤️

Our heritage is found in our languages, cultures, traditions, stories, food and the communities we call home.

But heritage is also about what we build for the future.

At Kainos, we’re proud to support the businesses, professionals and entrepreneurs who contribute to South Africa’s economy and continue building something meaningful for the generations to come.

Here’s to our heritage, our diversity and our shared future.
Happy Heritage Day! 🇿🇦

KainosCA SouthAfricanBusiness BusinessSA SAEntrepreneurs