HEARD FINANCIAL

HEARD FINANCIAL Independent South Australian financial advisers helping you build, protect and grow your wealth.

Trusted since 2013, we provide personalised advice and an extraordinary client experience grounded in integrity, family values and long‑term planning. Heard Financial is an independently owned financial services advice business that can provide you with professional, individual service to support your financial needs. Our research comes from a large number of resources ensuring you get the best ad

vice on your individual financial needs. We will always work closely with other professional service providers that our clients trust or alternatively we can refer clients to those we trust and in whom we have confidence (for example, accounting, legal, business planning and general insurance etc). At Heard Financial we leverage our network of contacts in a broad range of industries to help you get the best deals for your larger purchases. We provide holistic financial advice to make sure we have the solution with the right kind of support from our large network of professional advisors.

Retirement planning has changed. Has your advice kept up?Longer lifespans, intergenerational wealth transfer, blended fa...
21/08/2026

Retirement planning has changed. Has your advice kept up?

Longer lifespans, intergenerational wealth transfer, blended families and information overload mean Australians approaching retirement are navigating more complexity than ever before. At the same time, more guidance tools are becoming available.

In our latest article, we explore what's driving this shift, the difference between general guidance and advice built around your full financial picture, and why personalised, independent advice matters more as circumstances become more complex.

Whether you're nearing retirement or simply want confidence your strategy still fits, this is a conversation worth having.

Read the full article: https://heardfinancial.com.au/2026/08/19/what-australiansupers-move-into-financial-advice-means-for-you/

There's never a shortage of headlines for investors.Record highs. Interest rates. Reporting season. Global events. Artif...
13/08/2026

There's never a shortage of headlines for investors.

Record highs. Interest rates. Reporting season. Global events. Artificial intelligence.

But what do these developments actually mean for your financial future?

Our August Market Update cuts through the noise and provides perspective on the key issues currently shaping markets, along with a reminder of why a disciplined, long-term approach remains one of the most important drivers of investment success.

Read the full article here:
https://heardfinancial.com.au/2026/08/12/record-highs-rate-decisions-and-what-they-mean-for-you-your-august-market-update/

If you'd like to discuss how current market conditions relate to your own circumstances, we'd love to hear from you.

Get to know Nicholas, Founder and CEO of Heard Financial.Nicholas started in financial services in 1997 and founded Hear...
10/07/2026

Get to know Nicholas, Founder and CEO of Heard Financial.

Nicholas started in financial services in 1997 and founded Heard Financial on a simple belief: that great advice is built on genuine relationships and an extraordinary client experience.

A CFP® Certified Financial Planner with a Graduate Diploma of Financial Planning, Nicholas is recognised as one of Adelaide's leading financial advisers. But it's his commitment to making sure people feel financially secure at every stage of life—and the depth of the relationships he builds—that has set the firm apart.

Watching Heard Financial grow into a team who all share that same passion has, in his words, been a joy.

Decades of expertise, built on genuine relationships.

Ready to talk about your financial future? Get in touch with Nicholas through the link below.
https://heardfinancial.com.au/portfolio/nicholas-heard/

Introducing Luke, General Manager at Heard Financial.Luke is the engine behind how Heard Financial grows—and how it keep...
08/07/2026

Introducing Luke, General Manager at Heard Financial.

Luke is the engine behind how Heard Financial grows—and how it keeps delivering for clients as it does.

An MBA holder with a genuine passion for the financial world (he runs his own portfolio of shares, property and an SMSF), Luke found the industry in 2018 and instantly felt like he was where he belonged. He thrives in a fast-paced environment and channels that energy into building a business that puts clients first at every stage of growth.

For Luke, it comes down to a great team and ambitious goals—executing a growth strategy is what gets him out of bed in the morning.

Driving growth, without losing sight of the client.

Want to learn more about the team behind Heard Financial? Get in touch with us through the link below.
https://heardfinancial.com.au/contact/

At Heard Financial, Kristyn oversees operations, ensuring every client experience is delivered with clarity and consiste...
06/07/2026

At Heard Financial, Kristyn oversees operations, ensuring every client experience is delivered with clarity and consistency.

Behind every smooth client experience is someone making sure nothing falls through the cracks—and that's Kristyn.

With a background across client services, paraplanning, compliance and business management, Kristyn brings an end-to-end understanding of how good advice actually gets delivered. She puts that depth to work every day keeping the whole operation running with care and precision.

What drives her? Helping clients reach their personal goals, as part of a team that genuinely wants to see them succeed.

The steady hand behind a seamless client experience.

Want to know more about the team looking after your financial future? Get in touch with us through the link below.
https://heardfinancial.com.au/contact/

At Heard Financial, Paul works as a Financial Adviser, supporting clients with clear, practical guidance.Financial decis...
03/07/2026

At Heard Financial, Paul works as a Financial Adviser, supporting clients with clear, practical guidance.

Financial decisions can feel overwhelming—especially during times of change. Whether it's navigating separation, planning for aged care or making sense of complex strategies, clarity becomes essential.

Paul works closely with clients to simplify complexity, explain each step in plain language and guide them through decisions with confidence. He takes the time to ensure nothing is rushed and everything is understood.

Known for his calm, practical approach, Paul helps turn uncertainty into structured, long-term solutions that clients can rely on.

Clear, steady, and focused on what matters most.

Looking for guidance that brings clarity and confidence? Connect with Paul through the link below.
https://heardfinancial.com.au/portfolio/paul-cetrangolo/

Meet Craig, Financial Adviser at Heard Financial.Knowing what to do with your money isn't always straightforward. Whethe...
01/07/2026

Meet Craig, Financial Adviser at Heard Financial.

Knowing what to do with your money isn't always straightforward. Whether you're planning for your children's future, managing savings or thinking about long-term growth, having the right structure makes all the difference.

Craig works closely with clients to understand what matters most, then builds strategies that are measured, practical and aligned to their goals. He focuses on explaining complex concepts clearly, so clients can move forward with confidence.

Known for his patience, responsiveness and calm approach, Craig creates an environment where clients feel comfortable asking questions and making informed decisions.

Clear, considered, and genuinely focused on your best outcome.

Ready to take the next step with confidence? Get in touch with Craig through the link below.
https://heardfinancial.com.au/portfolio/craig-mellors/

Get to know Jessica, one of our Financial Advisers at Heard Financial.Wealth isn't always built in a straight line. Care...
29/06/2026

Get to know Jessica, one of our Financial Advisers at Heard Financial.

Wealth isn't always built in a straight line. Career pauses, part-time work and life changes can all affect your long-term outcomes—even when you're doing everything right.

Jessica works closely with clients at different stages of life, with a particular focus on helping women navigate the things that shape long-term wealth. She places real emphasis on education, so her clients always understand their strategy and feel confident over time.

Known for her consistency, clarity and commitment, Jessica turns complex decisions into practical, actionable plans.

Practical, clear, and genuinely in your corner.

Ready for advice that feels clear and supportive? Reach out to Jessica through the link below:
https://heardfinancial.com.au/portfolio/jessica-zhang/

20/06/2026

Australia has held up better than several global markets so far in 2026, helped by earnings growth and commodities. But inflation and interest rates still matter, especially for rate-sensitive areas like property and discretionary spending.

Nick from Heard Financial and Tim Binsted from InvestSense zoom out on the bigger picture and what to watch next.

Watch the full video here: https://vimeo.com/1179394354

Address

93 Frome Street
Adelaide, SA
5000

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+61870701600

Website

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