Financial Strategies Group Qld

Financial Strategies Group Qld Whether you run a business or are functioning as in individual, we want to help you create the best possible future financially.

I have found Matt to be very professional and gets the work completed on time.
01/09/2026

I have found Matt to be very professional and gets the work completed on time.

Very helpful.  Makes ATO compliance easy.
15/08/2026

Very helpful. Makes ATO compliance easy.

We've been working with Paul and the team at Financial Strategies Group for some time, and they've always been approacha...
01/08/2026

We've been working with Paul and the team at Financial Strategies Group for some time, and they've always been approachable, knowledgeable, and easy to work with. Their professionalism, expertise, and practical advice have been invaluable to our business. As a small business, it's reassuring to know we have advisers who are always willing to help, and whenever I've had a question, the response has been prompt, clear, and genuinely helpful. We really appreciate their ongoing support and wouldn't hesitate to recommend Paul and the team to others.

I have been working with Paul and the team for over a decade for my own personal and business + smsf tax strategy planni...
15/07/2026

I have been working with Paul and the team for over a decade for my own personal and business + smsf tax strategy planning as well as referring my clients as they are a fantastic, friendly and trustworthy group. Highly recommend.

Finstrat has been doing my BAS & Annual Accounts for a number of years now. Very professional. Good feedback.
01/07/2026

Finstrat has been doing my BAS & Annual Accounts for a number of years now. Very professional. Good feedback.

Have been using FSG for a few years. Have to say they have been nothing but professional, proficient and always helpful ...
15/06/2026

Have been using FSG for a few years. Have to say they have been nothing but professional, proficient and always helpful when it comes to Tax time. A+

Workers’ Compensation: Why It Doesn’t Cover Travel To & From WorkWorkers’ compensation is designed to protect employees ...
13/01/2026

Workers’ Compensation: Why It
Doesn’t Cover Travel To & From Work

Workers’ compensation is designed to protect employees if they’re injured while performing their work duties. But a common misconception persists: many people believe they’re automatically covered while travelling to and from work. In most cases, this isn’t true.

Historically, some jurisdictions offered broader coverage for “journey claims,” but these rules have changed significantly. Today, workers’ compensation generally does not apply if an injury occurs during your normal commute. For example, if an employee slips at a train station on the way to work or is involved in a car accident driving home, this usually falls outside the workers’ compensation framework.

Why the exclusion? The key reason is that standard commuting is
considered a personal activity, not one undertaken “in the course of employment.” Employers typically have no control over where employees live, how they travel or the risks involved in their commute. However, there are limited exceptions. Workers’ compensation may apply if:

• The employer directs or requires you to travel as part of your job
• You are travelling between work sites
• You’re attending an off-site meeting, client visit or training
• You’re using a company vehicle under specific work-related
conditions
• There is a clear and direct connection between travel and
your employment duties.

The misconception often arises because many people assume workers’ compensation works like broader personal accident insurance. It doesn’t. It is only intended to cover injuries that are sufficiently linked to work activities or requirements.

Understanding this distinction is important for both employers and employees. Employers should ensure staff know what is and isn’t covered, and employees should consider whether they need their own personal insurance for situations outside the workplace.

In short, commuting injuries are generally not covered under workers’ compensation. Clear communication and awareness can help prevent misunderstandings when an incident occurs.

FBT Implications Of Workplace Giving Programs – What EmployersNeed to Know This ChristmasThe Christmas season is a time ...
01/12/2025

FBT Implications Of Workplace Giving Programs – What Employers
Need to Know This Christmas

The Christmas season is a time when generosity often takes
centre stage. Many employees may want to support charities
and community causes, and employers can play a role in
facilitating this through a workplace giving program.

But while the spirit of giving is straightforward, the tax implications
- particularly around Fringe Benefits Tax (FBT) - are not always as clear.

HOW WORKPLACE GIVING WORKS
Workplace giving allows employees to make regular donations to
registered charities directly from their pre-tax salary.
Instead of receiving the cash and then making a donation themselves, the employer makes the contribution on their behalf. These donations are deducted before tax is calculated, giving employees immediate tax benefits without the need to claim deductions at year-end.

IS FBT TRIGGERED?
One of the key advantages of workplace giving is that it is not
considered a fringe benefit. The donations are treated as having
been made by the employee, not the employer, so there is no FBT liability for the business. However, things can get more complicated if employers try to use workplace giving in connection with salary
packaging or performance bonuses.

WHAT IF A CHRISTMAS BONUS IS REDIRECTED?
This is a common scenario during the festive season. An employee may receive a Christmas or performance bonus and ask that it be paid directly to a workplace giving program rather than into their bank account. Some employees may prefer their donation to be
reflected on their tax return. Others may question whether the donation was actually made if it falls to the employer to make the donation on their behalf. While there are no net income tax differences between the two options (which would impact their tax return), it ultimately comes down to a matter of personal choice
and trust in the employer regarding how they would like
to proceed.

If you’re considering offering staff the option of channelling Christmas bonuses or other payments into workplace giving, it’s worth seeking advice to ensure the arrangements
are set up correctly and remain FBT-free.

Address

Suite 7 Aspley Hypermarket Corporate Offices
Aspley, QLD
4034

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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