Maniza Saib - Sanlam Financial Adviser, Umhlanga

16/10/2026

The year-end is fast approaching, with less than 3 months to go before we all start winding down for some well-deserved time off.

In the lead up we suggest that you review the following key "allowances" and financial considerations:

REVIEWING YOUR FINANCIAL PLAN

The final quarter of the year is a good time to "spring clean" your financial plan to ensure that you are on track to achieve the goals set out at the beginning of the year.

REVIEWING YOUR WILL

We encourage you to review your will or have a new will drafted.

HOLIDAY SAVINGS PLAN

If you haven't started already, now is the time to start saving for those end-of-year expenses.

This year has been a challenging year for us all. For the last quarter, our advice to you is to focus on what you can control and not focus on things that are out of your hands.

Some of the things you can control are your finances.

Get in touch with a financial planner Maniza Saib to discuss how you stay in control when it comes to your savings, investments and insurance. https://www.sanlamadvice.co.za/adviser/maniza-saib/contact-us/

Source:
iol.co.za/personal-finance/finan...-times-of-market-volatility/

15/10/2026

Learn the 9 key elements every sound financial plan should have. E.g. Tip #5. Be prepared for retrenchment.
#9. Don’t neglect your paperwork.
Find all nine tips in my blog article during .

Recent years have proven one thing – being adaptable, flexible, responding quickly to change and being resilient are traits that we need if we are to survive, and thrive, in a world that’s constantly changing. We cannot stress enough the importance of a financial plan designed by an appropriatel...

13/10/2026

Believe in yourself😊

You've come so far; don't let doubt hold you back.

Trust in your abilities and conquer this final hurdle. 🚀

Good luck from all of us Maniza Saib
📞0815147134
📧[email protected]
🏠Milkwood Office Park North, Umhlanga Rocks Drive & Douglas Saunders Crescent, Umhlanga, 4319
https://www.sanlamadvice.co.za/adviser/maniza-saib/contact-us/

12/10/2026

Take these steps to help you stay vigilant and reduce your risk of breast cancer. For more information about products that are available to mitigate the financial impact of cancer, contact a Sanlam Financial Adviser today.

Welcome to a new era of financial wisdom! I’m Maniza Saib, your Senior Financial Adviser with a flair for turning complex financial landscapes into your playground of possibilities. With over a decade of navigating the volatile seas of finance, I’m here to chart a course tailored for your succes...

11/10/2026

Breast Cancer Awareness Month highlights the importance of being proactive with routine health checks and screenings. Early detection can improve outcomes, making awareness and preventative care essential parts of long-term wellbeing.

Key reminders:
• Perform regular self-examinations and become familiar with what is normal for your body.

• Understand your personal risk factors, including family history and age.

• Prioritise healthy lifestyle habits such as exercise, balanced nutrition and avoiding to***co use.

• Speak to healthcare professionals about appropriate screening options for your stage of life.

Taking ownership of your health today can help you make more informed decisions for tomorrow.

Read the full article in my blog for practical guidance on staying on top of your health checks: https://www.sanlamadvice.co.za/adviser/maniza-saib/blogs/breast-cancer-awareness-a-guide-to-stay-top-of-your-health/

08/10/2026

👋 Are you on LinkedIn? Let's connect!

If you're interested in making smarter money decisions and learning from my experiences as a Financial Planner, I'd love to connect with you on LinkedIn.

That's where we regularly share:
✅ Financial education made simple
✅ What it's like to work with a financial planner
✅ Events, workshops and community initiatives
✅ Practical guidance for navigating important financial decisions
✅ Tools and resources to help you grow your financial confidence

🔗 Connect with me on LinkedIn: https://www.linkedin.com/in/manizasaib/

📞 Contact: 0815147134

https://www.linkedin.com/in/manizasaib/

Introducing you to Mrs Maniza Saib. Deceptively young looking this phenomenal woman who… · Experience: Sanlam · Location: Durban · 500+ connections on LinkedIn. View Maniza Saib’s profile on LinkedIn, a professional community of 1 billion members.

08/10/2026

A decision you make today could have a lasting impact on a child's tomorrow. Get in touch with Maniza Saib 0815147134 to discuss their future today.

07/10/2026

A common challenge for many SMEs isn't a lack of ambition. It's a lack of financial visibility.

Economic uncertainty, changing market conditions and rising costs make financial discipline more important than ever. One of the simplest ways to strengthen your business is to revisit the fundamentals:

• Build and update a financial roadmap
• Stay on top of bookkeeping and tax planning
• Monitor cash flow consistently
• Manage debt strategically
• Keep personal and business finances separate

As the saying goes, "A failure to plan is a plan to fail."

Taking time to review these areas can help business owners move from simply surviving to planning for sustainable growth.

🔗 Explore the full article in our blog for practical insights on giving your business finances a spring clean.

In money, as in life, a failure to plan is a plan to fail. This spring, get your financial house in order by preparing a financial road map for the year ahead. Pandemics, climate change, crime, political unrest and a sluggish economy have had a devastating impact on many SMEs over the past few years...

03/10/2026

Safeguard your legacy for your loved ones.💙
Drafting a will with the help of Maniza Saib and Sanlam Trust is how you take care of your family when you no longer can — protecting their inheritance and sparing them the hard admin later. Free to draft and store.

Draft your will online here - https://www.sanlamadvice.co.za/adviser/maniza-saib/tools/online-will/

This is ideal if you require a will that is simple and straight forward. Simply complete the form to generate your draft will that you can download immediately. A consultant will call you to finalise your will, make sure it reflects your wishes, that you sign it correctly, and return it back to Sanlam for safekeeping.

Sanlam has partnered with Sanlam Trust, part of the Capital Legacy Group and a Sanlam associate, to give you expert advice on wills, trusts, estates, and related services.

You can also speak to a financial adviser directly should you have any questions before commencing:
Maniza Saib
📞0815147134
📧[email protected]


https://www.sanlamadvice.co.za/adviser/maniza-saib/tools/online-will/

Sanlam Life Insurance Limited is a licensed Life Insurer, authorised Financial Services Provider and registered Credit Provider (NCRCP43).

02/10/2026

When discussing cancer, the conversation often focuses on treatment and recovery.

But there’s another reality that deserves attention: THE FINANCIAL IMPACT.

Beyond direct medical expenses, individuals and families may face reduced income, additional travel costs, caregiving expenses, and other unforeseen financial pressures. These challenges can have a lasting effect on long-term financial wellbeing.

For financial professionals and consumers alike, understanding the broader financial implications of serious illness is an important part of effective financial planning.

An informed plan is not about predicting the future. It’s about preparing for uncertainty.

Read my full article here:
🔗 https://www.sanlamadvice.co.za/adviser/maniza-saib/blogs/the-hidden-cost-of-cancer/