Oreon Partners

01/09/2026

Matthew Hosking, Lara Alawattegama, Ben Reynolds, Tom Carr and Desi Daoulas from the Oreon team recently enjoyed a great afternoon at the Super Loong Lunch 2026 alongside our colleagues at Pride Advice, joining others from across South Australia’s financial planning community to raise funds to support local families in need.

Now in its 12th year, the Super Loong Lunch is a fantastic example of our industry coming together for a good cause, while also providing a great opportunity to catch up with colleagues.

Congratulations to the committee and everyone involved in putting together another successful event. We were very pleased to be part of it.

31/08/2026

Do you need to sell an investment before 1 July 2027 to keep the 50% CGT discount? Not necessarily.

Under the upcoming CGT changes, gains accumulated up to 1 July 2027 will generally remain subject to the existing rules, even if you sell the asset later. Our latest article explains what happens at the changeover and some of the factors to consider before deciding whether to sell.

https://www.oreon.com.au/should-you-sell-before-1-july-2027/

From 1 July 2027, the way capital gains are taxed for individuals, trusts and partnerships is set to change. The 50% CGT discount will be replaced by cost base indexation and a new 30% minimum tax on

28/08/2026

Sometimes, a sunny Friday calls for burgers in the courtyard!

We enjoyed a team lunch today, making the most of the sunshine and the chance to catch up away from our desks.

A pretty good way to finish the week.

25/08/2026

Read our latest article to find out how salary sacrificing into super could help you build your retirement savings while potentially reducing the amount of tax you pay.

For many employees, salary sacrifice contributions are taxed at 15% rather than their marginal tax rate. There are limits and rules to consider, including the $32,500 concessional contributions cap for 2026–27.

We explain how salary sacrifice works, the potential benefits and what to consider before setting up an arrangement.

Are you an employee thinking of putting some of your pre-tax income into superannuation to boost your retirement savings? This is known as salary sacrifice, and the good news is that it can benefit

21/08/2026

How much super will you actually need to retire comfortably? It’s a simple question without a simple answer.

How much you need in retirement depends on much more than your super balance. Your housing costs, health, travel plans, lifestyle and even how you picture spending your time in retirement can all make a significant difference.

The latest ASFA Retirement Standard estimates are out. Read our article to find out how much you may need, how to estimate what you’re likely to have at retirement, and some of the options available if there’s a gap between the two.

Have you ever wondered how much superannuation you will have and need in retirement? The answer is it depends on a range of factors, such as your lifestyle goals, whether you have paid off your

19/08/2026

The “absence concession” can allow you to continue treating your home as your main residence for Capital Gains Tax purposes while you’re away, including when it’s rented out for up to six years.
While the concession itself appears to remain intact, the recent changes to negative gearing and Capital Gains Tax create some important new considerations. Our latest article has more: https://www.oreon.com.au/renting-out-your-home-and-the-cgt-and-negative-gearing-changes/

The recent changes to negative gearing and Capital Gains Tax will impact the “absence concession” that allows you to “continue to treat” your home as your CGT-free main residence during an extende

13/08/2026

From 1 July 2027, the 50% CGT discount will be replaced with cost base indexation and a 30% minimum tax rate on eligible capital gains.

For many self-funded retirees who planned to sell investments in lower-income years, this could mean paying significantly more tax than under the current rules.

While Age Pension recipients are exempt from the new minimum tax, the pension itself is subject to strict eligibility rules.

If you're planning to sell shares or investment property in the coming years, now is the time to review your strategy and understand how these changes could affect you.

The Government has legislated major changes to capital gains tax (CGT). From 1 July 2027, the 50% CGT discount for individuals, trusts and partnerships will be replaced. In its place comes cost base

09/08/2026

From 10 August 2026, self-managed super funds will no longer be able to use a Limited Recourse Borrowing Arrangement (LRBA) to purchase residential property.

Existing arrangements are protected, and LRBAs will still be available for eligible investments such as commercial property, identical shares, and managed fund units.

If buying residential property through your SMSF is part of your strategy, now is the time to understand how these changes may affect your plans. Read our article to explore your options before the new rules take effect.

Self-managed super funds are generally not allowed to borrow money. A limited recourse borrowing arrangement, or LRBA, is one of the few exceptions. It lets a fund borrow to buy a single asset, with

06/08/2026

The High Court has ruled that an unpaid present entitlement (UPE) owed to a company beneficiary is not automatically treated as a loan back to the trust under Division 7A.

This overturns the ATO's long-held position and could have significant implications for trusts that use a bucket company.

While this is welcome news, every trust is different, and other tax rules may still apply. If your family trust distributes income to a company, now is a good time to review your structure and understand what this decision means for you. In the meantime, our article has more information:

What this means for you If your family trust gives a company a share of trust income but does not actually pay it across, the High Court has confirmed this is not automatically treated as a loan back

03/08/2026

If you're a foreign resident for tax purposes when you sell your Australian property, you may lose access to the main residence CGT exemption and face higher tax rates even if you only became a foreign resident shortly before the sale.

There are limited exceptions, but the rules are complex and timing is critical.

If you're planning to move overseas or are unsure about your residency status, it's worth getting advice before making any decisions. A little planning now could help you avoid a costly tax surprise later.

If you are a foreign resident for tax purposes when you sell your Australian home, you cannot claim the usual capital gains tax exemption on it. This applies no matter how long you lived in the home.