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Business Initiatives

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Australia
Adelaide, SA
Business Initiatives

Accounting & Tax, Superannuation, Loan Specialists and Financial Planning located in Norwood, South Australia.

Business Initiatives is a boutique Chartered Accountancy firm which offers its clients total financial solutions. We provide expert, proactive advice in the areas of tax, accounting, self-managed super, loan broking and property investment. We also deliver superior financial planning services through our subsidiary company Wealth Initiatives. We have developed proven strategies to help you manage

your money and increase your wealth. At Business Initiatives we cater for all businesses, families and individuals. Our firm is for those who seek personal attention, outstanding service and expert advice. Get Serious about your finances - personal or business and minimise tax. When coupled with our business benchmarking, budgeting and KPI review, regular accounting reviews are a powerful way to monitor the progress of your business and ensure it stays the course. We service a diverse range of clients across many industries. Client size is varied with turnover from $50k to $15m. Whatever the size of your business, we have the accounting skills to assist you. Our Accounting division is staffed by experts in tax strategy, planning and business structures. Sure we help our clients satisfy their statutory obligations, but we pride ourselves on minimising tax and boosting wealth. We treat every client’s business as if it was our own and the results show. At Business Initiatives we deliver “Total Financial Solutions”

ABN: 13 007 938 650 | Australian Credit Licence: 389097

03/06/2026

🌏 What's the best city in Australia to raise a family 🌏⁣
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Compare the Market has ranked the best 50 cities globally to raise a family. ⁣
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Hats off to Brisbane, which topped the list, by a solid margin! 🏆⁣
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London and Auckland took out 2nd and 3rd place. 🥈🥉⁣
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Sydney made the top five, ranking fifth. 📍⁣
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Other major Australian cities like Perth ranked sixth, and Melbourne ranked seventh. 📈⁣
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But hey, we're pretty spoilt for choice here in Australia.⁣
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No matter where you’re planning to raise a family, having a home loan that suits your needs can play a key role in putting down roots. 🏡⁣
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Talk to us about a home loan that can let your family find a cosy nest. 👇⁣
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To find out more, DM or contact the Business Initiatives Team on:

☎️ – 08 8431 7444
💻 – [email protected]

01/06/2026

🏘️ More Australians are looking to build wealth through property 🏘️⁣
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Two in five Aussies plan to buy an investment property in the next 12 months. 📊⁣
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That’s the finding of a recent Great Southern Bank survey. 🏦⁣
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It’s all part of a drive by Australian families to shore up their long term financial wellbeing. 💰⁣
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And property has plenty going for it: the potential for strong price growth, enticing rental yields, and possible tax savings. 🏡⁣
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Better still, home owners may be able to use their home equity in place of a cash deposit on a rental property. 💡⁣
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Talk to us about pathways to owning an investment property. It could get the ball rolling on your future wealth. 👇⁣
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To find out more, DM or contact the Business Initiatives Team on:

☎️ – 08 8431 7444
💻 – [email protected]

29/05/2026

📈 Is buying an investment property earlier the key to building wealth? 📈⁣
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Regrets? One-in-three Aussie investors say they regret not investing earlier. 😬⁣
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And perhaps for good reason...⁣
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Finder research shows people who started investing in their 30s are 46% wealthier than those who waited until their 40s.⁣
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That’s because investment returns can compound over time. 🔄⁣
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Just look at property: 45% gains in the last five years alone! ⁣
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And while past performance is not an indication of future performance, historically speaking, the national property market has delivered consistent long-term growth.🏡⁣
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Of course, with all things investment related, it may be worth seeking advice from a financial adviser to consider all your options.⁣
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But if you do decide to invest in property, consider contacting us to explore your investment loan options. 👇⁣
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To find out more, DM or contact the Business Initiatives Team on:

☎️ – 08 8431 7444
💻 – [email protected]

27/05/2026

❄️ Low cost ways to keep your place cosy this winter ❄️⁣
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Brace yourselves, Winter is coming! 🥶⁣
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Instead of cranking up the heater, a few budget-friendly steps could help keep your home cosy. ⁣
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Seal gaps around windows and doors to keep out draughts. It can cut heating bills by 25%. ⁣
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Up to 40% of heating can be lost through windows. Simple solution, invest in curtains, blinds or even double glazing. 🪟⁣
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Add insulation to reduce heating costs by around 45%. 🧱⁣
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Or, think big and embrace solar power. ☀️⁣
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Need help to fund your winterproofing home renos? Talk us about your funding options. 👇⁣
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To find out more, DM or contact the Business Initiatives Team on:

☎️ – 08 8431 7444
💻 – [email protected]

25/05/2026

⏱️ Want to cut up to 5 years off your first home deposit saving time? ⏱️⁣
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As property prices head north, saving a traditional 20% deposit can be a serious challenge. ⁣
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But, there may be a short cut for many first home buyers.⁣
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A Domain report reveals the 5% Deposit Scheme can help Sydney first home buyers get into the market up to 5 years and 7 months earlier. 🏡⁣
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For Brisbane and Adelaide first homebuyers, the scheme can cut over four years off the time taken to save a deposit. 📊⁣
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In every other capital, the 5% Deposit Scheme can see first homebuyers bring forward their plans by more than three years. ⏩⁣
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Call us to see if the 5% Deposit Scheme could help you get into the property market sooner. 👇⁣
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To find out more, DM or contact the Business Initiatives Team on:

☎️ – 08 8431 7444
💻 – [email protected]

22/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇⁣
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To find out more, DM or contact the Business Initiatives Team on:

☎️ – 08 8431 7444
💻 – [email protected]

20/05/2026

🤝 Broker versus bot? It’s no contest 🤝⁣
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The person-to-person support of a mortgage broker eclipses anything an AI bot can dish up. 🤖⁣
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That’s the finding of Great Southern Bank research. 📊⁣
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It confirms 7-in-10 Australians say guidance from mortgage brokers is more valuable than AI-generated advice. 📈⁣
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Financial decisions like buying a home are long term and complex. 🏡⁣
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That’s why we stay in touch to see how your home loan is shaping up. 📞⁣
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Try saying that about a bot. 😅⁣
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Talk to us for human advice on the home loan that works best for you. 👇⁣
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To find out more, DM or contact the Business Initiatives Team on:

☎️ – 08 8431 7444
💻 – [email protected]

19/05/2026

📄 Could your home loan pre-approval be out of date? 📄⁣
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Mortgage pre-approval can potentially be an advantageous move for home buyers. 🏡⁣
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But recent rate hikes could leave your pre-approval in need of an update. ⁣
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can also be impacted by rising rates. ⏱️⁣
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Canstar says just one 0.25% rate cut can reduce a single home buyer’s borrowing power by $12,000. ⁣
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That means a couple's borrowing power could have been reduced by more than $72,000 since the three cash rate hikes earlier this year. ⚠️⁣
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The last thing you need is to discover you can’t finance the place you want to buy because of higher rates. ⁣
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Talk to us to bring your loan pre-approval up to date - and potentially find ways to improve your borrowing power. 👇⁣
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To find out more, DM or contact the Business Initiatives Team on:

☎️ – 08 8431 7444
💻 – [email protected]

Contact us today to secure your dream car 🚘

16/04/2026

01/04/2026

🏡 5% Deposit Scheme fuels price surge in affordable homes 🏡⁣
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Is the newly expanded 5% Deposit Scheme pricing first home buyers out of the market? 🤔⁣
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Well, property price data analysts Cotality think so, pointing out that homes falling within the scheme’s price limits saw price growth of 3.6% in just the December quarter alone. ⁣
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Homes priced just above the price caps also rose 2.4% in the same period. ⁣
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The bottom line: lock in, as it looks like competition for affordable homes is heating up. 🔥⁣
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One option?⁣
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Start a conversation with us. For starters, we’ll help you calculate your borrowing power. ⁣
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Then, you may need to be open to being flexible on your choice of home and location - a first home doesn’t have to be a forever home, for instance. ⁣
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But it can help you get a foothold in the market before prices potentially go up further. 👇⁣
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To find out more, DM or contact the Business Initiatives Team on:

☎️ – 08 8431 7444
💻 – [email protected]

Address

20d William Street
Adelaide, SA
5067

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Telephone

+61884317444

Website

http://www.businessi.com.au/

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