13/05/2026
Dati akala ko, kailangan muna lumaki ang income bago makapag-ipon.
Pero unti-unti kong na-realize na mas importante pala kung paano mo hinahandle kung ano ang meron ka ngayon.
One of the simplest concepts na pwede mong simulan every payday—and hopefully maging habit over time—is the Abundance Formula:
Income (100%)
– 10% Tithes
– 20% Savings
= 70% Expenses
Dito sa IMG, we consider this as the 'Best Savings Formula.'
Simple lang siya, pero malaking tulong when practiced consistently, it can slowly change your mindset and your future.
Isa lang ito sa mga natutunan ko sa IMG na talagang na-appreciate ko—pwedeng i-apply kahit paunti-unti.
If you feel like this could help you too and gusto mo makapagsimula, you can message me anytime. 🙂
