14/04/2025
Currency & Political Risk Mitigation
Protection against forex shortages, contract repudiation, and regulatory shifts
Trade credit insurance for cross-border transactions (e.g., Zim-SA trade)
Agricultural Risk Solutions
Drought/climate-smart crop/livestock coverage (key for Zimbabwean farmers)
Commodity price volatility hedging
Infrastructure & Energy Projects
Delay-in-startup insurance for load-shedding-impacted projects
Coverage for vandalism/theft of copper cables, equipment
Informal Sector Formalization
Microinsurance for SMEs & informal traders (e.g., vendor stock protection)
For Individuals & Families
Diaspora Protection Packages
Life/health policies for families with SA/Zim expat breadwinners
Funeral cover with cross-border claims processing
Property & Automotive
Home insurance with burglary/storm riders (high-risk in SA/Zim cities)
"Taxi kombi" fleet coverage for transport operators
Health Security
Medical aid gap cover (critical in Zim’s underfunded health system)
Medical evacuation to SA/abroad
Regional Differentiators
Hyperlocal Risk Tech
SMS-based policy management (for low internet pe*******on areas)
EcoCash premium payments
Cross-Border Expertise
Facilitation of SACU/SADC trade compliance coverage
Rand/ZWL/USD multi-currency policy structuring
Community Resilience Programs
Farm theft prevention partnerships with ZRP/community watches
Drought preparedness workshops for Matabeleland farmers